CrazyBee wants to be Mortgage Free!

CrazyBee787

WARNING Before & After shots coming!!

This is before with silly half sized curtains



This is after:-



I think they are fantastic and I am super happy with them!

Newstartforme

Aw well done , looks fantastic , makes the room look great x

CrazyBee787

Newstartforme said:

Aw well done , looks fantastic , makes the room look great x

Thanks newstart I really appreciate you coming by. I was going to sort the curtain pole in the bedroom but I am going to hold off until after monday, if I move into the smaller room I will change the curtain pole but if I decide to stay put I may take back the new curtains and curtain pole and bedding. Today I took back the duvet and smaller bedding sheets, as it is wasted money as there is already bedding and I really don't need any more not until I have a job at least. However the refund barely touched the surface of the amount that I owe. I literally have no money coming in except benefits which I need for bills. The sooner Monday comes the better.

It also doesn't help that I can't seem to stop spending, I blame the credit card, but I can't do anything about it. I think to become sensible I need actual cash to protect, I may ask MD and for that loan now pay off the credit card and start behaving more money savvy. I think I will pop over there now!

CrazyBee787

I stopped myself from asking MD & SFD I am buying more time before I go to them, but I don't want to go to them in all honesty, I know MD is lending me the money for the cupboard on Monday, but I really don't want to go to them with this big credit card debt, so therefore I am buying time until a lodger arrives. I am going to go in the smaller room and that is final I may feel like the inferior person but I shouldn't need to, it is still my place after all, I am just being cunning with my assets.



My credit card is £910.61 there is due a refund of £25 also but it still hasn't arrived and they said it would be here by now, so a bit more chasing next week is needed. If I stick to those expenses I will keep my credit card at £1050.61. I am trying to get myself to stick to not spending on the credit card as it is very tempting, I want to see the credit card go down which it will when a lodger arrives, especially if they are paying £650.00.



I won't need to pay any interest on credit card for August in September because I paid more then enough to cover the balanace, however if I don't get a job by the end of September, then I will likely need to pay £52.00 in interest which I can afford above as I have managed to acquire some cash. The £167.55 is what is left after Septembers bills, luckily I have a further £180 due in September from the bank as a reward which I will keep in cash until I have a new lodger.

I think it is a quiet time for lodgers at the moment while it is the holidays but this will give me time to sort the smaller room  and move into it. I have nearly all the pieces I just need to put them together. I have a plan I just need to stick to it. lets see there are 15 days left in the month, if they are all no spend days I will reach my goal of 19, sadly today was a spendy day in the end, a curtain pole and snacks - I really wish I had not go the snacks - totally careless.



I also have these two debts or I will have by end of Monday, I imagine MD & SFD will let me get away with it though, bless them 💕😘.

I wonder what next week will bring?

CrazyBee787

Warning More Before & After shots:-
This is my window before which is very girly however the new curtains and curtain pole which I decided in the end to put up are ....still a bit girly but at least it lets in more light...




Do you think I can get away with these curtains for a man (minus the ornaments) if a man were to come, I know he probably wouldn't be that keen but they are not totally girly like the last lot. I do have black ones coming but I think they would be a bit oppressive. I really like the look what do you think? (I think they are actually for a child but I love em!). This way I could send the black curtains back, but perhaps I should get some grey ones instead? Or keep these and not for anymore?

CrazyBee787

This means the only job I have left to do is to put up the desk, and you know what I may just do it tonight! I will have to sort furniture in spare room and potentially move into the spare room on Monday after the carpenter has been in order to put the ad up for the new bigger room I want to give the best presentation for the bigger room, also I need to see if all my belongings fit in the spare room which I am unsure about and then I can get right behind it and start my life in the smaller room.

I wonder if I will hear anything next week about any of the interviews I have been to? I shouldn't wish my life away but roll on Monday!

beanielou

I think you need to freeze the CC.  

Love the new black & white longer curtains.

Chieveley

Hi CB, will you have to make good after the carpenter? Painting or hole filling? Fingers crossed for news about a job. Did you get any replies from your book keeping advert?

Jessy103

I'm with Beanie on this one, you need to freeze that cc or cut it up and stop spending on it. 

CrazyBee787

beanielou said:

I think you need to freeze the CC.  

Love the new black & white longer curtains.

Unforrtunetely I don't have enough cash to live off or I would, without the lodger I am fritzed. I will actually put it in the freezer though so I don't use while I am out.

Thanks I love the curtains tooXX

Chieveley said:

Hi CB, will you have to make good after the carpenter? Painting or hole filling? Fingers crossed for news about a job. Did you get any replies from your book keeping advert?

Thanks Chievely I may need to do some touch ups to make good, we will see, I will hope to do that on the day, I think I have everything I need, so that will be the first thing I do once he has finished.

No news on the bookkeeping advert sadly.

Jessy103 said:

I'm with Beanie on this one, you need to freeze that cc or cut it up and stop spending on it. 

I know, I really can't have it increase anymore. I will actually place it in the freezer for safe keeping so I don't use it while I am out. I know I am almost a lost cause with it! I need to have a few mindful days to get back on track. I have things in it is not like I am going without! I am frittering. I need to STOP right now!