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2025 Mortgage-Free Wannabes
Comments
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#5. Overpayment for June made today of £446. Completed 10% overpayment on the second part of the mortgage, so the rest will go into savings now, but will still log it on here and pay it in January when the allowance resets.
Thanks Julicorn.1 -
#3 checking in with our standard OP of £686.62 to get June started.
Thanks Julicorn.
SMortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
Hello number 21 with a June overpayment of £105. Thank you JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)1 -
£200 OP for June ☺️ thank you ♥️Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £110.77/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest1 -
Hi,#14 here. Please add usual £104 OP for June, taking YTD to £624.Thanks!1
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No 7 with a £100 OP for June. Thank you julicornMFW 2026 No. 7 £400/£5000
MFiT-T7 No. 6 £5515.91/£30,0001 -
Current Balance £22,000
MFW 2026 #31 £1000 / £17,000 OP
MFIT - T7
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £20 / £365
Declutter 0 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi, £53.64 OP please Julicorn for no 68
for JuneMFW May 2026
£92.80 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% July 27 // MFW AIM May 2026
Mortgage free Aim July 2026!
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,4501 -
@julicorn #83 with an OP of £214 for May.
Thank you.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £25777
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227 Sept £400 Oct £505 Nov £450 Dec £227
Daily interest £3.32
Percentage owned 49.3%1 -
#35 checking in with initial £157.75 for June while the bills and direct debits all sort themselves out for a current OP total of £5,663.29.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £0 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.601
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