The Old Regular Savers Discussion Thread 28/12/24-29/1/26

thefrank

happybagger said:

I wonder how many grumbles we will see if Scottish BS decide there are enough applications for the account and the funding is anticipated sufficient for them to decide to make it NLA and not actually offer an online version?

Just open it by post, folks.

If made NLA be prepared for hundreds of pages filled with grumbles by people who wouldn't spend for a 2nd class stamp to apply by post missing out on an entire month at 6.5% that is variable and could be lowered any day. Popcorn ready

DodgerPot

Hanley Economic BS 1 Year Branch Smart Saver 
6.5% 
£300max per month 

not sure if this has been mentioned I’ve noticed it on moneyfacts 

Bobblehat

francoghezzi said:

happybagger said:

I wonder how many grumbles we will see if Scottish BS decide there are enough applications for the account and the funding is anticipated sufficient for them to decide to make it NLA and not actually offer an online version?

Just open it by post, folks.

If made NLA be prepared for hundreds of pages filled with grumbles by people who wouldn't spend for a 2nd class stamp to apply by post missing out on an entire month at 6.5% that is variable and could be lowered any day. Popcorn ready

Well, you can cross me off your moany list, 'cos I won't be one of them complaining. I'll just pick the next on my list to apply for! 

Chaykin

DodgerPot said:

Hanley Economic BS 1 Year Branch Smart Saver 
6.5% 
£300max per month 

not sure if this has been mentioned I’ve noticed it on moneyfacts 

Nice account and no geographical restrictions - shame it's branch opening only. Cheeky postal application anyone?

trickydicky14

francoghezzi said:

happybagger said:

I wonder how many grumbles we will see if Scottish BS decide there are enough applications for the account and the funding is anticipated sufficient for them to decide to make it NLA and not actually offer an online version?

Just open it by post, folks.

If made NLA be prepared for hundreds of pages filled with grumbles by people who wouldn't spend for a 2nd class stamp to apply by post missing out on an entire month at 6.5% that is variable and could be lowered any day. Popcorn ready

If it goes NLA, I for one will move over to the gardening forum for a few weeks till the dust settles.

allegro120

friolento said:

friolento said:

Scottish BS

I had nearly forgotten that I sent my application (using Freepost) on October 9. Today, my opening deposit cheque got cashed so it can’t be long until I get my passbook etc in the snail mail. Hoping it will all be much faster from here ….. 🤞

WOW!!

My passbook was in this morning’s post.  Cheque payment credited on the 10th - even though it was only cashed today 🙂

I am glad I sent off the postal application 

Not sure whether I have online access yet. I will try tonight when I get home 

Scottish BS
My passbook arrived today, cheque was cashed on 14th, credited on 9th.  

I didn't receive user ID, so no online access yet.

DodgerPot

allegro120 said:

friolento said:

friolento said:

Scottish BS

I had nearly forgotten that I sent my application (using Freepost) on October 9. Today, my opening deposit cheque got cashed so it can’t be long until I get my passbook etc in the snail mail. Hoping it will all be much faster from here ….. 🤞

WOW!!

My passbook was in this morning’s post.  Cheque payment credited on the 10th - even though it was only cashed today 🙂

I am glad I sent off the postal application 

Not sure whether I have online access yet. I will try tonight when I get home 

Scottish BS
My passbook arrived today, cheque was cashed on 14th, credited on 9th.  

I didn't receive user ID, so no online access yet.

To get online access to my Scottish RS as a new customer I had to register for online banking on the Scottish BS website. (13/10) 

I had email confirmation that I had registered 
Informed that an activation code would arrive by post which it has done today (20/10) with my user ID and code 
I now have online access to operate the RS account. 

Aidanmc

allegro120 said:

friolento said:

friolento said:

Scottish BS

I had nearly forgotten that I sent my application (using Freepost) on October 9. Today, my opening deposit cheque got cashed so it can’t be long until I get my passbook etc in the snail mail. Hoping it will all be much faster from here ….. 🤞

WOW!!

My passbook was in this morning’s post.  Cheque payment credited on the 10th - even though it was only cashed today 🙂

I am glad I sent off the postal application 

Not sure whether I have online access yet. I will try tonight when I get home 

Scottish BS
My passbook arrived today, cheque was cashed on 14th, credited on 9th.  

I didn't receive user ID, so no online access yet.

You first need to register on Scottish BS website, in order to receive the user id details

Slinky

Scottish BS my passbook arrived on Saturday, opening date of 14th, cheque cashed today. Annoyingly I've had to give a really old Natwest account as my nominated account, as it was the only cheque book I could find. I've tried to set up a new payee, now the search for a card reader (hopefully with enough charge in the battery) starts.

friolento

francoghezzi said:

happybagger said:

I wonder how many grumbles we will see if Scottish BS decide there are enough applications for the account and the funding is anticipated sufficient for them to decide to make it NLA and not actually offer an online version?

Just open it by post, folks.

If made NLA be prepared for hundreds of pages filled with grumbles by people who wouldn't spend for a 2nd class stamp to apply by post missing out on an entire month at 6.5% that is variable and could be lowered any day. Popcorn ready

 No second class stamp is needed. Just use the Freepost address which can easily be googled and was posted a few times in this thread.

A deal breaker for some might be the logistics and the cost of getting the application form, the use of a 🖊️, the cost of the envelope, and the need to walk to the nearest post box…………………