The Old Regular Savers Discussion Thread 28/12/24-29/1/26

jameseonline

My Newcastle Regular Saver has matured, it's now an Easy Saver Issue 5

£2.41 total, £1.41 interest, yay 😊😁 

I've checked account details in app it's coming up with 2% Annual which is what I thought it would be, so that email still baffles me but hey ho.

Guess I'll get the interest out and leave £1 in.

Edit: got my interest paid into my Virgin account earlier, transferred to my Santander Edge Saver

ChewyyBacca

gt94sss2 said:

Closed my YBS Xmas 2025 RS today as it had reached it's maturity date. 

Funds expected by close tomorrow to an external account.

Any advantage to closing this today and not letting it mature to online easy access savings account tomorrow?
I received an email from YBS that my Xmas Saver 2025 will mature on 1 Nov, though I can see interest £27.1 credited to the RS today.

bristolleedsfan

Scottish BS

Missed call from them on 9th October, sent contact them message on 20th indicating email reply preference

Major shock to system seeing email reply 3.30 today 

"I can confirm the Regular Saver account has been opened and your welcome pack is on it way to you"

£50 cheque not cashed as of today.    ( Missed out on full funding this month  : )

thefrank

bristolleedsfan said:

Scottish BS

Missed call from them on 9th October, sent contact them message on 20th indicating email reply preference

Major shock to system seeing email reply 3.30 today 

"I can confirm the Regular Saver account has been opened and your welcome pack is on it way to you"

£50 cheque not cashed as of today.    ( Missed out on full funding this month  : )

I wouldn't have waited for 11 days to replay to a missed call. That makes  a bit difficult to complain against the bank for missing out on this month funding ...

soulsaver

jameseonline said:

My Newcastle Regular Saver has matured, it's now an Easy Saver Issue 5

£2.41 total, £1.41 interest, yay 😊😁 

I've checked account details in app it's coming up with 2% Annual which is what I thought it would be, so that email still baffles me but hey ho.

Guess I'll get the interest out and leave £1 in.

Edit: got my interest paid into my Virgin account earlier, transferred to my Santander Edge Saver

Got the maturity dosh, inc. £78 interest and opened another RS - 5.25% which is OK for me. 

Bridlington1

Virgin Money Regular Saver Exclusive Issue 4 at 6.5% NLA

Bridlington1

Usual drill:

Chorley BS Regular Saver (30.09.2026) and Chorley BS Regional 2 Year Flexible Saver (30.09.2027) at 5.15% both set to go NLA tomorrow.

Replaced by Chorley BS Regular Saver (31.10.2026) and Chorley BS Regional 2 Year Flexible Saver (31.10.2027) at the same rates but with new maturity dates.

Kim_13

The cheque probably cleared in October (date in my passbook is 5 days before it cleared my bank) but missing funding could have been avoided by sending the full £250 by cheque, or replying promptly. 11 days from missed call to contact, then not following up when nothing was heard from them for 11 days following that.

With that said, if the account is now open with no further input from you, it does beg the question as to why your application has been held up. If the call you had missed was merely a courtesy call then you would expect the welcome pack to go out as normal.

bristolleedsfan

Re Scottish BS replies 

I had read others saying they had  courtesy call from them, in same way as some people do not like paying for stamps, I am not keen on phoning chargeable phone numbers, I fully expected to receive either account opening details by post or application returned stating needed DL etc.

I will reply to email merely expressing disappointment at delay in opening account  causing me to miss out on topping up to £250 maximum monthly deposit, did not send cheque for £250 as felt plenty of time to receive account details and send £200 faster payments. ( i had actually given up on receiving anything from them)

Hattie627

My Gatehouse Bank Regular Saver Issue 2 matures on 4th November. It has been earning 5.30% variable for a year with a monthly deposit of (up to) £300. There doesn't seem to be a replacement RS account being offered by Gatehouse at the moment when I checked today. Just wondering if anyone knows if a replacement is on the horizon?