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The Top Regular Savers Discussion Thread

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  • dingling68
    dingling68 Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 7 May at 7:42PM
    My FD reg saver matures on the 10/05/25.
    I kept the old account it merged into last year as was told it would make the process quicker.
    Any bets on how many days it take to payout, Plus let me open a new one ?.
    I would hope same day, and next day.
    First Direct Regular Saver

     Mine matured today. It disappeared from my balances yesterday and as yet has not been credited to the savings account left open from last year.
    Save £12k in 2022 #54 reporting for duty 
  • Dizzycap
    Dizzycap Posts: 967 Forumite
    500 Posts Second Anniversary Photogenic Debt-free and Proud!
    I would like to give a shout out to Principality. My first 6 month regular saver matured today. £200 transferred to a new issue 3 and the balance to my nominated account in accordance with my maturity instructions all by mid morning  :)

    First Direct should ask them how they do it 
    That's great to know as mine is maturing tomorrow with the same maturity instructions, not that Pricipality have ever got any of my maturity instructions wrong to date, so that's a super shout out in itself! ;)<3
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  • Archerychick
    Archerychick Posts: 500 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    My FD reg saver matures on the 10/05/25.
    I kept the old account it merged into last year as was told it would make the process quicker.
    Any bets on how many days it take to payout, Plus let me open a new one ?.
    Mine was done in 2 days, including them taking the first deposit for the new regular saver 
  • allegro120
    allegro120 Posts: 1,792 Forumite
    1,000 Posts Second Anniversary Name Dropper
    My FD reg saver matures on the 10/05/25.
    I kept the old account it merged into last year as was told it would make the process quicker.
    Any bets on how many days it take to payout, Plus let me open a new one ?.
    I would hope same day, and next day.
    First Direct Regular Saver

     Mine matured today. It disappeared from my balances yesterday and as yet has not been credited to the savings account left open from last year.
    Mine matures tomorrow (8th). I'm not sure when it disappeared from the view (I didn't look at it at weekend), but it wasn't showing yesterday.  Based on my previous experiences, I expect to see the balance transferred to my savings account tomorrow and to be able to apply for the next RS and with a bit of luck have it opened before this weekend, but it could be different this time, you never know with FD.
  • kaMelo
    kaMelo Posts: 2,832 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    . Even though your current FD regular saverdoesn't mature until tomorrow, if it is no longer visible you should be okay to open a new one now. 
    It will still take a day or two to show up though.
  • Dizzycap
    Dizzycap Posts: 967 Forumite
    500 Posts Second Anniversary Photogenic Debt-free and Proud!
    My FD reg saver matures on the 10/05/25.
    I kept the old account it merged into last year as was told it would make the process quicker.
    Any bets on how many days it take to payout, Plus let me open a new one ?.
    I would hope same day, and next day.
    First Direct Regular Saver

     Mine matured today. It disappeared from my balances yesterday and as yet has not been credited to the savings account left open from last year.
    Mine matures tomorrow (8th). I'm not sure when it disappeared from the view (I didn't look at it at weekend), but it wasn't showing yesterday.  Based on my previous experiences, I expect to see the balance transferred to my savings account tomorrow and to be able to apply for the next RS and with a bit of luck have it opened before this weekend, but it could be different this time, you never know with FD.
    My last FD RS matured on Feb 4th. It took a day for the funds to arrive into my savings account and I was able to apply for a new RS which took another day to open and take the first payment - 2 days in total.
    ~ NSD 2025 - NSD June 15/20 (x💯)
    # No.34 Save £12k in 2025 £10,689.40 / £12,000 (89%)
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    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £965.50 / £2025 (48%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
  • allegro120
    allegro120 Posts: 1,792 Forumite
    1,000 Posts Second Anniversary Name Dropper
    kaMelo said:
    . Even though your current FD regular saverdoesn't mature until tomorrow, if it is no longer visible you should be okay to open a new one now. 
    It will still take a day or two to show up though.
    Done it. Thank you!  That was a great advice! It says up to 3 days, so there's a good chance for new RS to start this week. If I waited until I see my funds in savings account there would probably be no chance for this week.
  • ThePirates
    ThePirates Posts: 298 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    My FD RS took 5 working days to pay out, not impressed. New one opened and funded in 1 day though which was good. 
    Similar to @dingling68 my Principality matured, paid out and opened a 2nd Iss 3 the same day.
  • dingling68
    dingling68 Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    First Direct Regular Saver 

    Just logged on and although the money isn’t yet showing in my saver account, the “your account is maturing” message was no longer showing and I was able to open a new regular saver  :)
    Save £12k in 2022 #54 reporting for duty 
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