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The Old Regular Savers Discussion Thread 28/12/24-29/1/26
Comments
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guli said:saverkev said:flaneurs_lobster said:
Have to agree, the £150/mth max (+roundups & reward) is what the T&Cs say. Do you have another source?surreysaver said:
Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?saverkev said:
As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building)jameseonline said:Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.
Definitely going to apply for this, hopefully the rate won't drop too much.
Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.
Going to have to take some money out of those anyways to cover February deposits.
Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?Natwest/RBS Digital Regular Savers
I did it a number of times while building up to the £5000
Example belowShowing: All transactions, from 30 Apr 2024 to 02 Jun 2024
Your transactions
DownloadShow more transaction information DateSort by DateTypeDescriptionPaid inPaid outBalance15 May 2024
To A/C xxxxxxxx-£264.07£3,525.5215 May 2024
From A/C xxxxxxxx+£264.07£3,789.5915 May 2024From A/C xxxxxxxx+£695.41£3,525.5207 May 2024To A/C xxxxxxxx-£695.41£2,830.1101 May 2024From A/C xxxxxxxx+£150.00£3,525.5201 May 2024
INTER BON xxxxxxxx+£16.02£3,375.52can you show us Interest on 01 June 2024 to be sure? I'm cognizant to the fact there will be a week's less interest on £695.41ThanksShowing: All transactions, from 30 Apr 2024 to 23 Jun 2024
Your transactions
DownloadShow more transaction information DateSort by DateTypeDescriptionPaid inPaid outBalance03 Jun 2024From A/C xxxxxxxx+£150.00£3,693.7303 Jun 2024INTER BON xxxxxxxx+£18.21£3,543.7315 May 2024To A/C xxxxxxxx-£264.07£3,525.5215 May 2024From A/C xxxxxxxx+£264.07£3,789.5915 May 2024From A/C xxxxxxxx+£695.41£3,525.5207 May 2024To A/C xxxxxxxx-£695.41£2,830.1101 May 2024From A/C xxxxxxxx+£150.00£3,525.5201 May 2024INTER BON xxxxxxxx+£16.02£3,375.524 -
saverkev said:guli said:saverkev said:flaneurs_lobster said:
Have to agree, the £150/mth max (+roundups & reward) is what the T&Cs say. Do you have another source?surreysaver said:
Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?saverkev said:
As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building)jameseonline said:Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.
Definitely going to apply for this, hopefully the rate won't drop too much.
Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.
Going to have to take some money out of those anyways to cover February deposits.
Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?Natwest/RBS Digital Regular Savers
I did it a number of times while building up to the £5000
Example belowShowing: All transactions, from 30 Apr 2024 to 02 Jun 2024
Your transactions
DownloadShow more transaction information DateSort by DateTypeDescriptionPaid inPaid outBalance15 May 2024To A/C xxxxxxxx-£264.07£3,525.5215 May 2024From A/C xxxxxxxx+£264.07£3,789.5915 May 2024From A/C xxxxxxxx+£695.41£3,525.5207 May 2024To A/C xxxxxxxx-£695.41£2,830.1101 May 2024From A/C xxxxxxxx+£150.00£3,525.5201 May 2024INTER BON xxxxxxxx+£16.02£3,375.52can you show us Interest on 01 June 2024 to be sure? I'm cognizant to the fact there will be a week's less interest on £695.41ThanksShowing: All transactions, from 30 Apr 2024 to 23 Jun 2024
Your transactions
DownloadShow more transaction information DateSort by DateTypeDescriptionPaid inPaid outBalance03 Jun 2024From A/C xxxxxxxx+£150.00£3,693.7303 Jun 2024INTER BON xxxxxxxx+£18.21£3,543.7315 May 2024To A/C xxxxxxxx-£264.07£3,525.5215 May 2024From A/C xxxxxxxx+£264.07£3,789.5915 May 2024From A/C xxxxxxxx+£695.41£3,525.5207 May 2024To A/C xxxxxxxx-£695.41£2,830.1101 May 2024From A/C xxxxxxxx+£150.00£3,525.5201 May 2024INTER BON xxxxxxxx+£16.02£3,375.52That's good to know - it's 6.17% interest though, so I doubt I'll touch it unless absolutely needed1 -
saverkev said:
As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building)jameseonline said:Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.
Definitely going to apply for this, hopefully the rate won't drop too much.
Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.
Going to have to take some money out of those anyways to cover February deposits.
Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?Well spotted Kev.It sharing this sort of tip that shows this thread at its best. (As well, of course, as the amazing job done by @Bridlington1 and @Special_Saver2 before him)7 -
Thank you for sharing and clarifying. That's a really great help to me & I'm sure, others:-)saverkev said:flaneurs_lobster said:
Have to agree, the £150/mth max (+roundups & reward) is what the T&Cs say. Do you have another source?surreysaver said:
Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?saverkev said:
As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building)jameseonline said:Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.
Definitely going to apply for this, hopefully the rate won't drop too much.
Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.
Going to have to take some money out of those anyways to cover February deposits.
Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?Natwest/RBS Digital Regular Savers
I did it a number of times while building up to the £5000
Example belowShowing: All transactions, from 30 Apr 2024 to 02 Jun 2024
Your transactions
DownloadShow more transaction information DateSort by DateTypeDescriptionPaid inPaid outBalance15 May 2024To A/C xxxxxxxx-£264.07£3,525.5215 May 2024From A/C xxxxxxxx+£264.07£3,789.5915 May 2024From A/C xxxxxxxx+£695.41£3,525.5207 May 2024To A/C xxxxxxxx-£695.41£2,830.1101 May 2024From A/C xxxxxxxx+£150.00£3,525.5201 May 2024INTER BON xxxxxxxx+£16.02£3,375.52
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
Hello, my Skipton regular saver matures today. I tried to open a new one but received this message -
- Your account couldn't be opened as you don't meet our product criteria. For more support please contact us. [210993]
Is it correct that I have to wait until tomorrow to open a new one? Or is it an unexpected error?
Thank you!!0 -
You can only have one regular saver.enterprising2016 said:Hello, my Skipton regular saver matures today. I tried to open a new one but received this message -- Your account couldn't be opened as you don't meet our product criteria. For more support please contact us. [210993]
Is it correct that I have to wait until tomorrow to open a new one? Or is it an unexpected error?
Thank you!!0 -
Skiptonenterprising2016 said:Hello, my Skipton regular saver matures today. I tried to open a new one but received this message -- Your account couldn't be opened as you don't meet our product criteria. For more support please contact us. [210993]
Is it correct that I have to wait until tomorrow to open a new one? Or is it an unexpected error?
Thank you!!
You will need to empty and close the existing account first and/or wait for it to mature. Then it will let you open a new one, if still available.0 -
You should be able to open a new RS once your old one has matured at the end of business today, which is usually around 6.30pm onwards.enterprising2016 said:Hello, my Skipton regular saver matures today. I tried to open a new one but received this message -- Your account couldn't be opened as you don't meet our product criteria. For more support please contact us. [210993]
Is it correct that I have to wait until tomorrow to open a new one? Or is it an unexpected error?
Thank you!!
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'3 -
I was the same on Tuesday take the money out close the account then you will be able to open the new regualar accountenterprising2016 said:Hello, my Skipton regular saver matures today. I tried to open a new one but received this message -- Your account couldn't be opened as you don't meet our product criteria. For more support please contact us. [210993]
Is it correct that I have to wait until tomorrow to open a new one? Or is it an unexpected error?
Thank you!!1 -
I've been looking at the Stafford bs regular saver account. The rate was cut in December from 5.15% to 4.9%, so it's hardly amongst the higher offers but there is a certain appeal about this account as its open ended so possible to keep a useful sum here without a reduced % rate as there is no maturity date.
However, must not go more than 3 months per year without depositing. And cash withdrawals max £2,500 per day.
Any account holders here? Thoughts, please.
https://srbs.co.uk/savings-product/regular-saver/
1
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