The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

I've just spoken to Mansfield BS, they've said they expect anything with a variable rate to drop by 0.5%, though this shall be confirmed by the end of next week.

This would take the Bonus RS issue 8 from 5.85% to 5.35%.

WillPS

Bridlington1 said:

I've just spoken to Mansfield BS, they've said they expect anything with a variable rate to drop by 0.5%, though this shall be confirmed by the end of next week.

This would take the Bonus RS issue 8 from 5.85% to 5.35%.

Taking themselves firmly out of contention then, it would seem.

When is it that The Nottingham do their regular saver ISA? Presumably that one should be coming up soon.

Bridlington1

Darlington BS to cut the rate of their 12 Month RS from 5.1% to 5% from 3/3/25

flaneurs_lobster

NatWest (and presumably RBS) cutting rate on their Digital Regular Saver (but only the bit over £5k)

dealyboy

flaneurs_lobster said:

NatWest (and presumably RBS) cutting rate on their Digital Regular Saver (but only the bit over £5k)

... you had me worried for a second @flaneurs_lobster

moi

Bridlington1 said:

I can see no reference to any of their Home Deposit Savers (issues 1 & 2) on their list of rate cuts or their lists of current interest rates so shall omit them from my list of rate cuts for now till I get further info on their fates

In November it was the same - Skipton didn't list the Home Deposit Savers in their published long list. A few days later they emailed, announcing the cut to 4.81%🤔 (Issue 1 was then 5.06%)

happybagger

HRBS rate changes announced for 28 February
Reg Saver 30 day notice (Issue 2, open account) remains at 4.60%
Issue 1 (NLA) 4.5%

Anyone with the matured Issue 1 now sitting in the "follow on" account will go to 3.75% (as it's a tracker at Base Rate -0.75%)

source

happybagger

Bucks BS
Not "top RS" accounts but for those with them, effective 1 March 2025:

Regular Saver (open) 3.15%
Reg Saver Locals (NLA) 3.40%

source: email

Bridlington1

Newcastle BS Interest Rate Reductions From 7/3/25:

Of note:

Newcastle BS Regular Saver (Issue 1) ~~~~ NO CHANGE ~~~~~ Remains at 5.5%.

simonsmithsays

happybagger said:

Bucks BS
Not "top RS" accounts but for those with them, effective 1 March 2025:

Regular Saver (open) 3.15%
Reg Saver Locals (NLA) 3.40%

source: email

This used to be market leading so I suspect they'll be a few on here with a small amount in one in case a better Bucks one appears.

Also allows zero monthly contribution.

Here's the full list

https://cmemailmarketing.co.uk/7628DF54-CMP171CON176-RCP2I17702O83-1-TRK1780ENT171-1-Z-Z-0-0-Z-Z-Z-Z-Z-Z