The Old Regular Savers Discussion Thread 28/12/24-29/1/26

blue_eyes

jameseonline said:

Dizzycap said:

Has anyone received a confirmation email from Skipton regarding a reduction of their Loyalty RS Issue 4?

I received an email from them today regarding reductions on easy access accounts but their was no mention of any reduction on their Loyalty RS Issue 4, in fact, any LRS issue? TIA

Same for me, maybe it's delayed?

form the Product Terms and Conditions [my emphasis]:
"If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective"

jaypers

The Vernon RS reducing from 6.5% to 6.25% from 3/3. 

BestSeagull

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

flaneurs_lobster

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

BestSeagull

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

flaneurs_lobster

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

Can't be certain (was 5 mths ago) but pretty sure it was instant - think it's just another savings 'pot' and they open straight away.

subjecttocontract

flaneurs_lobster said:

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

Can't be certain (was 5 mths ago) but pretty sure it was instant - think it's just another savings 'pot' and they open straight away.

It was instant for me when I opened mine recently. Can't pay in direct to the reg saver via standing order though.

Bigwheels1111

Zopa Reg Saver T&C regarding funding day.

A monthly allowance period determines when your £300 monthly deposit allowance resets.  

This starts from the day you open a pot. For example, if you open a pot on 8th July, your £300 monthly deposit allowance will reset on the 8th of each month. If you open a pot on the 29th or later, and that date doesn’t fall in a particular month, your monthly allowance period will reset on the last day of that month. 

https://www.zopa.com/help/article/what-s-a-monthly-allowance-period

granta

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

I opened last week and it was instant and was able to fund immediately via the Zopa savings hub. There's no way to set up a direct SO though.

Growingold

Even though you can't set up a SO for the Zopa Regular Saver you can set up an autosave which also works at weekends