The Old Regular Savers Discussion Thread 28/12/24-29/1/26

KneadtheDough

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

AndyTh_2

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

I've another savings account with them to keep the user account warm (also why I closed rather than let this account become another low rate interest account to be the warm one).

Generally I keep at least one account open for banks/bs and if I don't I let the regular saver become it

Bridlington1

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

In my case I never had that problem but in general when refreshing regular savers I prefer to make sure I have another savings account with the bank/building society in question so that I don't end up losing access to online banking.

In my case I still have their EA tracker account from a while back with £1 in it so I've never lost access to online banking whilst refreshing my account.

potlings

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

I closed a Newcastle RS some months ago. This was my only account with them, and my online account was also shut down. Opened their Monument RS last week, just had to register for a new online account.

flaneurs_lobster

Bridlington1 said:

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

In my case I never had that problem but in general when refreshing regular savers I prefer to make sure I have another savings account with the bank/building society in question so that I don't end up losing access to online banking.

In my case I still have their EA tracker account from a while back with £1 in it so I've never lost access to online banking whilst refreshing my account.

Me too. There's an Easy Saver that can be opened with a quid.

Aidanmc

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

Yes, i realise some of these banks close down online access if you have no other accounts.
I'm not actually planning to open another Newcastle RS for the time being, i will need to withdraw from some of my 5.5% RS's for November RS funding.
But i might open a Easy access and stick £1 in it to keep my online access.

exel1966

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

......and many other organisations as it's not uncommon at all for them to remove access if you have no accounts.

ChewyyBacca

YBS Christmas Regular eSaver will mature on 31 Oct25. Received a revised email from YBS, they are mistaken it will now mature on 1 Nov 25, thats saturday.

Will the credit of the maturity proceeds happen on saturday 1 Nov or monday 3 Nov?

KneadtheDough

AndyTh_2 said:

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

I've another savings account with them to keep the user account warm (also why I closed rather than let this account become another low rate interest account to be the warm one).

Generally I keep at least one account open for banks/bs and if I don't I let the regular saver become it

Yes, I think that's the key: to try to keep at least one account open for future ease/savings/exclusives...

KneadtheDough

potlings said:

PowerSavingMode said:

Aidanmc said:

Newcastle BS 
My RS matures on 25th, no issues if i request to close early? Was going to request closure on 23rd and should receive on 25th.

Newcastle BS 

I closed mine early a few weeks ago, but it has caused no end of trouble. The funds were sent with interest all well and promptly, BUT I have not been able to open a new savings account since, despite going through all the relevant ID steps successfully. My emails have been falling on deaf ears.

Also, for some infinite wisdom known only to Newcastle BS, my entire online account was shut down when I closed the RS, so I am unable to log in at all using my old USER ID, etc  (I didn't have any other accounts with them, but other banks, BSs, have always kept my online access so I can, for instance, check previous transactions, etc).

I don't know if this will be the same for you, but if it helps in any way...

I closed a Newcastle RS some months ago. This was my only account with them, and my online account was also shut down. Opened their Monument RS last week, just had to register for a new online account.

Newcastle BS

Nope, tried that, too. Seems they want none of my money after closing that one account, whether it be their 'regular' regular saver or their Monument RS. Ah well... other regular savers with other banks/BSs are available!