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A Fresh Start, a year of growth and balance.
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So sorry that you’re still having to wait for your money.I would’ve thought the CMS would just take it, especially as it’s in arrears.They’re not going to concern themselves about him being overdrawn.1
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missymoo81 said:You’re doing so well! Sorry that ex is being such a pain! My ex was much the same and just refused to pay at one point. But it’s all sorted now so there is hope.Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
(Removed by Forum Team)Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
liselle said:So sorry that you’re still having to wait for your money.I would’ve thought the CMS would just take it, especially as it’s in arrears.They’re not going to concern themselves about him being overdrawn.
Thank you though, at least I don’t have the nasty messages anymore, & I don’t have to ask anymore.Good luck CMS 🤪🤞🏼Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
A wonderful day! Loads (😜) of washing done. So much to do around the house but I needed a chill ish day so still haven’t done the dining room organising. I have half term week off next week so I must get it more organised then. Then the general chores tomorrow will continue. I rode friends horse, walked dog and absolutely loved the day of self care 🥳
Feeling a lot less burnt out than last week. Will take this week as chill as possible. Pace myself so I don’t end up completely exhausted on the week off. I want such a balanced week of chill, fun and organising.Here’s hoping 🤩Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
A good day. Got some free storage units from a friend and that is the carrot to the donkey of my organisation over half term next week. Did DS’s footy and dog walked simultaneously. Washing done, beds cleaned, floors have not been but I swept! Half term will be where I make my gains! Just doing enough to get by this week. 😝 roast chicken done, lots of leftovers, blueberry muffins for the week done. 4 days of work and I’m reclaiming more chill, self care, organisation and funs.Oh and on a budget! 🧐🙌🏼🤞🏼👌🏼💪🏼✅🌟❤️Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
Let’s hope every time it bounces he gets charged by the bank !Sealed pot challenge 822
Jan - £176.66 :j1 -
dawnybabes said:Let’s hope every time it bounces he gets charged by the bank !Checked CMS account and this weeks says ‘missed’ as well, so he’s now already in nearly £300of arrears on CMS books (many more in my books but there’s little to be done about that).I’m very thrilled to not have to be navigating it solo and there’s something about the CMS letters and correspondence that is strangely comforting for me, even if there is no money forthcoming. To see it clearly written repeatedly that x is what he should pay and then the missed payments/arrears just makes me not feel so gaslighted/gaslit (grammar 🥴?!) anymore. Checked out of the narcissist cycle.Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
If he doesn't pay up I think they'll then move to having it taken directly from his salary/wages before he even sees it and his employer will then now what an a*sehole he is!
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Yes that’s exactly what they’ll do.1
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