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2025 Mortgage-Free Wannabes

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Comments

  • V3cash
    V3cash Posts: 443 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 19 May 2025 at 6:40AM
    Hi all,#68
    244.71 OP for May 

    MFW December 2026

    Initial mtg £100,000 Jan 2021
    £12.62 left to pay from 10% 
    overpayment allowance, (May 26).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750
    May
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • SuperSavingD
    SuperSavingD Posts: 695 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    #5 £240 OP for May please.

    Thanks Julicorn 
  • Lauraebrad
    Lauraebrad Posts: 203 Forumite
    Part of the Furniture 100 Posts Name Dropper
    @julicorn - May update for number 30 - thank you!
    May OP £190 // YTD £1390

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20
    Balance 1.1.26 - £40,312.20

    over payments 2026 = £890/£1,200 /// invested 2026 = £600/£1,800 = TOTAL (YTD) £1,490/£3,000
  • Sistergold
    Sistergold Posts: 2,154 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello all, #10 with an OP for May of £110. 
    Thank you @julicorn for keeping us updated 🌺
    Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    To save £100k in 60months start 01/01/2027
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Chili81
    Chili81 Posts: 58 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Morning all. #11 here with an OP of £338. Thanks as always julicorn 
  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with another £81.63 for a current May total of £613.97
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
  • pawlala
    pawlala Posts: 1,439 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    March came to £571.75
    April came to £542.12

    Thanks and have a great week everyone!  B
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • BridgetTheCat
    BridgetTheCat Posts: 257 Forumite
    100 Posts Mortgage-free Glee! First Anniversary Photogenic
    Windfall!!!

    #41 here @julicorn please can I increase my target for the year from 5k to 9k?

    Also adding a 4k payment for May bringing the month’s total to £4559.94

    YTD should be £6757.73
  • carboot_karaoke
    carboot_karaoke Posts: 651 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    Hi Everyone

    #31 Checking in with a bonus payment of £1600 for May.

    Total for May £7,600

    YTD £18,600
    Current Balance £14,200
    MFW 2026 #31 £8,800 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,400 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 33 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Bounty123
    Bounty123 Posts: 208 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Evening, 
    No.23 reporting in. £1099 for May
    Total so far: £1527
    Thanks for running the challenge @julicorn
    Bounty 
    2026 MFW No:23
    MFiT-T7 12
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