The Old Regular Savers Discussion Thread 28/12/24-29/1/26

s71hj

shirley999 said:

s71hj said:

Am I misremembering or did I read on here that there is a clever way to get multiple Sunny Day Cahoot 5% savers? Suddenly all my RS s are maturing and I need a temporary home until the passage of the months mean it all empties back out into the Monmouthshire goldmine. 

You're able to upgrade your existing savings accounts to sunny day saver, eg Cahoot Savings Account.

I have a sole and a joint, then there was a 3rd one that I thought was also at 5% as did my wife but when we looked the 3rd one was showing as 0%.  I don't  have any other Cahoot accounts to upgrade sadly. 

mon3ysav3r

s71hj said:

shirley999 said:

s71hj said:

Am I misremembering or did I read on here that there is a clever way to get multiple Sunny Day Cahoot 5% savers? Suddenly all my RS s are maturing and I need a temporary home until the passage of the months mean it all empties back out into the Monmouthshire goldmine. 

You're able to upgrade your existing savings accounts to sunny day saver, eg Cahoot Savings Account.

I have a sole and a joint, then there was a 3rd one that I thought was also at 5% as did my wife but when we looked the 3rd one was showing as 0%.  I don't  have any other Cahoot accounts to upgrade sadly. 

There seems to be a glitch which makes it show at 0%, if below 3000 remove a quid, or add a quid depending on how much you have in, if above 3000 try making it 2999, and next day it will probably show the correct 4.89% (for monthly interest).

s71hj

mon3ysav3r said:

s71hj said:

shirley999 said:

s71hj said:

Am I misremembering or did I read on here that there is a clever way to get multiple Sunny Day Cahoot 5% savers? Suddenly all my RS s are maturing and I need a temporary home until the passage of the months mean it all empties back out into the Monmouthshire goldmine. 

You're able to upgrade your existing savings accounts to sunny day saver, eg Cahoot Savings Account.

I have a sole and a joint, then there was a 3rd one that I thought was also at 5% as did my wife but when we looked the 3rd one was showing as 0%.  I don't  have any other Cahoot accounts to upgrade sadly. 

There seems to be a glitch which makes it show at 0%, if below 3000 remove a quid, or add a quid depending on how much you have in, if above 3000 try making it 2999, and next day it will probably show the correct 4.89% (for monthly interest).

So I upgraded it to a simple saver then immediately upgraded it back to a Sunny Day. It currently has £1 in but still shows 0%. I will check tomorrow. I guess I could open more Simple Savers then immediately upgrade them to Sunny Day ones - anyone tried this?! 

SJMALBA

Am I correct in thinking that Mon BS accounts run from the date of 1st deposit, rather than opening date?

easysaver

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

Bobblehat

SJMALBA said:

Am I correct in thinking that Mon BS accounts run from the date of 1st deposit, rather than opening date?

The RS's run from date of 1st deposit.

schiff

jaypers said:

Bridlington1 said:

Coventry BS are launching a Sunny Day Saver (2) at 4.3% (var), £150/mth, unlimited withdrawals.

In addition it comes with prize draws, See below for details:
https://secure.coventrybuildingsociety.co.uk/savings-and-investments/application/SpecificTermsAndConds.aspx?prodCode=SDS2

Note the account is ineligible for inclusion on the first page of this thread owing to the thresholds.

The interest rate is absolutely awful but perhaps worth opening and funding with £10 per month for the draw. 

They could perhaps offer better rates if they economised on postage. I've had eight letters from them today, all about recent activity.

SJMALBA

schiff said:

jaypers said:

Bridlington1 said:

Coventry BS are launching a Sunny Day Saver (2) at 4.3% (var), £150/mth, unlimited withdrawals.

In addition it comes with prize draws, See below for details:
https://secure.coventrybuildingsociety.co.uk/savings-and-investments/application/SpecificTermsAndConds.aspx?prodCode=SDS2

Note the account is ineligible for inclusion on the first page of this thread owing to the thresholds.

The interest rate is absolutely awful but perhaps worth opening and funding with £10 per month for the draw. 

They could perhaps offer better rates if they economised on postage. I've had eight letters from them today, all about recent activity.

I had 14 last week!

ForumUser7

SJMALBA said:

schiff said:

jaypers said:

Bridlington1 said:

Coventry BS are launching a Sunny Day Saver (2) at 4.3% (var), £150/mth, unlimited withdrawals.

In addition it comes with prize draws, See below for details:
https://secure.coventrybuildingsociety.co.uk/savings-and-investments/application/SpecificTermsAndConds.aspx?prodCode=SDS2

Note the account is ineligible for inclusion on the first page of this thread owing to the thresholds.

The interest rate is absolutely awful but perhaps worth opening and funding with £10 per month for the draw. 

They could perhaps offer better rates if they economised on postage. I've had eight letters from them today, all about recent activity.

I had 14 last week!

Wow! What is meant by recent activity? Just statements or something different to normal?

Kim_13

schiff said:

jaypers said:

Bridlington1 said:

Coventry BS are launching a Sunny Day Saver (2) at 4.3% (var), £150/mth, unlimited withdrawals.

In addition it comes with prize draws, See below for details:
https://secure.coventrybuildingsociety.co.uk/savings-and-investments/application/SpecificTermsAndConds.aspx?prodCode=SDS2

Note the account is ineligible for inclusion on the first page of this thread owing to the thresholds.

The interest rate is absolutely awful but perhaps worth opening and funding with £10 per month for the draw. 

They could perhaps offer better rates if they economised on postage. I've had eight letters from them today, all about recent activity.

I thought mine was excessive with three. If they must send them by post, they could at least put them in the same envelope.