The Top Regular Savers Discussion Thread

allegro120

Speculator said:

Would there be a delay in withdrawing funds from the co-op if I let it run its course? Mine matures on 27/2 and I need the funds for next months regular savers.

I might withdraw £3249 a day before maturity leaving £1 in the account.

Co-op
I don't think there will be any delay if you do internal transfer to your current account.  You can do a test £1 transfer tomorrow if unsure.

schiff

Chorley
I have the Regional and  Regular RSs but where is the Seasonal?

soulsaver

schiff said:

Chorley
I have the Regional and  Regular RSs but where is the Seasonal?

Coventry....
.

35har1old

ChewyyBacca said:

allegro120 said:

Bobblehat said:

Apart from the Skipton BRT, could this apply to other Skipton RS's?

It won't affect mine (Issue 3) because it is fixed at 7%, but will affect any RS with variable rate.

Has anyone opened Member Reg Saver Iss 4, while their Iss 3 fixed 7% is open?
T&C for iss4 states only one Member reg saver allowed at any time, are they enforcing it?

If you are viewing  your accounts in in in the Skipton website go to open new account the members regular saver is not listed so you would find  it impossible to open.
If you attempt to open from scratch it asks you two questions are you a Skipton customer and do you have online excess.likely to fail at approval stage

schiff

Which is the RS geared to 2% above base rate? TIA

Kim_13

schiff said:

Which is the RS geared to 2% above base rate? TIA

Skipton Issue 4.

dealyboy

Co-op Regular Saver

Apologies if this information is missed by any of the half a dozen or so people in this discussion.

I received my maturity letter dated 30 January stating that my RS Issue 001 would mature on 01 March. On that date it will convert into a Smart Saver. The funds will be available in the Smart Saver on the maturity date unless this is not a business day, so Monday 03 March in my case.

I'm leaving it alone and hope to open another RS on 03 March.

liamcov

How are withdrawals made from Leeds regular savers - all I can find in online banking is a form to send them!

spreadsheeterapple

liamcov said:

How are withdrawals made from Leeds regular savers - all I can find in online banking is a form to send them!

Has to be done by telephone to customer services.
- although mine was for a full closure, not just a withdrawal.
- it took about a couple of days to receive the money into my bank account.

The online form was not usable when I looked at it, as it was only for making expensive CHAPS payments as far as I remember, which I didn't want.

Kim_13

I received a Secure Message from Loughborough BS with my Holiday Monthly Saver account details this afternoon. Took a week in my case.

I was going to chase it tomorrow to check they had received it, so that’s saved me a job.