The Old Regular Savers Discussion Thread 28/12/24-29/1/26

jameseonline

Bob2000 said:

I'm no expert, but the new Sunny Day Regular Saver is a bit naff, ain't it?
So on that note lve just opened one and set up a SO for £11.50.
Fingers crossed, I'll  be a winner soon.

£11.50 ?, seems a bit random 

liamcov

Is the new Coventry payable on 1st of month or on anniversary?

Bridlington1

liamcov said:

Is the new Coventry payable on 1st of month or on anniversary?

It goes by calendar month so you could pay in again on 1st if you wish.

Bob2000

jameseonline said:

Bob2000 said:

I'm no expert, but the new Sunny Day Regular Saver is a bit naff, ain't it?
So on that note lve just opened one and set up a SO for £11.50.
Fingers crossed, I'll  be a winner soon.

£11.50 ?, seems a bit random 

It is random, but £10.01 just doesn't  sound right!
But at least now, l will know what account that cash is going to.
When all your external  accounts  are your first and last name, it can get confusing just glancing  through them.

Bobblehat

Coventry BS Sunny Day Saver (2) ....

From the T&C's................

9.4 Eligibility

..................................

(b) The Montly Prize Draw and the Additional Prize Draw is not open to:

.............

iii. any individual who is named on more than one Sunny Day Saver (2) (only the first account opened will be eligible and any further accounts will not be eligible).

Just pointing this out to avoid potential disappointment for those obtaining multiple accounts!

p.s. Montly  ... not my typing mistake! 

35har1old

Kim_13 said:

Hattie627 said:

Bridlington1 said:

Coventry BS are launching a Sunny Day Saver (2) at 4.3% (var), £150/mth, unlimited withdrawals.

In addition it comes with prize draws, See below for details:
https://secure.coventrybuildingsociety.co.uk/savings-and-investments/application/SpecificTermsAndConds.aspx?prodCode=SDS2

Note the account is ineligible for inclusion on the first page of this thread owing to the thresholds.

I've opened this, very quick process as an existing member and CoP works immediately. Have deposited £20 and set up SO for monthly deposits of £20 from 1 October. For the few pennies loss on a low deposit due to the poor interest rate, it's worth a punt on the monthly prize draws plus the big draw on 14th Aug 2026. Interestingly, Northern Ireland residents don't seem to be excluded from the prize draws as they usually are (something to do with lottery laws there). Perhaps an error by Coventry?

I may be wrong but I thought those laws had changed in the last few years. 

Either way, good on them for making the account available there, even if they can't receive the prizes. Monmouthshire's blanket exclusion of NI residents feels wrong.

Opened and funded with £10.  

It's not a blanket exclusion

Bridlington1

easysaver said:

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

YBS £50 RS now showing as 6% on moneyfacts after disappearing this afternoon.

£50/mth max
3 withdrawal days per year
Can skip months if you wish
£600 max balance
Interest rate variable if my sources were correct.

friolento

Bridlington1 said:

easysaver said:

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

YBS £50 RS now showing as 6% on moneyfacts after disappearing this afternoon.

£50/mth max
3 withdrawal days per year
Can skip months if you wish
£600 max balance
Interest rate variable if my sources were correct.

I still can’t see it

thefrank

friolento said:

Bridlington1 said:

easysaver said:

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

YBS £50 RS now showing as 6% on moneyfacts after disappearing this afternoon.

£50/mth max
3 withdrawal days per year
Can skip months if you wish
£600 max balance
Interest rate variable if my sources were correct.

I still can’t see it

Did you adjust the investment amount to £1 instead of the usual £100 showed as default before launching the search? The RS is showing correctly in that case.

friolento

francoghezzi said:

friolento said:

Bridlington1 said:

easysaver said:

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

YBS £50 RS now showing as 6% on moneyfacts after disappearing this afternoon.

£50/mth max
3 withdrawal days per year
Can skip months if you wish
£600 max balance
Interest rate variable if my sources were correct.

I still can’t see it

Did you adjust the investment amount to £1 instead of the usual £100 showed as default before launching the search? The RS is showing correctly in that case.

Didn’t think of that - thank you, now showing 😀