We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Top Regular Savers Discussion Thread
Comments
-
Co-operative bank Interest Rate Cuts 23/7/25:
Co-operative Bank Regular Saver ~~~~ NO CHANGE ~~~~ Remains at 7%14 -
6
-
Regular Saver Interest Rate Reductions Since BOE Base Rate Cut From 4.5% to 4.25% On 8/5/25:
Account Old rate New rate Date Aldermore Regular Saver Account Issue 1 5.00% 4.75% 28/05/2025 Aldermore Regular Saver Account Issue 2 5.00% 4.75% 28/05/2025 Bath BS 16-25 Regular Saver 6.89% 6.65% 02/06/2025 Bath BS Homestart Regular Saver 4.34% 4.10% 02/06/2025 Bath BS The Regular Saver 3.84% 3.60% 02/06/2025 Beverley BS Monthly Saver 3.65% 3.40% 01/06/2025 Buckinghamshire BS Regular Saver 3.15% 2.90% 01/06/2025 Buckinghamshire BS Regular Saver Locals 3.55% 3.30% 01/06/2025 Chorley BS Regional 2 Year Flexible Saver (all issues) 5.15% NO CHANGE 12/06/2025 Chorley BS Regular Saver (all issues) 5.15% NO CHANGE 12/06/2025 Co-operative Bank Regular Saver 7.00% NO CHANGE 23/07/2025 Coventry BS First Home Saver 4.85% 4.60% 02/06/2025 Coventry BS First Home Saver (2) 4.80% 4.60% 02/06/2025 Coventry BS Loyalty Mortgage RS 5.75% 5.50% 02/06/2025 Coventry BS Loyalty Regular Saver (2) 6.00% 5.75% 02/06/2025 Coventry BS Loyalty Seasonal Saver 5.75% 5.50% 02/06/2025 Coventry BS Regular Saver 4.30% 4.05% 02/06/2025 Coventry BS Regular Saver (6) 4.50% 4.25% 02/06/2025 Coventry BS Sunny Day Saver 6.00% 5.75% 02/06/2025 Coventry BS Young Saver 4.50% 4.25% 02/06/2025 Cumberland BS Cumberland Regular Saver 5.00% 4.75% 08/07/2025 Cumberland BS First Home Saver – Issue 1 4.10% 4.00% 08/07/2025 Cumberland BS First Home Saver – Issue 2 4.10% 4.00% 08/07/2025 Darlington BS 12 Month RS 5.00% NO CHANGE 02/06/2025 Darlington BS Green Regular Saver 3.45% NO CHANGE 02/06/2025 Darlington BS High Days & Holidays Saver 3.20% NO CHANGE 02/06/2025 Darlington BS Home Deposit Saver 4.20% 4.00% 02/06/2025 Darlington BS regular esaver 3.45% NO CHANGE 02/06/2025 Darlington BS regular saver 3.45% NO CHANGE 02/06/2025 Darlington BS Special Occasion Saver 3.45% NO CHANGE 02/06/2025 Dudley BS One Year Regular Saver Issue 8 3.55% 3.30% 20/06/2025 Ecology BS Regular Savings Account 3.60% 3.35% 28/05/2025 ESBS Regular Monthly Saver 3.75% 3.60% 01/06/2025 Furness BS 1 Year Regular Saver Issue 5 4.50% 4.25% 03/06/2025 Furness BS 1 Year Regular Saver Issue 6 4.50% 4.25% 03/06/2025 Furness BS Christmas Regular Saver Issue 2 5.25% NO CHANGE 03/06/2025 Gatehouse Bank Regular Monthly Saver Issue 2 5.30% NO CHANGE 02/07/2025 Hanley Economic Branch Regular Saver 1.90% 1.65% 01/07/2025 Hanley Economic Online Regular Saver 4.70% 4.40% 01/07/2025 Hanley Economic Regular Saver 1.95% 1.70% 01/07/2025 HRBS Regular Saver 30 Day Notice 4.50% 4.25% 30/05/2025 HRBS Regular Saver 30 Day Notice Issue 2 4.60% 4.35% 30/05/2025 Leeds BS Home Deposit Saver Issues 1 & 2 4.90% 4.80% 27/06/2025 Leeds BS Regular Saver (Issues 43, 44, 45, 46, 47,
48, 49, 50, 51, 52, 53, 54, 56, 57, 59, 60, 61, 62 & 63)4.80% 4.70% 27/06/2025 Leeds BS Regular Saver Issue 55 & 58 4.95% 4.85% 27/06/2025 Leek BS Homebuyers Regular Savings 3.05% 2.80% 04/06/2025 Leek BS Regular Saver Account Issue 1 & 2 3.05% 2.80% 04/06/2025 Leek BS Regular Saver Account Issue 3 4.65% 4.35% 04/06/2025 Loughborough BS 1 Year Super Saver 6.00% NO CHANGE 01/07/2025 Loughborough BS 2 Year Super Saver 5.00% NO CHANGE 01/07/2025 Loughborough BS Holiday Monthly Saver 5.60% NO CHANGE 01/07/2025 Loughborough BS Limited Access Monthly Saver 4.75% 4.45% 01/07/2025 Loughborough BS Regular Monthly Saver Account 2.50% NO CHANGE 01/07/2025 Mansfield BS Bonus Regular Savings Issue 8 (includes 1.85% bonus for 12 months) 5.60% 5.35% 01/07/2025 Mansfield BS Kick Start Regular Savings Issue 7 3.75% 3.50% 01/07/2025 Mansfield BS Regular Savings (2nd issue) 3.75% 3.50% 01/07/2025 Mansfield BS Regular Savings (3rd- 6th issues, including 150th anniversary issue) 3.75% 3.50% 01/07/2025 Mansfield BS Regular Savings 30 (1st issue) 4.00% 3.70% 01/07/2025 Mansfield BS Young Regular Saver (1st and 2nd issue) 4.25% 3.90% 01/07/2025 Mansfield BS Young Regular Saver (3rd issue) 4.25% 3.90% 01/07/2025 Mansfield Regular eSaver 30 (1st issue) 4.00% 3.70% 01/07/2025 Market Harborough BS Member Monthly Saver 3.25% 3.05% 15/05/2025 Melton BS Adcock Regular Saver 6.50% NO CHANGE 28/05/2025 Melton BS Regular Saver 4 5.50% NO CHANGE 28/05/2025 Melton BS Regular Saver 5 5.00% NO CHANGE 28/05/2025 Melton BS Regular Saver 6 6.00% NO CHANGE 28/05/2025 Monmouthshire BS Exclusive Regular Saver Issue 2 5.20% 4.90% 16/06/2025 Monmouthshire BS Regular Saver Issue 3 & 4 & 5 3.70% 3.40% 16/06/2025 Nationwide Flex Regular Saver Issue 3 6.50% NO CHANGE 01/07/2025 Nationwide Flex Regular Saver Issue 4 6.50% NO CHANGE 01/07/2025 Nationwide Flex Regular Saver Issue 5 6.50% NO CHANGE 01/07/2025 NatWest Digital Regular Saver (headline only) 6.17% 5.50% 30/05/2025 Newbury Home Saver 3.55% 3.35% 06/06/2025 Newcastle BS Newcastle Regular Saver (Issue 1) 5.50% 5.25% 05/06/2025 Nottingham BS Branch Regular Saver 5.50% 5.25% 17/06/2025 Nottingham BS Branch Regular Saver Issue 2 4.75% NO CHANGE 17/06/2025 Nottingham BS Children's Regular Saver 3.35% NO CHANGE 17/06/2025 Nottingham BS Regular Saver 2.25% (1.85% without bonus) 2.1% (1.7% without bonus) 17/06/2025 Nottingham BS Regular Saver 2 2.25% (1.85% without bonus) 2.1% (1.7% without bonus) 17/06/2025 Nottingham BS Regular Saver 3 2.25% (1.85% without bonus) 2.1% (1.7% without bonus) 17/06/2025 Penrith BS Junior Affinity Regular Saver 4.70% 4.45% 16/06/2025 Penrith BS Regular E-Saver 200 5.00% NO CHANGE 16/06/2025 Penrith BS Regular Saver 200 4.00% NO CHANGE 16/06/2025 Penrith BS Regular Saver 200 Issue 2 5.00% NO CHANGE 16/06/2025 Penrith BS Regular Saver 300 5.00% NO CHANGE 16/06/2025 Principality BS 1 Year Triple Access Regular Saver 5.40% 5.15% 19/06/2025 Principality BS First Home Steps Issue 5 4.65% 4.40% 19/06/2025 Principality BS Learner Earner (Issue 1 & 2) 5.15% 4.90% 19/06/2025 Principality BS Learner Earner Issue 3 4.10% 3.85% 19/06/2025 Principality BS NHS Thank You Online Saver 3.60% 3.35% 19/06/2025 Principality BS NHS Thank You Saver 3.60% 3.35% 19/06/2025 Principality BS School Staff Saver 3.85% 3.60% 19/06/2025 Principality BS Thank You Online Saver (Issues 1 to 4) 3.85% 3.60% 19/06/2025 Principality BS Thank You Saver (Issues 1 to 4) 3.85% 3.60% 19/06/2025 Progressive BS Clockwork Regular Saver (Issue 1) 3.25% 3.00% 01/06/2025 Progressive BS Clockwork Regular Saver (Issue 2) 3.25% 3.00% 01/06/2025 Progressive BS First Home Saver 3.25% 3.00% 01/06/2025 Progressive BS First Home Saver Issue 2 4.00% 3.75% 01/06/2025 Progressive BS Online Regular Rainy Day Saver 6.50% 6.25% 01/06/2025 Progressive BS Online Regular Rainy Day Saver Issue 2 4.50% 4.25% 01/06/2025 Progressive BS Online Regular Rainy Day Saver Issue 3 5.75% 5.50% 01/06/2025 RBS Digital Regular Saver (headline only) 6.17% 5.50% 30/05/2025 Saffron BS 12 Month Members Regular Saver 4.50% 4.20% 10/06/2025 Saffron BS Children's Regular Saver 4.75% 4.45% 10/06/2025 Saffron BS Small Saver 4.70% 4.40% 10/06/2025 Saffron BS Ware Regular Saver 4.75% 4.45% 10/06/2025 Skipton Home Deposit Saver Issue 1-3 4.56% 4.31% 09/06/2025 Stafford Railway BS Regular Saver 4.75% 4.40% 01/06/2025 Suffolk BS 1 Year Variable Rate Regular Saver (31.03.2026) (includes online) 5.00% 4.75% 09/06/2025 Suffolk BS 1 Year Variable Rate Regular Saver (31.12.2025) (includes online) 5.00% 4.75% 09/06/2025 Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2025) 4.80% 4.55% 09/06/2025 Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2026) 4.80% 4.55% 09/06/2025 Suffolk BS Online 1 Year Variable Rate Regular Saver (30.09.2025) 5.00% 4.75% 09/06/2025 Suffolk BS Variable Rate Regular Saver (31.05.2026) 4.80% 4.55% 09/06/2025 Vernon Online Regular Saver 6.25% 6.00% 02/06/2025 West Brom Access Regular Saver 2.85% 2.60% 16/06/2025 YBS £50 Regular Saver/eSaver 8.00% NO CHANGE 19/06/2025 YBS Christmas 2025 Regular Saver/eSaver 5.00% 4.80% 19/06/2025 YBS First Home Saver/eSaver 4.70% NO CHANGE 19/06/2025 YBS Loyalty Regular Saver/eSaver 5.25% 5.05% 19/06/2025 YBS Regular Saver/eSaver 4.65% 4.45% 19/06/2025
Please note following the BOE's decision to hold interest rates at 4.25% on 19/6/25 this list is no longer being updated.
A link to this post has been included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread for future reference.13 -
I'm very impressed on how quick Principality is reacting now.
I remember when rates were going up, it took them about a month or so to decide the increase on the variable rate accounts...0 -
Nationwide Update:Happy Saving!
Product Type
Account
Previous Headline Rate
New Headline Rate
Change (percentage points)
Regular Savings
Start to Save 2
5.50%
5.50%
0.00
Help to Buy
3.10%
2.90%
-0.20
Flex Regular Saver 3 & 4
6.50%
6.50%
0.00
Continue to Save
2.10%
2.00%
-0.10
Children’s
FlexOne Saver / FlexOne Regular Saver
5.00%
5.00%
0.00
Child Trust Fund / Smart Junior ISA/ CTF Maturity ISA / Junior ISA Maturity
3.55%
3.55%
0.00
Smart Limited Access
3.05%
2.85%
-0.20
Future Saver
3.55%
3.55%
0.00
Smart Instant Access / Smart Saver
2.05%
1.85%
-0.20
~ NSD 2025 - NSD December 17/20 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £22,375.08 / £12,000 💯 (12) - Completed8 -
Skipton Home Deposit Saver (Issue 3) at 4.56% is now NLA and has been replaced by Issue 4 at 4.31%. Issue 4's interest rate is too low for the account to be included on the first page of this thread.
Thresholds for accounts to be included on the first page of this thread remain under review and may be altered depending how the savings landscape evolves following the base rate cut yesterday.4 -
How is the maximum balance of the new Virgin RS Exclusive Issue £6000? Per the main list.0
-
By typo on my part, now corrected. Apologies for the misinformation.schiff said:How is the maximum balance of the new Virgin RS Exclusive Issue £6000? Per the main list.0 -
Good info but I'm afraid myself and @GalacticaActual beat you to it a week agoDizzycap said:Nationwide Update:Happy Saving!Product Type
Account
Previous Headline Rate
New Headline Rate
Change (percentage points)
Regular Savings
Start to Save 2
5.50%
5.50%
0.00
Help to Buy
3.10%
2.90%
-0.20
Flex Regular Saver 3 & 4
6.50%
6.50%
0.00
Continue to Save
2.10%
2.00%
-0.10
Children’s
FlexOne Saver / FlexOne Regular Saver
5.00%
5.00%
0.00
Child Trust Fund / Smart Junior ISA/ CTF Maturity ISA / Junior ISA Maturity
3.55%
3.55%
0.00
Smart Limited Access
3.05%
2.85%
-0.20
Future Saver
3.55%
3.55%
0.00
Smart Instant Access / Smart Saver
2.05%
1.85%
-0.20
https://forums.moneysavingexpert.com/discussion/comment/81431709/#Comment_81431709
Additionally these cuts were a late response to the February cut to the base rate, rather than the May one. For the full list of interest rate cuts announced by Nationwide see:
https://www.nationwidemediacentre.co.uk/news/nationwide-adjusts-savings-rates-following-february-bank-rate-reduction4 -
My appologies as it flashed up as news for today 09/05 and not for a week agoBridlington1 said:
Good info but I'm afraid myself and @GalacticaActual beat you to it a week agoDizzycap said:Nationwide Update:Happy Saving!Product Type
Account
Previous Headline Rate
New Headline Rate
Change (percentage points)
Regular Savings
Start to Save 2
5.50%
5.50%
0.00
Help to Buy
3.10%
2.90%
-0.20
Flex Regular Saver 3 & 4
6.50%
6.50%
0.00
Continue to Save
2.10%
2.00%
-0.10
Children’s
FlexOne Saver / FlexOne Regular Saver
5.00%
5.00%
0.00
Child Trust Fund / Smart Junior ISA/ CTF Maturity ISA / Junior ISA Maturity
3.55%
3.55%
0.00
Smart Limited Access
3.05%
2.85%
-0.20
Future Saver
3.55%
3.55%
0.00
Smart Instant Access / Smart Saver
2.05%
1.85%
-0.20
https://forums.moneysavingexpert.com/discussion/comment/81431709/#Comment_81431709
Additionally these cuts were a late response to the February cut to the base rate, rather than the May one. For the full list of interest rate cuts announced by Nationwide see:
https://www.nationwidemediacentre.co.uk/news/nationwide-adjusts-savings-rates-following-february-bank-rate-reduction
~ NSD 2025 - NSD December 17/20 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £22,375.08 / £12,000 💯 (12) - Completed1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards