The Old Regular Savers Discussion Thread 28/12/24-29/1/26

surreysaver

After reading these posts about Progressive, checked I could still log in and I could, via a code via Whatsapp. It forced a password change, though 

mon3ysav3r

I didn't have a password change forced on me, perhaps they have increased the password "strength" requirement, length, special characters etc. I do think it is poor to remove SMS login codes without any announcement if that is what has happened.

allegro120

ForumUser7 said:

allegro120 said:

10_66 said:

Stargunner said:

WillPS said:

Stargunner said:

flaneurs_lobster said:

WillPS said:

flaneurs_lobster said:

Saffron BS Refer a Friend Saver

Have opened and funded.
 
Has anyone seen sight of, or have details of, the referee process?

It's all on the website: https://www.saffronbs.co.uk/MM_Refer_a_Friend_Saver

Unfortunately 'the right' is only accurate if you view on a window large enough to render two columns. On mobiles it's at the bottom.

The survey link is here:
https://us2.list-manage.com/survey?u=9e534462b0372c544908568e9&id=4c0b2e74a7&attribution=false

Ah, that's why I couldn't see the link. Thanks for that.

Now off to "somewhere else" to find a willing referee for swapsies.

I don't think you can open one if you already have a savings account with Saffron

Survey - Refer a Friend Saver

1. Are you an existing customer of Saffron? (If yes - you are not eligible for the Refer a Friend Saver).

That question wasn't there on Saturday when I filled the form in. It seems they've realised they've left the gates open...

That statement was visible when I clicked on the above survey link, but it has disappeared now.

The below appears on the refer a friend saver account application though

Welcome to Saffron! You're here because your friend referred you. On this page you'll find the information you need to open your new account. Remember to complete the Refer a Friend form too (to the right of this page). If you do not complete the form, your account will be closed.

• Apply - online
• Manage - online, mobile app, branch, post, phone, webchat

Please Note - You must be a new customer to Saffron to open the account. This account can be withdrawn from sale at any time without notice. 

The only details that were requested on the form I completed early this morning were my first and last name, email address and first and last name of person who referred me (OH).  I've just clicked on the form again and can see the form now asks if an existing customer.  As the product summary and earlier referral form doesn't stipulate for new customers only, it'll be interesting to see how they deal with it.  I kept a screen print of the referral form I had.

Saffron
I didn't see "new customers only".  All looked to me as it's ok to do this. I've opened a new MMLS (although my old one is still running until tomorrow), opened RaF for OH (she is new customer), opened MMLS for her and opened RaF for myself (I'm a very old customer). All opened and funded. I guess if it is wrong they will close some of the accounts and return the money.  The only thing I've noticed that I've done wrong, after it was all done,  is that the e-mail and phone number have to be different.  We normally use my contact details for savings accounts because I deal with them all so, I just automatically follow the pattern

MMLS for OH who is a pretty much a new customer? Requires membership since 1st June 2024. Though the system may not have declined it, I recall them being strict on criteria for this one last year I think? Or may have been that 9% one. Hopefully they leave it open though 

Saffron
Now I can see I broke another rule.  I didn't read MMLS t&c this time because I already know all key features, but completely forgot about 12 month requirement.  We'll see what happens.

mon3ysav3r

allegro120 said:

 Saffron
Now I can see I broke another rule.  I didn't read MMLS t&c this time because I already know all key features, but completely forgot about 12 month requirement.  We'll see what happens.

I opened a different "Members saver" with Saffron without having been a member for a year a few months ago, they closed it and returned my deposit, plus a few pence interest if I remember correctly! 

Bigwheels1111

Anyone had issues with Skipton's member reg saver 4, I opened it on the 30th May, Made a second payment at 00.15am on the 1st. Still not credited my account, after two call to them.

If you have one check your credit has been added.

Rudyson

Bigwheels1111 said:

Anyone had issues with Skipton's member reg saver 4, I opened it on the 30th May, Made a second payment at 00.15am on the 1st. Still not credited my account, after two call to them.

If you have one check your credit has been added.

No problems. Transferred in and showing in the a/c on Sunday 1st

chris_the_bee

solartom said:

Monmouth Bs

16/06/25

Interest Rate Changes

EXCLUSIVE REGULAR SAVER - ISSUE 2

Old Rate (%) 5.20  New Rate (%)  4.90 

source e mail

Monmouthshire BS
T's&C's for EXCLUSIVE REGULAR SAVER - ISSUE 2 state " If we put the rate down, we’ll let you know as soon as we can - with at least 30 days’ notice." Looks like someone can't count.

MDMD

chris_the_bee said:

solartom said:

Monmouth Bs

16/06/25

Interest Rate Changes

EXCLUSIVE REGULAR SAVER - ISSUE 2

Old Rate (%) 5.20  New Rate (%)  4.90 

source e mail

Monmouthshire BS
T's&C's for EXCLUSIVE REGULAR SAVER - ISSUE 2 state " If we put the rate down, we’ll let you know as soon as we can - with at least 30 days’ notice." Looks like someone can't count.

Fairly sure they issued a general change to the terms reducing that to 14 days around September last year

edit: see this thread from 14 Sept
https://forums.moneysavingexpert.com/discussion/comment/80993311/#Comment_80993311

allegro120

mon3ysav3r said:

allegro120 said:

 Saffron
Now I can see I broke another rule.  I didn't read MMLS t&c this time because I already know all key features, but completely forgot about 12 month requirement.  We'll see what happens.

I opened a different "Members saver" with Saffron without having been a member for a year a few months ago, they closed it and returned my deposit, plus a few pence interest if I remember correctly! 

Thank you.  It's good to know what to expect from Saffron.

I've had a similar experience with VM 10.38%.  I opened 4, one of them didn't align with conditions and was closed.  It took VM 7 weeks to close it and I received accrued interest. 

Aidanmc

Bigwheels1111 said:

Anyone had issues with Skipton's member reg saver 4, I opened it on the 30th May, Made a second payment at 00.15am on the 1st. Still not credited my account, after two call to them.

If you have one check your credit has been added.

Opened and funded the RS4 on 30th also, made 2nd payment today, all ok.

I didn'tt think Skipton credit/pay interest on deposits on non working days