The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

Just a heads up regarding updates to this thread and the Archived thread:

Due to time constraints caused by a fair amount of overtime I'll be doing over the next few weeks I'll be updating the threads with any changes to the lists later than I usually do. Consequently for the remainder of this week and next week I'll be doing updates no earlier than 6:30pm.

The following two weeks (commencing 3/2/25 & 10/2/25) I shall not be finishing work till 10:30pm some nights so updates to this thread shall end up being nearer to 11pm-midnight on several occasions.

Updates should remain daily however but may be several hours later than I've done the past few weeks.

Apologies for any inconvenience this may cause and normal service should be resumed mid-February.

pecunianonolet

Bridlington1 said:

Just a heads up regarding updates to this thread and the Archived thread:

Due to time constraints caused by a fair amount of overtime I'll be doing over the next few weeks I'll be updating the threads with any changes to the lists later than I usually do. Consequently for the remainder of this week and next week I'll be doing updates no earlier than 6:30pm.

The following two weeks (commencing 3/2/25 & 10/2/25) I shall not be finishing work till 10:30pm some nights so updates to this thread shall end up being nearer to 11pm-midnight on several occasions.

Updates should remain daily however but may be several hours later than I've done the past few weeks.

Apologies for any inconvenience this may cause and normal service should be resumed mid-February.

Don't justify your reasons, even if it is very much appreciated, but MSE is a hobby with many unpaid hours on your side doing a very noble job serving many people here. 

I think the MSE team should at least make you a forum ambassador and give you the official recognition you deserve, you already have it from the many members here. Thank you!

kaMelo

I totally agree with @pecunianonolet. What you do is much appreciated and if updates take a while longer then so be it, life comes first and there is no need for you to justify or explain anything.  

Bridlington1

Principality BS First Home Steps Savings Account (Issue 4) has disappeared from moneyfacts suggesting it'll soon go NLA.

Moneyfacts states it is to be replaced by Issue 5 at the same rate with a reduced maximum deposit of £1k/mth and an increased overall maximum balance of £50k.

I'll update both threads once it has gone live.

Dizzycap

@ Bridlington1 - Super work, as always. And much appreciated

@ Stargunner Congratulations!

Nice to see a new Skipton Members RS - Issue 4

saverkev

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

soulsaver

Bridlington1 said:

Principality BS First Home Steps Savings Account (Issue 4) has disappeared from moneyfacts suggesting it'll soon go NLA.

Moneyfacts states it is to be replaced by Issue 5 at the same rate with a reduced maximum deposit of £1k/mth and an increased overall maximum balance of £50k.

I'll update both threads once it has gone live.

That link takes you to Iss5 now, with those terms.

surreysaver

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?

jameseonline

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

I maxed both this month @ 5K each but need to take out next month to cover other regular savings,so will need to start maxing out again

flaneurs_lobster

surreysaver said:

saverkev said:

jameseonline said:

Ahh the advantage of having a poopy easy access account with minimum deposit & having it a year or whatever.

Definitely going to apply for this, hopefully the rate won't drop too much.

Got several accounts ending in March/April but could fund a new account earlier out of NatWest or RBS Digital funds.

Going to have to take some money out of those anyways to cover February deposits.

Can I fund at end of a month then start of next month or am I tied to the date like I am with my Coventry Loyalty?

As a matter of interest possibly, anything you take out of Natwest or RBS Digital Regular Savers can be replaced in the same month (in addition to the £150 deposit if still building) 

Are you sure about that? Are you not confusing the Digital Regular Saver with the Savings Builder?

Have to agree, the £150/mth max (+roundups & reward) is what the T&Cs say. Do you have another source?