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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • snow62
    snow62 Posts: 31 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    edited 20 January at 11:19AM
    Opened an Everyday Saver yesterday afternoon to get all the tedious ID stuff out of the way.  Sent £10 to it overriding COP and it's showing up this morning.  No problem opening the RS when it appeared.

    It matures 10 months from opening.  Payments into the account are calendar month, so in theory it will take an 11th payment.  Can't see anything saying maximum of £1600
  • csw5780
    csw5780 Posts: 165 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 20 January at 11:16AM
    Kim_13 said:
    Wished I had taken a screenshot for about 15 minutes when it said you will get your account number soon, but I have now had an email confirmation and account shows in app. I will fund tomorrow when COP works as I entered £160 for initial funding amount. The email says I have 14 days so I am just happy to have secured the account.

    There’s no point sending to an existing Furness account that passes COP given the delay in the payment showing. I opted not to do so last week in case online availability never happened.

    It wasn’t the smoothest even as an existing customer, took a few times to recognise that I had read the summary box. Very glad that I opened the EA to become an existing customer as the website is obviously struggling with demand at the moment.

    COP worked for me straight away!
  • easysaver
    easysaver Posts: 159 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    I followed this and successfully applied, now waiting for an email confirmation.

    I am fully aware that I shouldn't be following links posted by anonymous posters (myself included) so I suggest you do so at your own risk.

    The fact that this appears to be the only way to apply as a NEW customer is somewhat ridiculous from my perspective. I just hope that my experience was an isolated one and not for ALL new customers.
  • clivep
    clivep Posts: 738 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Finally got the app to work, went thru verification, then "Unfortunately we're not able to open an account for you at this time".

  • nigelholl2
    nigelholl2 Posts: 49 Forumite
    10 Posts Second Anniversary Name Dropper Photogenic
    Well that was simple & easy, straight on, account applied for and confirmation email just landed
    I did open  a Triple Access acc last week so I was a known entity to them
    I was expecting a lot worse, after the saga that many had with MonBS
    Very impresses
    Lets see if their system keeps up, I hope it does
    Good luck folks
  • s71hj
    s71hj Posts: 1,187 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    csw5780 said:
    Kim_13 said:
    Wished I had taken a screenshot for about 15 minutes when it said you will get your account number soon, but I have now had an email confirmation and account shows in app. I will fund tomorrow when COP works as I entered £160 for initial funding amount. The email says I have 14 days so I am just happy to have secured the account.

    There’s no point sending to an existing Furness account that passes COP given the delay in the payment showing. I opted not to do so last week in case online availability never happened.

    It wasn’t the smoothest even as an existing customer, took a few times to recognise that I had read the summary box. Very glad that I opened the EA to become an existing customer as the website is obviously struggling with demand at the moment.

    COP worked for me straight away!
    Ditto. Never had an account with instant COP before! 
  • Dizzycap
    Dizzycap Posts: 2,065 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    edited 20 January at 11:30AM
    Mine took seconds to open (existing customer of two years) but I was interested to note that the details state maturity will be ten months from opening, I had expected (I don't know why?!) the maturity date to be 31st October so maybe that was for postal applications?

    Anyway having put £160 into my easy access account last night I was able to fund the new RS with an internal transfer just now.

    Have a good day everyone!
    xx 
    Both FBS postal & online 160 Anniversary RS do have the same maturity date of 31st October - Another 10 month RS as all the latest new ones seem to be. I hope it's not going to become a trend  :#  :/  Overall, you really can't complain  ;) Online version opened & funded within 2 minutes (already a customer) - nice! 
    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 12/20 (6)
    # Regular Savers 2026- New 9/12 - Total: 31 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    £10-a-Day Challenge 2026 - £710.56 / £1825 (6)
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    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials
  • Kim_13
    Kim_13 Posts: 4,353 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    csw5780 said:
    Kim_13 said:
    Wished I had taken a screenshot for about 15 minutes when it said you will get your account number soon, but I have now had an email confirmation and account shows in app. I will fund tomorrow when COP works as I entered £160 for initial funding amount. The email says I have 14 days so I am just happy to have secured the account.

    There’s no point sending to an existing Furness account that passes COP given the delay in the payment showing. I opted not to do so last week in case online availability never happened.

    It wasn’t the smoothest even as an existing customer, took a few times to recognise that I had read the summary box. Very glad that I opened the EA to become an existing customer as the website is obviously struggling with demand at the moment.

    COP worked for me straight away!
    Thanks for this.

    A fail from Chase when I tried before posting but a pass from Nationwide, so worth heading there for anyone who has an account with them.
  • nigelholl2
    nigelholl2 Posts: 49 Forumite
    10 Posts Second Anniversary Name Dropper Photogenic
    s71hj said:
    Ditto. Never had an account with instant COP before! 
    Just tried, but CoP failed for me, no great worries, the acc is showing on the web, so it's in the bag, will try again later today.
  • Speculator
    Speculator Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Opened and funded £160 by internal transfer.

    Pretty painless, took 2 mins.
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