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2025 Mortgage-Free Wannabes
Comments
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#49 £46 op taking my yearly total to £1355.29
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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Hi @julicorn could you please amend my #68 goal to £14,000 this year instead of £7000 please as I’m now into my new 10% allowance year, many thanks for keeping this all updated 🤩
MFW May 2026
£92.80 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% July 27 // MFW AIM May 2026
Mortgage free Aim July 2026!
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,4501 -
Number 21 with an over payment of £70 which makes a total for May of £110. Thanks JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)1 -
No 54 updating for April and May
April = £300
May = £290
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Hi could I add another £5200 OP please to no 68
thats £5444.71 total for MayMFW May 2026
£92.80 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% July 27 // MFW AIM May 2026
Mortgage free Aim July 2026!
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,4501 -
#4
Usual OP of £115
Thanks julicorn 🙂Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur1 -
#35 with a £109.77 OP for a current May total of £723.74MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £0 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.601 -
#19 overpayment for April 2025 £370.71 Thanks JulicornMortgage Free Wannabe
Mortgage free aim date (set Dec 23): 2030 or earlier
Mortgage free wannabe starting figure: £73,576.96
Current Mortgage Figure: £53,301.28
Mortgage end date with no overpayments: 20th July 2037
Mortgage end date with overpayments: 1st Jan 2030
Goal 1 10k off mortgage balance by 31st March 2024 Achieved
Goal 2 60k mortgage balance by 30th September 2024 Got to £62,999
Goal 3 10k off mortgage balance by 31st March 2025 Achieved1 -
#65 checking in with another small overpayment for May, taking us to £571.84 in total for May1
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Thank you all for posting your updates in my absence
I'm excited to report that we've overpaid more than £350k so far this year, with the exact total standing at £355,279.85 as of right now.
That's also more than half of our annual goal, which is fantastic progress!6
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