The Top Regular Savers Discussion Thread

Kim_13

I haven’t made a payment to Skipton yet this month as my RS is already at £3,000, but did fund a MBS at the end of July. I have noticed differences in how quickly funds arrive when sending from different accounts, with Halifax being the quickest and Chase probably the slowest. 

I prefer to send funds from 6am onwards, as I have wondered if sending earlier would mean delays if overnight processing were yet to complete.

apt

badger09 said:

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

Debit card payments only earn interest from the the third working day 

jameseonline

What was my 10% Regular Saver is now showing up as Everyday Saver in app & as I've now got access to my Virgin accounts again following a block & several phone calls over 2 days I've just applied & been accepted for the new 6.5% Regular Saver 3 account, so just transferred the remaining £250 that was left in the Everyday Saver to that.

ForumUser7

Anyone's Green Regular Savers and Regular Monthly Savers at Darlington state Easy Access Saver @ 2.50%?

s71hj

Quick question about Natwest and RBS. In order to continue to meet the criteria for the associated current account you have to pay in £1250 a month . Myself and wife have sole and joint. Would a payment into the joint one count as meeting that criteria for both of us on all 3 accounts? 

jameseonline

s71hj said:

Quick question about Natwest and RBS. In order to continue to meet the criteria for the associated current account you have to pay in £1250 a month . Myself and wife have sole and joint. Would a payment into the joint one count as meeting that criteria for both of us on all 3 accounts? 

Would that be a Reward account?

s71hj

jameseonline said:

s71hj said:

Quick question about Natwest and RBS. In order to continue to meet the criteria for the associated current account you have to pay in £1250 a month . Myself and wife have sole and joint. Would a payment into the joint one count as meeting that criteria for both of us on all 3 accounts? 

Would that be a Reward account?

Yes, it is

allegro120

s71hj said:

Quick question about Natwest and RBS. In order to continue to meet the criteria for the associated current account you have to pay in £1250 a month . Myself and wife have sole and joint. Would a payment into the joint one count as meeting that criteria for both of us on all 3 accounts? 

I don't think it will cover other 2 accounts.  In my understanding it is £1250 per account, not per person, but I might be wrong.

surreysaver

allegro120 said:

s71hj said:

Quick question about Natwest and RBS. In order to continue to meet the criteria for the associated current account you have to pay in £1250 a month . Myself and wife have sole and joint. Would a payment into the joint one count as meeting that criteria for both of us on all 3 accounts? 

I don't think it will cover other 2 accounts.  In my understanding it is £1250 per account, not per person, but I might be wrong.

According to a poster who corrected me on this issue, it does 
https://forums.moneysavingexpert.com/discussion/6616817/natwest-reward-account-how-quickly-can-i-take-the-1250-payment-out/p2#latest

BestSeagull

ForumUser7 said:

Anyone's Green Regular Savers and Regular Monthly Savers at Darlington state Easy Access Saver @ 2.50%?

I had the regular monthly saver with Darlington which has, as you say, converted to an easy access saver. I was speaking to them about something else and it came up in the conversation that this was going to happen. They said customers had been notified. I didn't question it as I assumed that I must have missed whatever they sent but sounds like maybe some of us didn't get the memo! 

I was hanging on to it just in case it became competitive again on the way down but to be honest, I'm quite happy to have it off my RS list now.