The Old Regular Savers Discussion Thread 28/12/24-29/1/26

kaMelo

I totally agree with @pecunianonolet. What you do is much appreciated and if updates take a while longer then so be it, life comes first and there is no need for you to justify or explain anything.  

Bridlington1

Principality BS First Home Steps Savings Account (Issue 4) has disappeared from moneyfacts suggesting it'll soon go NLA.

Moneyfacts states it is to be replaced by Issue 5 at the same rate with a reduced maximum deposit of £1k/mth and an increased overall maximum balance of £50k.

I'll update both threads once it has gone live.

Dizzycap

@ Bridlington1 - Super work, as always. And much appreciated

@ Stargunner Congratulations!

Nice to see a new Skipton Members RS - Issue 4

saverkev

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

soulsaver

Bridlington1 said:

Principality BS First Home Steps Savings Account (Issue 4) has disappeared from moneyfacts suggesting it'll soon go NLA.

Moneyfacts states it is to be replaced by Issue 5 at the same rate with a reduced maximum deposit of £1k/mth and an increased overall maximum balance of £50k.

I'll update both threads once it has gone live.

That link takes you to Iss5 now, with those terms.

surreysaver

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?

jameseonline

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

I maxed both this month @ 5K each but need to take out next month to cover other regular savings,so will need to start maxing out again

flaneurs_lobster

surreysaver said:

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?

Have to agree, the £150/mth max (+roundups & reward) is what the T&Cs say. Do you have another source?

saverkev

flaneurs_lobster said:

surreysaver said:

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?

Have to agree, the £150/mth max (+roundups & reward) is what the T&Cs say. Do you have another source?

Natwest/RBS Digital Regular Savers

I did it a number of times while building up to the £5000

Example below

Showing: All transactions, from 30 Apr 2024 to 02 Jun 2024

Your transactions

Download

Show more transaction information	Date Sort by Date	Type	Description	Paid in	Paid out	Balance
	15 May 2024		To A/C xxxxxxxx		-£264.07	£3,525.52
	15 May 2024		From A/C xxxxxxxx	+£264.07		£3,789.59
	15 May 2024		From A/C xxxxxxxx	+£695.41		£3,525.52
	07 May 2024		To A/C xxxxxxxx		-£695.41	£2,830.11
	01 May 2024		From A/C xxxxxxxx	+£150.00		£3,525.52
	01 May 2024		INTER BON xxxxxxxx	+£16.02		£3,375.52

guli

saverkev said:

flaneurs_lobster said:

surreysaver said:

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?

Have to agree, the £150/mth max (+roundups & reward) is what the T&Cs say. Do you have another source?

Natwest/RBS Digital Regular Savers

I did it a number of times while building up to the £5000

Example below

Showing: All transactions, from 30 Apr 2024 to 02 Jun 2024

Your transactions

Download

Show more transaction information	Date Sort by Date	Type	Description	Paid in	Paid out	Balance
	15 May 2024		To A/C xxxxxxxx		-£264.07	£3,525.52
	15 May 2024		From A/C xxxxxxxx	+£264.07		£3,789.59
	15 May 2024		From A/C xxxxxxxx	+£695.41		£3,525.52
	07 May 2024		To A/C xxxxxxxx		-£695.41	£2,830.11
	01 May 2024		From A/C xxxxxxxx	+£150.00		£3,525.52
	01 May 2024		INTER BON xxxxxxxx	+£16.02		£3,375.52

can you show us Interest on 01 June 2024 to be sure? I'm cognizant to the fact there will be a week's less interest on £695.41

Thanks