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2025 Mortgage-Free Wannabes
Comments
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#49 £46 op taking my yearly total to £1355.29
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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Hi @julicorn could you please amend my #68 goal to £14,000 this year instead of £7000 please as I’m now into my new 10% allowance year, many thanks for keeping this all updated 🤩
2025-26 MFW Target #68 £13,500
£378.07 left to pay from 10% overpayment allowance, (July26).
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
house improvement/holiday £2500/5000
Barclaycard £5800 (0%) Deal ends April 20261 -
Number 21 with an over payment of £70 which makes a total for May of £110. Thanks JulicornSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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No 54 updating for April and May
April = £300
May = £290
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Hi could I add another £5200 OP please to no 68
thats £5444.71 total for May2025-26 MFW Target #68 £13,500
£378.07 left to pay from 10% overpayment allowance, (July26).
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
house improvement/holiday £2500/5000
Barclaycard £5800 (0%) Deal ends April 20261 -
#4
Usual OP of £115
Thanks julicorn 🙂2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
#35 with a £109.77 OP for a current May total of £723.74MFWB 2025 #35: £8,255.12 / £10,000
Prolific 2025 £277.46 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.071 -
#19 overpayment for April 2025 £370.71 Thanks JulicornMortgage Free Wannabe
Mortgage free aim date (set Dec 23): 2030 or earlier
Mortgage free wannabe starting figure: £73,576.96
Current Mortgage Figure: £58,220
Mortgage end date with no overpayments: 20th July 2037
Mortgage end date with overpayments: 1st Jan 2030
Goal 1 10k off mortgage balance by 31st March 2024 Achieved
Goal 2 60k mortgage balance by 30th September 2024 Got to £62,999
Goal 3 10k off mortgage balance by 31st March 2025 Achieved1 -
#65 checking in with another small overpayment for May, taking us to £571.84 in total for May2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.951 -
Thank you all for posting your updates in my absence
I'm excited to report that we've overpaid more than £350k so far this year, with the exact total standing at £355,279.85 as of right now.
That's also more than half of our annual goal, which is fantastic progress!6
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