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The Top Regular Savers Discussion Thread
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My FD reg saver has vanished today, matures tomorrow.Filled out a new reg saver application, now just waiting for it to open.Much faster process this year, so far.2
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masonic said:My First Direct RS matured yesterday. I'd already applied for a new one the evening prior. Money arrived in my savings account late yesterday evening, so I'm now waiting for the new one to be opened. If that gets done today I'll have only shifted by 1 day, which would be a record.Only today has the "your account is maturing" message appeared in the app (after the funds had already appeared in my savings account).FD - ended up being a 2 day shift for me (or 3 days from application)So YMMV0
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ThePirates said:Mine recently matured, capital and interest moved to a standard saver next day.
Opening a new RS took around 5 working days...Digital Payback
The National Lottery : A tax on those who aren’t good at maths.0 -
HRBS Interest Rate Reductions 30/5/25:
Currently available:
Regular Saver 30 Day Notice Account (Issue 2) from 4.6% to 4.35%. Under the current thresholds this account is now set to be removed as the rate is too low for inclusion. It shall remain on the first page until the change in interest rate comes into effect.
NLA:
Regular Saver 30 Day Notice from 4.5% to 4.25%3 -
NatWest/RBS Interest rate reductions 30/5/25:
NatWest Digital Regular Saver Account and Royal Bank of Scotland Digital Regular Saver Account ~~~ Reduction from 6.17% AER (6% gross) to 5.5% AER (5.37% gross) for balances of £5k or less.
The rate for balances over £5k shall be cut from 1.25% AER to 1.15% AER.24 -
Leek BS Interest rate reductions 4/6/25:
Currently available:
Regular Saver Account (Issue 3) from 4.6% to 4.35%. Under the current thresholds this account is now set to be removed as the rate is too low for inclusion. It shall remain on the first page until the change in interest rate comes into effect.1 -
Bridlington1 said:
NatWest/RBS Interest rate reductions 30/5/25:
NatWest Digital Regular Saver Account and Royal Bank of Scotland Digital Regular Saver Account ~~~ Reduction from 6.17% to 5.5% for balances of £5k or less.
The rate for balances over £5k shall be cut from 1.25% to 1.15%.
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First of the current account attached regular saver loss leaders to cut. I hope it's the last but the others have license to follow now.
Been nice while it lasted.2 -
allegro120 said:Bridlington1 said:
NatWest/RBS Interest rate reductions 30/5/25:
NatWest Digital Regular Saver Account and Royal Bank of Scotland Digital Regular Saver Account ~~~ Reduction from 6.17% to 5.5% for balances of £5k or less.
The rate for balances over £5k shall be cut from 1.25% to 1.15%.
Natwest:Interest changes: 10th January 2023* 5.12% / 5.00% gross 14th February 2023 6.17% / 6.00% gross 30th May 2025 5.50% / 5.37% gross
RBSInterest changes: 6th December 2022* 5.12% / 5.00% gross 14th February 2023 6.17% / 6.00% gross 30th May 2025 5.50% / 5.37% gross
*Rate at time of account opening
Was just finishing up pumping the accounts up to 5k each using round ups and now the rate reduction. Rather disappointing but understandable of course.2
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