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2025 Mortgage-Free Wannabes

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Comments

  • V3cash
    V3cash Posts: 323 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 19 May at 5:40AM
    Hi all,#68
    244.71 OP for May 

    MFW 2027

    £172.42 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600







    Barclaycard £5300(0%) Deal ends April 2026.
    2nd 0%CC £300 deal ends after paid off)

  • SuperSavingD
    SuperSavingD Posts: 576 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #5 £240 OP for May please.

    Thanks Julicorn 
  • Lauraebrad
    Lauraebrad Posts: 191 Forumite
    Part of the Furniture 100 Posts Name Dropper
    @julicorn - May update for number 30 - thank you!
    May OP £190 // YTD £1390

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,450/£1,500 /// invested 2025 = £1,050/£1,500 = TOTAL (YTD) £2,500/£3,000
  • Sistergold
    Sistergold Posts: 2,137 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello all, #10 with an OP for May of £110. 
    Thank you @julicorn for keeping us updated 🌺
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Chili81
    Chili81 Posts: 50 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Morning all. #11 here with an OP of £338. Thanks as always julicorn 
  • here_for_the_tips
    here_for_the_tips Posts: 140 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with another £81.63 for a current May total of £613.97
    MFWB 2025 #35: £11,150.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
    Mortgage 1 November 2025: £51,483.47
  • pawlala
    pawlala Posts: 1,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    March came to £571.75
    April came to £542.12

    Thanks and have a great week everyone!  B
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • BridgetTheCat
    BridgetTheCat Posts: 214 Forumite
    100 Posts Photogenic Name Dropper
    Windfall!!!

    #41 here @julicorn please can I increase my target for the year from 5k to 9k?

    Also adding a 4k payment for May bringing the month’s total to £4559.94

    YTD should be £6757.73
  • carboot_karaoke
    carboot_karaoke Posts: 419 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Hi Everyone

    #31 Checking in with a bonus payment of £1600 for May.

    Total for May £7,600

    YTD £18,600

    MFW
    Opening Mortgage Balance     16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £27,200

    MFW 2025 #31 £35,800 / £28,000 OP

    MFIT - T7 £35,800 OP

    0%CC May 2027-  £2,550
    0% Loan £694.68
    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Bounty123
    Bounty123 Posts: 100 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    Evening, 
    No.23 reporting in. £1099 for May
    Total so far: £1527
    Thanks for running the challenge @julicorn
    Bounty 
    2025 MFW No:23
    MFiT-T7 12
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