We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Old Regular Savers Discussion Thread 28/12/24-29/1/26

1…645646648650651…1113

Comments

  • Bridlington1
    Bridlington1 Posts: 4,824 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 18 September 2025 at 6:10PM
    jim1999 said:
    Hattie627 said:
    Hattie627 said:
    Coventry BS First Home Saver Issue 2

    It says on the listing on page 1 of this thread that the rate is going down to 4.25% from 7th October. There was a previous reduction to 4.5% on 1st September. The account is still listed as available at 4.5% on the Coventry website. I'm not currently saving on this account but have a sizable balance sitting in the account which will need 60 days notice to withdraw. I've not had any notice of a reduction on 7th October (that I recall). Can anyone confirm the position? TIA
    Just re-posting this as it as it my have got lost in today's discussion. Does anyone have this account? I've checked my emails and can't find anything indicating a drop to 4.25% on 7th October and can't find anything on Coventry website. Could this be a mistake?
    I can't see anything either.  I note that @Bridlington1 flagged Cumberland as reducing their Home Saver on 7th Oct so perhaps this is a mistake?
    I was updating the listings as you typed that, haven't a clue how that got there.

    Also noticed I'd forgotten to update the Leek BS listing following it's cut to 4.2% earlier in the month.

    Apologies for the misinformation.


    EDIT: Apologies for not responding to your post yesterday @Hattie627, I first spotted it on my dinner break yesterday so didn't have my laptop on me. Must've forgotten to revisit it when I got home.
  • Hattie627
    Hattie627 Posts: 751 Forumite
    500 Posts Third Anniversary Name Dropper
    surreysaver said:
    WillPS said:
    Probably won't bother with an application even for YBS - 6% accounts are already being lined up to be culled in the next couple of months to keep MonBS topped up at 7%. Even if it became competitive through other reductions midterm the potential gain would be tiny.

    It'll make sense for someone, but not for me.
    And YBS are reducing the rates on variable rate accounts in a couple of weeks - I wonder if that includes this one?
    It's not on the list of accounts detailing the changes/or non-changes on 2 October. I assume they wouldn't have launched it today at 6% variable if it was earmarked for change on 2 October
  • Hattie627
    Hattie627 Posts: 751 Forumite
    500 Posts Third Anniversary Name Dropper
    Bridlington1 said:
    jim1999 said:
    Hattie627 said:
    Hattie627 said:
    Coventry BS First Home Saver Issue 2

    It says on the listing on page 1 of this thread that the rate is going down to 4.25% from 7th October. There was a previous reduction to 4.5% on 1st September. The account is still listed as available at 4.5% on the Coventry website. I'm not currently saving on this account but have a sizable balance sitting in the account which will need 60 days notice to withdraw. I've not had any notice of a reduction on 7th October (that I recall). Can anyone confirm the position? TIA
    Just re-posting this as it as it my have got lost in today's discussion. Does anyone have this account? I've checked my emails and can't find anything indicating a drop to 4.25% on 7th October and can't find anything on Coventry website. Could this be a mistake?
    I can't see anything either.  I note that @Bridlington1 flagged Cumberland as reducing their Home Saver on 7th Oct so perhaps this is a mistake?
    I was updating the listings as you typed that, haven't a clue how that got there.

    Also noticed I'd forgotten to update the Leek BS listing following it's cut to 4.2% earlier in the month.

    Apologies for the misinformation.


    EDIT: Apologies for not responding to your post yesterday @Hattie627, I first spotted it on my dinner break yesterday so didn't have my laptop on me. Must've forgotten to revisit it when I got home.
    No worries, Bridlington. Thanks for all you do keeping track of everything. 
  • Speculator
    Speculator Posts: 2,463 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 18 September 2025 at 6:19PM
    subjecttocontract said:
    Monmouth.....Mine is in the post to them. Application form posted on 15/9. I guess I might be to late then.
    My wife posted her application form 2nd class without cheque on Friday 11th Sept. Account appeared on her app on Monday morning.


  • Bridlington1
    Bridlington1 Posts: 4,824 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 18 September 2025 at 7:07PM
    Section62 said:
    Bridlington1 said:

    ...
    EDIT: Apologies for not responding to your post yesterday @Hattie627, I first spotted it on my dinner break yesterday so didn't have my laptop on me. Must've forgotten to revisit it when I got home.
    You could probably do with a PA. I wonder if MSE would be willing to fund one? :)
    I don't think MSE would be mean enough to put someone through being my PA.

    Besides the summer's nearing its end so I'll need something to do for when I'm trying to ignore winter.
  • jameseonline
    jameseonline Posts: 1,335 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 18 September 2025 at 7:31PM
    OMG YBS so kind to offer a 6% £50 Regular Saver, although could just open a 6% Monmouthshire with higher deposit limits.

    Not surprised Monmouthshire have pulled the 7% to be honest, you've had plenty of time to get one, maybe it will come back while they go through postal applications or something app out or something?.

    Might try applying for the YBS but don't expect to get it due to their flawed checking processes.

    Also while on subject of YBS they sent me a text message saying their branches are open on Saturday 27th September to help me during sUK Savings Week, that's nice but can't get to a branch🤣
  • happybagger
    happybagger Posts: 1,361 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Bridlington1 said:
    The following banks/building societies did not declare what they shall be doing to their accounts following the base rate cut:
    ...

    Swansea BS haven't declared yet either, for anyone that has it. Though it is a long time since this was anywhere near competitive
  • subjecttocontract
    subjecttocontract Posts: 3,630 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 18 September 2025 at 7:46PM
    jameseonline said:

    Also while on subject of YBS they sent me a text message saying their branches are open on Saturday 27th September to help me during sUK Savings Week, that's nice but can't get to a branch🤣

    YBS would have to do a lot better than their latest offer if they expect me to put my money with them during savings week.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture