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The Top Regular Savers Discussion Thread
Comments
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schiff said:How is the maximum balance of the new Virgin RS Exclusive Issue £6000? Per the main list.0
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Dizzycap said:Nationwide Update:Happy Saving!
Product Type
Account
Previous Headline Rate
New Headline Rate
Change (percentage points)
Regular Savings
Start to Save 2
5.50%
5.50%
0.00
Help to Buy
3.10%
2.90%
-0.20
Flex Regular Saver 3 & 4
6.50%
6.50%
0.00
Continue to Save
2.10%
2.00%
-0.10
Children’s
FlexOne Saver / FlexOne Regular Saver
5.00%
5.00%
0.00
Child Trust Fund / Smart Junior ISA/ CTF Maturity ISA / Junior ISA Maturity
3.55%
3.55%
0.00
Smart Limited Access
3.05%
2.85%
-0.20
Future Saver
3.55%
3.55%
0.00
Smart Instant Access / Smart Saver
2.05%
1.85%
-0.20
https://forums.moneysavingexpert.com/discussion/comment/81431709/#Comment_81431709
Additionally these cuts were a late response to the February cut to the base rate, rather than the May one. For the full list of interest rate cuts announced by Nationwide see:
https://www.nationwidemediacentre.co.uk/news/nationwide-adjusts-savings-rates-following-february-bank-rate-reduction4 -
Bridlington1 said:Dizzycap said:Nationwide Update:Happy Saving!
Product Type
Account
Previous Headline Rate
New Headline Rate
Change (percentage points)
Regular Savings
Start to Save 2
5.50%
5.50%
0.00
Help to Buy
3.10%
2.90%
-0.20
Flex Regular Saver 3 & 4
6.50%
6.50%
0.00
Continue to Save
2.10%
2.00%
-0.10
Children’s
FlexOne Saver / FlexOne Regular Saver
5.00%
5.00%
0.00
Child Trust Fund / Smart Junior ISA/ CTF Maturity ISA / Junior ISA Maturity
3.55%
3.55%
0.00
Smart Limited Access
3.05%
2.85%
-0.20
Future Saver
3.55%
3.55%
0.00
Smart Instant Access / Smart Saver
2.05%
1.85%
-0.20
https://forums.moneysavingexpert.com/discussion/comment/81431709/#Comment_81431709
Additionally these cuts were a late response to the February cut to the base rate, rather than the May one. For the full list of interest rate cuts announced by Nationwide see:
https://www.nationwidemediacentre.co.uk/news/nationwide-adjusts-savings-rates-following-february-bank-rate-reduction
~ NSD 2025 - NSD June 7/20 (5 x💯)# No.34 Save £12k in 2025 £10,689.40 / £12,000 (89%)# No.19 52 Week Env Challenge £1230.57 / £1378 (89%)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £965.50 / £2025 (48%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯1 -
Co-op Regular Saver
Does anyone have any experience 'refreshing' this account? How soon can it be closed and a new regular saver opened?
"Those who forget the past are condemned to repeat it"0 -
WLewer98 said:Co-op Regular Saver
Does anyone have any experience 'refreshing' this account? How soon can it be closed and a new regular saver opened?
~ NSD 2025 - NSD June 7/20 (5 x💯)# No.34 Save £12k in 2025 £10,689.40 / £12,000 (89%)# No.19 52 Week Env Challenge £1230.57 / £1378 (89%)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £965.50 / £2025 (48%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯1 -
Dizzycap said:WLewer98 said:Co-op Regular Saver
Does anyone have any experience 'refreshing' this account? How soon can it be closed and a new regular saver opened?There's also been issues with the Co-op having cyber attacks, so that may also be something to factor in as safety & security comes first in the banking agenda
https://www.coventrybuildingsociety.co.uk/member/important-update.html
8 -
Mine recently matured, capital and interest moved to a standard saver next day.
Opening a new RS took around 5 working days...1 -
WLewer98 said:Co-op Regular Saver
Does anyone have any experience 'refreshing' this account? How soon can it be closed and a new regular saver opened?
New account open, visible and funded Mon 31/03 so 3 working days.1 -
Dizzycap said:Bridlington1 said:Dizzycap said:Nationwide Update:Happy Saving!
Product Type
Account
Previous Headline Rate
New Headline Rate
Change (percentage points)
Regular Savings
Start to Save 2
5.50%
5.50%
0.00
Help to Buy
3.10%
2.90%
-0.20
Flex Regular Saver 3 & 4
6.50%
6.50%
0.00
Continue to Save
2.10%
2.00%
-0.10
Children’s
FlexOne Saver / FlexOne Regular Saver
5.00%
5.00%
0.00
Child Trust Fund / Smart Junior ISA/ CTF Maturity ISA / Junior ISA Maturity
3.55%
3.55%
0.00
Smart Limited Access
3.05%
2.85%
-0.20
Future Saver
3.55%
3.55%
0.00
Smart Instant Access / Smart Saver
2.05%
1.85%
-0.20
https://forums.moneysavingexpert.com/discussion/comment/81431709/#Comment_81431709
Additionally these cuts were a late response to the February cut to the base rate, rather than the May one. For the full list of interest rate cuts announced by Nationwide see:
https://www.nationwidemediacentre.co.uk/news/nationwide-adjusts-savings-rates-following-february-bank-rate-reduction0 -
WLewer98 said:Co-op Regular Saver
Does anyone have any experience 'refreshing' this account? How soon can it be closed and a new regular saver opened?Mine took 6 weeks to close but a day or two to open a new one. Complaint raised and compensation received2
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