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The Top Regular Savers Discussion Thread
Comments
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Newcastle Monument reg down to 5.40% and Regular saver down to 5.15% from 21/1
Festive reg staying at 6.5%
https://assets-eu-01.kc-usercontent.com/8a09b82e-1cf1-011c-1115-9dc18d2d065f/e7e0e551-8287-4a0a-84dd-550ada389ed0/VARIABLE INTEREST RATE SHEET 02012026.pdf
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Manchester Building Society (a trading name of Newcastle Building Society) notified me today via e-mail of a 0.10% reduction to the interest rate on the Regular Saver (issue 1). The rate will be 5.40% (down from 5.50%) from the 21st January 2026.
Please call me 'Kazza'.3 -
Kazza242 said:Manchester Building Society (a trading name of Newcastle Building Society) notified me today via e-mail of a 0.10% reduction to the interest rate on the Regular Saver (issue 1). The rate will be 5.40% (down from 5.50%) from the 21st January 2026.
Post #4388:
Bridlington1 said:Newcastle & Manchester BS Interest Rate Reductions 21/1/26:Account Old Rate New Rate DateManchester BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Manchester BS Regular Saver Issue 1 5.50% 5.40% 21/01/2026Newcastle BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Newcastle BS First Home Regular Saver (Issue 1) 4.80% NO CHANGE 21/01/2026Newcastle BS Monument Regular Saver 5.50% 5.40% 21/01/2026Newcastle BS Newcastle Regular Saver (Issue 1) 5.25% 5.15% 21/01/2026I consider myself to be a male feminist. Is that allowed?3 -
I had to scroll back 11 pages on this thread to view the post you have quoted above. It's not like it was on the previous page. This thread moves very quickly and so it's not always possible for people to view every post.surreysaver said:Kazza242 said:Manchester Building Society (a trading name of Newcastle Building Society) notified me today via e-mail of a 0.10% reduction to the interest rate on the Regular Saver (issue 1). The rate will be 5.40% (down from 5.50%) from the 21st January 2026.
Post #4388:
Bridlington1 said:Newcastle & Manchester BS Interest Rate Reductions 21/1/26:Account Old Rate New Rate DateManchester BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Manchester BS Regular Saver Issue 1 5.50% 5.40% 21/01/2026Newcastle BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Newcastle BS First Home Regular Saver (Issue 1) 4.80% NO CHANGE 21/01/2026Newcastle BS Monument Regular Saver 5.50% 5.40% 21/01/2026Newcastle BS Newcastle Regular Saver (Issue 1) 5.25% 5.15% 21/01/2026
(Thanks to Bridlington1 for the rate info posted).Please call me 'Kazza'.3 -
Indeed! I read the thread several times a day! That is the reason know this (and other helpful posters) information has been published!Kazza242 said:
I had to scroll back 11 pages on this thread to view the post you have quoted above. It's not like it was on the previous page. This thread moves very quickly and so it's not always possible for people to view every post.surreysaver said:Kazza242 said:Manchester Building Society (a trading name of Newcastle Building Society) notified me today via e-mail of a 0.10% reduction to the interest rate on the Regular Saver (issue 1). The rate will be 5.40% (down from 5.50%) from the 21st January 2026.
Post #4388:
Bridlington1 said:Newcastle & Manchester BS Interest Rate Reductions 21/1/26:Account Old Rate New Rate DateManchester BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Manchester BS Regular Saver Issue 1 5.50% 5.40% 21/01/2026Newcastle BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Newcastle BS First Home Regular Saver (Issue 1) 4.80% NO CHANGE 21/01/2026Newcastle BS Monument Regular Saver 5.50% 5.40% 21/01/2026Newcastle BS Newcastle Regular Saver (Issue 1) 5.25% 5.15% 21/01/2026
(Thanks to Bridlington1 for the rate info posted).
I'm not trying to criticise!I consider myself to be a male feminist. Is that allowed?1 -
For future reference I also maintain a list of interest rate cuts announced so far on the post below, a link to it appears on p1 of the archived thread.surreysaver said:
Indeed! I read the thread several times a day! That is the reason know this (and other helpful posters) information has been published!Kazza242 said:
I had to scroll back 11 pages on this thread to view the post you have quoted above. It's not like it was on the previous page. This thread moves very quickly and so it's not always possible for people to view every post.surreysaver said:Kazza242 said:Manchester Building Society (a trading name of Newcastle Building Society) notified me today via e-mail of a 0.10% reduction to the interest rate on the Regular Saver (issue 1). The rate will be 5.40% (down from 5.50%) from the 21st January 2026.
Post #4388:
Bridlington1 said:Newcastle & Manchester BS Interest Rate Reductions 21/1/26:Account Old Rate New Rate DateManchester BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Manchester BS Regular Saver Issue 1 5.50% 5.40% 21/01/2026Newcastle BS Festive Regular Saver 6.50% NO CHANGE 21/01/2026Newcastle BS First Home Regular Saver (Issue 1) 4.80% NO CHANGE 21/01/2026Newcastle BS Monument Regular Saver 5.50% 5.40% 21/01/2026Newcastle BS Newcastle Regular Saver (Issue 1) 5.25% 5.15% 21/01/2026
(Thanks to Bridlington1 for the rate info posted).
I'm not trying to criticise!
https://forums.moneysavingexpert.com/discussion/comment/81805599/#Comment_81805599
I'll add the cuts announced yesterday to that list later today.10 -
Apologies if already posted, but Skipton seem to be reducing interest rates by .35%.3
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Their regular savers track the base rate, so have only dropped by .25%.vandanfc said:Apologies if already posted, but Skipton seem to be reducing interest rates by .35%.1 -
It's Skipton Bonus Saver dropping by .35%.clairec666 said:
Their regular savers track the base rate, so have only dropped by .25%.vandanfc said:Apologies if already posted, but Skipton seem to be reducing interest rates by .35%.2 -
Although I couldn't help but notice their NLA Home Deposit Regular Savers (all at 4.01% and do not track the BOE Base Rate) are once again missing from Skipton's list of interest rate cuts.clairec666 said:
Their regular savers track the base rate, so have only dropped by .25%.vandanfc said:Apologies if already posted, but Skipton seem to be reducing interest rates by .35%.
They do seem to've developed a habit of missing these regular savers off from their list of rate changes when they'll be reducing anyway.4
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