The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

Newcastle BS Interest Rate Reductions From 7/3/25:

Of note:

Newcastle BS Regular Saver (Issue 1) ~~~~ NO CHANGE ~~~~~ Remains at 5.5%.

simonsmithsays

happybagger said:

Bucks BS
Not "top RS" accounts but for those with them, effective 1 March 2025:

Regular Saver (open) 3.15%
Reg Saver Locals (NLA) 3.40%

source: email

This used to be market leading so I suspect they'll be a few on here with a small amount in one in case a better Bucks one appears.

Also allows zero monthly contribution.

Here's the full list

https://cmemailmarketing.co.uk/7628DF54-CMP171CON176-RCP2I17702O83-1-TRK1780ENT171-1-Z-Z-0-0-Z-Z-Z-Z-Z-Z

Dizzycap

Bridlington1 said:

Newcastle BS Interest Rate Reductions From 7/3/25:

Of note:

Newcastle BS Regular Saver (Issue 1) ~~~~ NO CHANGE ~~~~~ Remains at 5.5%.

Good old Newcastle BS! They very rarely, if ever, change interest rates on variable rate accounts

Growingold

Bridlington1 said:

Bobblehat said:

Skipton .....

Interest Rate change document now available, see links here ......

https://www.skipton.co.uk/help-and-support/base-rate-change

Of note:

Member Regular Saver Issue 4 cut from 6.75% to 6.5% came into effect on Monday.

I can see no reference to any of their Home Deposit Savers (issues 1 & 2) on their list of rate cuts or their lists of current interest rates so shall omit them from my list of rate cuts for now till I get further info on their fates

Had email from them. The interest rate on your below savings account will reduce on 10 March 2025

Home Deposit Saver 1 A

Account Number ending:

XXXX

Current Interest Rate

4.81% gross pa/AER^ variable.

New Interest rate

4.56% gross pa/AER^ variable.

AndyTh_2

Coventry 3rd March 2025

First Home Saver - dropping from 5.10% to 4.85% (NLA, but there is an issue 2 4.80%)
Sunny Day Saver - dropping from 6.25% to 6% (still NLA)
Loyalty Seasonal Saver - dropping from 6% to 5.75% (5.6% gross for monthly interest)  (still NLA)
Regular Saver (issue 6) - dropping from 4.75% to 4.5%

Is on the updated https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html as PDF

wiseonesomeofthetime

AndyTh_2 said:

Coventry 3rd March 2025

First Home Saver - dropping from 5.10% to 4.85% (NLA, but there is an issue 2 4.80%)
Sunny Day Saver - dropping from 6.25% to 6% (still NLA)
Loyalty Seasonal Saver - dropping from 6% to 5.75% (5.6% gross for monthly interest)  (still NLA)
Regular Saver (issue 6) - dropping from 4.75% to 4.5%

Is on the updated https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html as PDF

All being well, my FHS (1) will be drained then on 6 April and fund my 25-26 ISA.

I still have plenty of fixed rate RS running though too

granta

Zopa Regular Saver

I've finally been offered a Zopa current account and have successfully opened it. But how do I apply for the regular saver - I can't see it listed on the app. Do I have to be invited again?

jaypers

granta said:

Zopa Regular Saver

I've finally been offered a Zopa current account and have successfully opened it. But how do I apply for the regular saver - I can't see it listed on the app. Do I have to be invited again?

Check again in Your ‘Smart Savings Hub’. It should be there. 

WillPS

granta said:

Zopa Regular Saver

I've finally been offered a Zopa current account and have successfully opened it. But how do I apply for the regular saver - I can't see it listed on the app. Do I have to be invited again?

You also need SmartSaver, which you won't need an invite for

granta

jaypers said:

granta said:

Zopa Regular Saver

I've finally been offered a Zopa current account and have successfully opened it. But how do I apply for the regular saver - I can't see it listed on the app. Do I have to be invited again?

Check again in Your ‘Smart Savings Hub’. It should be there. 

Thanks! I've opened it and manually added £300. Is there a way to set-up a SO from a non-Zopa current account?