Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 6/18
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2025 Mortgage-Free Wannabes
Comments
-
jennystarpepper said:16 - New total for May £2069.72, thanks Julicorn.
Shrinking balance is making me penny pinch even more, M&S website being down is helping!
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £36,600
MFW 2025 #31 £26,400 / £28,000 OP
MFIT - T7 £26,400 OP
0%CC May 2027- £2,400
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining /
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi,
No. 12 with an OP of £1541.14 for May.
Thanks 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
#18 reporting Maya's OP of £2050, making a total of £4276 for the year.
Thanks for keeping us all on track @julicorn !
MM
XXMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
#64 here after many weeks of life getting in the way! I paid one more payment in March of £100 so total for March was £300. No OP in April
but £700 OP in May
MFW 2025 #64: £2950/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,3951 -
powerspowers said:#27 with £200 for June please Julicorn
i think I’m on £1500 - I get a wee bit confused cause I schedule the payments when I get paid but record them in the next month!MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
#45 with an update
As my current mortgage term finished at the end of May, I decided to add the money I was using as OP to my monthly payment. This means I have reduced my mortgage term by 2 years to 11 years 😁
@julicorn please can I reduce my OP target to £700 for the year. Many thanks.
Reporting a June OP of £24MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
#5 reporting another £84.00 for May, total now £324 for May’s total.
Thanks Julicorn1 -
hi #67 May's overpayment was £331.49
slowly chipping away at the £2k target, should reach it.MFW 2025 Op challenge = number 67
£729/£2000
Little and often, that's the key. IYKYK1 -
Hi no.39 here with June payment of £486, bringing the total to 2548. Thanks @julicornDebt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage = £112,153/£132,469 (15% paid)Goal for 2025:1) MFW £3905/£30001
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards