📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CrazyBee wants to be Mortgage Free!

1838485868789»

Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,082 Forumite
    1,000 Posts Name Dropper Photogenic
    I spoke to soon about having energy, I thought it was the time not working having a trick on me, turns out I am very tired, I had an early night and did what you should to wake up feeling absolutely knackered! I will find today very difficult at least I am at home, in the comfort of my own homeXX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1898.99
    Mission Number Four: Keep Job!
    Once accomplished all four missions come back and start new missions!
  • CrazyBee787
    CrazyBee787 Posts: 1,082 Forumite
    1,000 Posts Name Dropper Photogenic
    I had more energy later and did a cracking day where I cleared off all my to dos and team leader let me leave early 20 mins better then a kick in the teeth! So all in all it feels very productive and enjoyable. I just had to get over that tired feeling in the morning, which I did and it turned out to be a good day.

    7/19 no spends so doing well on that front...happy place!

    I have eaten quite a bit of junk today, I don't think I am going to make any more flap jack it is too sickly and sweet and I have had enough and I have loads left, so I will try and think of something that is diabetes and diet friendly! Low fat sausage maybe!? Maybe make my own? oohh!

    Lodger coming tomorrow, I have calculated the amount to receive for this month it is £395 which will help me at the end of the month. I have a few pots of money coming in benefits still and rent money plus the bank I switched with £180, I am strongly thinking now that I will pay MD & SFD back it works out actually to just over £2K, but I can pay it completely off if all goes to plan, I shouldn't have to pay tax this month, so I should get a boost there too. I look forward to the month end figures!

    Otherwise I am looking forward to seeing how this lodger works out, he seems quite a sweety!

    All the best for your evenings, CrazyXX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1898.99
    Mission Number Four: Keep Job!
    Once accomplished all four missions come back and start new missions!
  • beanielou
    beanielou Posts: 96,035 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Do you not have the lodger pay the first month when they move in? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,082 Forumite
    1,000 Posts Name Dropper Photogenic
    beanielou said:
    Do you not have the lodger pay the first month when they move in? 
    Hi Beanie, No I prefer it always to come on the first, that way when the end of the month comes and all the money is needed for bills I will have the £625 ready for then and a brand new £625 coming the day after. That way when I get my wages I will have for this month £395 at the end of the month which will be mine, you see I don't call it mine until the period is clear. I hope that makes sense, even with a one month notice period, this way I know where I am am.I know it is a bit strange and not many people do it, but I prefer it. XX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1898.99
    Mission Number Four: Keep Job!
    Once accomplished all four missions come back and start new missions!
  • beanielou
    beanielou Posts: 96,035 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just what suits you. I get just on half of what you do but I guess you live in or near to a city. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,082 Forumite
    1,000 Posts Name Dropper Photogenic
    beanielou said:
    Just what suits you. I get just on half of what you do but I guess you live in or near to a city. 
    I do live down South/ Midlands, where the markets are steep - which is great because I bought my flat at a discounted price, so I am seeing quite a return, let me calculate I get to live here too ( albeit smaller room) plus I make 7% return on investment, That is quite good I don't need to say. Mine was the cheapest room on spare room also, however the more expensive properties were for houses and not flats. 
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1898.99
    Mission Number Four: Keep Job!
    Once accomplished all four missions come back and start new missions!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.