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CrazyBee wants to be Mortgage Free!

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,180 Forumite
    1,000 Posts Name Dropper Photogenic
    Absolutely love your photos CB and a calendar would be wonderful.  Lovely that you have not even had your first wage and you are already thinking of MD and SFD , I am sure they will enjoy being treated . It really is great that your first week went so well , have a lovely Sunday x
    Thanks Newstart I really appreciate it. I have had a good start to the day, shopping arrived at <8am so I decided to get some baking done. Cake is made and flapjack is baking. All washing up done. There is just the washing to sort, dining table cleaned. I felt that MD wanted my company more so I am thinking of going over there today with some cake, I think I will go in the morning then I can get back and rest and write and read. I hope you have a good Sunday also.XX
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • Jessy103
    Jessy103 Posts: 2,377 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Calendar is a great idea! x
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • beanielou
    beanielou Posts: 96,525 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pass the cake. 🧁 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,180 Forumite
    1,000 Posts Name Dropper Photogenic
    Jessy103 said:
    Calendar is a great idea! x
    beanielou said:
    Pass the cake. 🧁 
    Thanks Jessie @ Beanielou as you wish 🍰🍰🍰🍰all roundXX
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • Chieveley
    Chieveley Posts: 490 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Bee hope you had a good start to your second week. When does the lodger arrive?
  • CrazyBee787
    CrazyBee787 Posts: 1,180 Forumite
    1,000 Posts Name Dropper Photogenic
    Thanks @Chieveley It wasn't a great start to the week, but my energy levels got better when I left work. But I still feel happy and I think things will be okay it was just nerves and a bit of stress I think. I want to Keep working, I enjoy the process, also my team leader said that there might be home working soon! Although I have enjoyed going into the office.

    The lodger has said this week but he still has not confirmed dates of the exact day and the week is progressing, but I am sure he will come! MD said he wouldn't give you £300 for nothing! But it would be nice to have a date to work towards! I hate being in the dark, I may text him again, today!?

    I am up to 5/19 no spend days, I got the weekend but not yesterday, but I think now that Monday is out the way I should be able to progress on that front again too. I needed an extra snack for work because I need something early morning 10 am and 16:00 hrs I got a caramel bar, MD said I should have fruit or soup, I know she is right but I don't really enjoy fruit and I can't be bothered to keep up cooking soup! When I am at home I can have toast, and I could get grapes as I like those too which is a fruit I know! But I can wash them and put them in a bowl at home!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • Be kind to yourself the for the first few weeks Bee , it's a big change in routine for you , you are doing amazingly well , once you get a firm date for lodger arriving that will help I am sure xx
  • CrazyBee787
    CrazyBee787 Posts: 1,180 Forumite
    1,000 Posts Name Dropper Photogenic
    I undertsand where you are coming form @Newstartforme however I do need to get into better habits sooner rather than later, but yes I am eating less sensible food so I guess I am going easy on myself. I think because I have been really easy on myself with regards the last 6 months out of work and going into work now I have more energy then I did have, maybe to some degree I had actually burnt out a bit and now I feel much better. I now need to look after myself so that I don't have a recurring feeling of burned out!

    Today I am up to 6/19 no spend days also a colleague bought me and team leader a few nibbles which I greatly enjoyed, he was soo sweet! I felt famished eating the bits and really enjoyed every mouthful! Now I am at home I can have toast or a can of beans to avoid the hunger pangs!

    Lodger has confirmed date he is coming it is this Thursday, I told him I would pick him up with his belongings, note to self sort the car out!

    I hope everyone has an enjoyable eveningXX
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • Jessy103
    Jessy103 Posts: 2,377 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I know you've been making flapjack for a snack, but what about fruity muffins for a mid morning or afternoon snack? They're easy to make, store well and are quite filling x
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • CrazyBee787
    CrazyBee787 Posts: 1,180 Forumite
    1,000 Posts Name Dropper Photogenic
    Jessy103 said:
    I know you've been making flapjack for a snack, but what about fruity muffins for a mid morning or afternoon snack? They're easy to make, store well and are quite filling x
    oooh Good idea 😊 The reson for making the flapjack is that it is quite filling for me, I think with muffins I will keep eating until there is nothing left!! The flapjack is nicely stored and I don't get extra bits than I should have!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
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