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CrazyBee wants to be Mortgage Free!
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Good luck 🤞🏻MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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debtfreewannabe321 said:Good luck 🤞🏻0
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Hope all goes well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
beanielou said:Hope all goes well.
Next I have a phone interview this afternoon, so fingers crossed I get a face to face, as this role pays more and is more advanced and looks to be a good opportunity, lets see.
On the spending front, I am so pathetic it is unheard of. I was going to park a bit away so I would get free parking, but then I thought I would be all huffy so thought I would park nearer having to spend £3.30, then I was miles early, thinking it would take longer to get in and so I ended up buying a drink and breakfast muffin. Then on the way home I thought well I may as well get lunch from the garage as well. So not good. I am always less restrained when I am out of work.
Anyhow I best be off to prepare for the next interview....
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I have had another interview, it looks like I will get a face to face but await confirmation. It sounds like quite a good opportunity. I now have another interview tomorrow on teams for a bookkeeping role also Which is similar money, now I need to prepare for it. I am sure I will get one of these jobs! It is just a matter of timeXX2
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Ahhh, sounds like it went well, delighted for you!
Mortgage: £173,700 Sep 22 £160,920 Apr 25
MF Date: Sep 52 Mar 52
2025 Goals:
1) EF2 #84 £4000/£10000
2) Pay off all your debts by Christmas 2025 #34 £2,400 to go
3) MFW25 #51 £1628.22/£5000
MFiT-T7 #5
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RedLipstick said:Ahhh, sounds like it went well, delighted for you!
But I won't say no, I just hope I get something else sooner, I really need to be paid and soon! I have probably come out of the frying pan into the fire!! I was really hoping some of the other jobs would interview me. I am keen on the telephone interview I had today, but I am not keen on the journey tbh. Which doesn't leave a lot of options. So I am sort of stuck between a rock and a hard place...it is my own doing so it is deserved, I just wanted something better for myself, it looks like I will have to accept one of these distant jobs - The up side is I can leave work at work!
I have blocked the use of the credit card on both credit cards I use, I haven't closed the account I am hoping the block will be enough of a deterrent to using it, you see I had started entering this competition and spending a princely sum to enter and it was getting a bit out of hand, I asked both cards if they could block me from using a particular site and they both said no - it is strange because in the past they have blocked me, now they can't? So I won't use it, unless I buy a car or something else BIG!
This did mean that I have borrowed £2000 and I have agreed to pay back £1000 only so I have been given £1000, I have already made plans with it, first pay off the credit card...done! Which I am now thinking I should not have done, if I was wise, this money could have lasted a lot longer, please CrazyBee GET A JOB! I have earmarked £480 to food and fuel for the rest of this month and the next, this is in the hopes that I get a job very soon. The fuel is £40 per week which I am to go a distance will probably be about right £40X5 - £200 £280 on food until 19th April.
That leaves Bill money for 2 months also, I am scared there is not much leeway, I am likely doomed, but I need to remain upbeat and positive in order to get a job!
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I have been umming and ahhing over night about the possible jobs, I am looking forward to todays interview, I am prepped and ready to go. I do need to get some chores done, I don't know why but it feels messy and unclean here, so a little refresher tidy up this morning, a list is needed:-
1) Have breakfast
2) Put washing on
3) put washing up away
4) clean office desk
5) sort washing
6) Wash up
Then I will do a job search again and rest and relax, also go over everything for the interview this afternoon and maybe read and cross stitch as well?
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The interview didn't go so well, the lady didn't show up. Never mind these things happen, however I did get a call before about a job I applied for it looks to be challenging slight less pay but could start as soon as Monday! That would be excellent! I have been tempted all day to spend money but haven't, all food related dreams, I think because I am bored, now I was thinking of getting a takeout with my prolific funds, but that would be unwise, so I'll try not to but I am severely tempted and I still might.
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I didn't get the take out thankfully. So my no spend day is safely added and my prolific fund is untouched - for now. I did message the employer whom I was not so keen on, but I don't think I should let a promiscuous person get in the way of me having a job and for decent pay and what I would like to do, he might not be the same person at anyrate, on the face of it he seemed friendly and helpful...So I have changed my stance radically.
It sounds eager right if you do a follow up message like you are keen to hear back, being eager is okay isn't it? Anyhow I said that the man came across well and that I was interested to know how the other interviews were going and when I would likely hear back, I think that is okay.
I am very glad I haven't spent today, I need the rest of feb to be the same No spends. In the hopes I get the blue monster, I have been dreaming about having the blue monster for quite some time, so I am determined to get it.
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