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2025 Mortgage-Free Wannabes
Comments
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#5. Overpayment for June made today of £446. Completed 10% overpayment on the second part of the mortgage, so the rest will go into savings now, but will still log it on here and pay it in January when the allowance resets.
Thanks Julicorn.1 -
#3 checking in with our standard OP of £686.62 to get June started.
Thanks Julicorn.
SMortgage £32,701.53
MFW 2022 #35 10,000
MFW 2023 #3 10,358.97
MFW 2024 #3 10,000
MFW 2025 #3 10,000
MFW 2026 7,384.62/7,384.62
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
Hello number 21 with a June overpayment of £105. Thank you JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; July 2026 £11,824 2025 OP £2991/£2,000 2026 £3,350/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)1 -
£200 OP for June ☺️ thank you ♥️Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 19/241 -
Hi,#14 here. Please add usual £104 OP for June, taking YTD to £624.Thanks!1
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No 7 with a £100 OP for June. Thank you julicornMFW 2026 No. 7 £3214.62/£5000
MFiT-T7 No. 6 £10569.66/£30,0001 -
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £4,450 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £323.70 / £365 (27/6/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi, £53.64 OP please Julicorn for no 68
for JuneMFW December 2026
Initial mtg £100,000 Jan 2021Final payment made balance £0 May 2026
mortgage free part II done!
retirement planning started June 26
H&L share ac started.1 -
@julicorn #83 with an OP of £214 for May.
Thank you.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £27800
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2026
Jan £276 Feb £300 March £324 April £323 May £400 June £400
Daily interest £3.25
Percentage owned 50.3%1 -
#35 checking in with initial £157.75 for June while the bills and direct debits all sort themselves out for a current OP total of £5,663.29.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £3,679.88 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.68
Mortgage 1 Jun 2026: £46,450.661
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