The Top Regular Savers Discussion Thread

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  • Bigwheels1111
    Bigwheels1111 Posts: 3,002 Forumite
    1,000 Posts Third Anniversary Name Dropper
    My FD reg saver has vanished today, matures tomorrow.
    Filled out a new reg saver application, now just waiting for it to open.
    Much faster process this year, so far.
  • masonic
    masonic Posts: 26,745 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 9 May at 2:06PM
    masonic said:
    My First Direct RS matured yesterday. I'd already applied for a new one the evening prior. Money arrived in my savings account late yesterday evening, so I'm now waiting for the new one to be opened. If that gets done today I'll have only shifted by 1 day, which would be a record.
    Only today has the "your account is maturing" message appeared in the app (after the funds had already appeared in my savings account).
    FD - ended up being a 2 day shift for me (or 3 days from application)
    So YMMV
  • Digital_Payback
    Digital_Payback Posts: 151 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Mine recently matured, capital and interest moved to a standard saver next day. 
    Opening a new RS took around 5 working days...
    Same here, and had no problems at all. 
    Digital Payback

    The National Lottery : A tax on those who aren’t good at maths.
  • Bridlington1
    Bridlington1 Posts: 3,578 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 9 May at 5:40PM

    HRBS Interest Rate Reductions 30/5/25:

    Currently available:
    Regular Saver 30 Day Notice Account (Issue 2) from 4.6% to 4.35%. Under the current thresholds this account is now set to be removed as the rate is too low for inclusion. It shall remain on the first page until the change in interest rate comes into effect.

    NLA:
    Regular Saver 30 Day Notice from 4.5% to 4.25%
  • Bridlington1
    Bridlington1 Posts: 3,578 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Leek BS Interest rate reductions 4/6/25:

    Currently available:
    Regular Saver Account (Issue 3) from 4.6% to 4.35%. Under the current thresholds this account is now set to be removed as the rate is too low for inclusion. It shall remain on the first page until the change in interest rate comes into effect.
  • allegro120
    allegro120 Posts: 1,758 Forumite
    1,000 Posts Second Anniversary Name Dropper

    NatWest/RBS Interest rate reductions 30/5/25:


    NatWest Digital Regular Saver Account and Royal Bank of Scotland Digital Regular Saver Account ~~~ Reduction from 6.17% to 5.5% for balances of £5k or less.
    The rate for balances over £5k shall be cut from 1.25% to 1.15%.
    Looks like a 2-year pattern.  6.17% was untouched for over 2 years. It was 5.12% before the raise for a couple of years too if I remember correctly...  I hope 5.5% will have a similar lifespan :)
  • WillPS
    WillPS Posts: 5,017 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    First of the current account attached regular saver loss leaders to cut. I hope it's the last but the others have license to follow now. 

    Been nice while it lasted.
  • pecunianonolet
    pecunianonolet Posts: 1,744 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    NatWest/RBS Interest rate reductions 30/5/25:


    NatWest Digital Regular Saver Account and Royal Bank of Scotland Digital Regular Saver Account ~~~ Reduction from 6.17% to 5.5% for balances of £5k or less.
    The rate for balances over £5k shall be cut from 1.25% to 1.15%.
    Looks like a 2-year pattern.  6.17% was untouched for over 2 years. It was 5.12% before the raise for a couple of years too if I remember correctly...  I hope 5.5% will have a similar lifespan :)
    According to my notes the historical rates were:

    Natwest:
    Interest changes:
    10th January 2023* 5.12% / 5.00% gross
    14th February 2023 6.17% / 6.00% gross
    30th May 2025 5.50% / 5.37% gross

    RBS
    Interest changes:
    6th December 2022* 5.12% / 5.00% gross
    14th February 2023 6.17% / 6.00% gross
    30th May 2025 5.50% / 5.37% gross

    *Rate at time of account opening

    Was just finishing up pumping the accounts up to 5k each using round ups and now the rate reduction. Rather disappointing but understandable of course. 
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