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2025 Mortgage-Free Wannabes

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Comments

  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    #45 reporting an OP of £101 for May 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • Tjh1412
    Tjh1412 Posts: 249 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    #65 finally able to check in with a £401 overpayment, this was technically made in April but only applied today
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 Normal overpayment of £103.20

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • powerspowers
    powerspowers Posts: 1,391 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    #27 with £250 for May please Julicorn x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #27 0/£1000


  • BridgetTheCat
    BridgetTheCat Posts: 258 Forumite
    100 Posts Mortgage-free Glee! First Anniversary Photogenic
    #41 with my first OP of £400 for May
  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I've just caught up with the spreadsheet. Huge well done everyone, it's amazing what we're collectively acheiving. Congrats to those who have met their target already, that's brilliant!

    My May OP is £546, bringing the total to £2062 I think.

    Thanks for doing this @Julicorn, I'm so pleased with how my challenge is going and I never would have kept on track if it wasn't for the forum. I really appreciate it.
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • longestgame
    longestgame Posts: 33 Forumite
    10 Posts First Anniversary Name Dropper
    #34 with a 100 OP for May, bringing monthly to 100, and annual OPs to 500. 

    Thank you, Julicorn, and also thanks to everyone else for the motivation. 
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 79/668
    Holiday fund: 25/3000
  • twinklie
    twinklie Posts: 5,277 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #2 with an opening OP for May of £101.99. 
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Shal1160
    Shal1160 Posts: 72 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all and happy May! #29 checking in with £133.92 overpayment for May. Thank you Julicorn and well done everyone for all the overpayments so far :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #37 with an Op for May £200
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

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