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2025 Mortgage-Free Wannabes
Comments
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#5. Overpayment for June made today of £446. Completed 10% overpayment on the second part of the mortgage, so the rest will go into savings now, but will still log it on here and pay it in January when the allowance resets.
Thanks Julicorn.1 -
#3 checking in with our standard OP of £686.62 to get June started.
Thanks Julicorn.
SEmergency fund 14k Home/ holiday fund 7k Mortgage £44,592- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 7682.31/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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Hello number 21 with a June overpayment of £105. Thank you JulicornSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; Sept 2025 £18,625.00 2025 OP £1690/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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£200 OP for June ☺️ thank you ♥️MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hi,#14 here. Please add usual £104 OP for June, taking YTD to £624.Thanks!1
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No 7 with a £100 OP for June. Thank you julicornMFW 2025 No. 7 £1530/£2700
MFiT-T7 No. 6 £3571.87/£30,0001 -
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £33,420
MFW 2025 #31 £29,580 / £28,000 OP
MFIT - T7 £29,580 OP
0%CC May 2027- £2,475
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi, £53.64 OP please Julicorn for no 68
for June2025-26 MFW Target #68 £13,500
£316.99 left to pay from 10% overpayment allowance, (July26).
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,810
house improvement/holiday £2400/5000
Barclaycard £5500( 0%) Deal ends April 20261 -
@julicorn #83 with an OP of £214 for May.
Thank you.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £24195
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227
Daily interest £3.36
Percentage owned 48.7%1 -
#35 checking in with initial £157.75 for June while the bills and direct debits all sort themselves out for a current OP total of £5,663.29.MFWB 2025 #35: £9,306.38 / £10,000
Prolific 2025 £286.65 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 20025: £53,722.341
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