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2025 Mortgage-Free Wannabes

1454648505195

Comments

  • becksta
    becksta Posts: 2,263 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 with a total overpayment in April of £1148.37

    Many thanks!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500

    Thank you to all competition posters
  • jennystarpepper
    jennystarpepper Posts: 829 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 1 May 2025 at 12:41PM
    #16 - £642.24. April 

    Hoping to crack the 10k mark next month.

    Many thanks Julicorn.

    Can't believe it's May tomorrow, keep up saving the pennies everyone.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899

  • Hettyhound
    Hettyhound Posts: 1,150 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    number 21 with a final April OP of £40; this makes a total of £330 for April.  Thank you!!
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)
  • #35 with a final payment for April of £257.21 for a monthly total of £1,170.26. Thank you
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £0 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
  • amydoll83
    amydoll83 Posts: 34 Forumite
    Ninth Anniversary 10 Posts
    #67 total OP for April £318.09

    £729 exactly fot the year so far (if my calculations are correct)!
    MFW 2025 Op challenge = number 67
    £729/£2000

    Little and often, that's the key. IYKYK  
  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 30 April 2025 at 10:17PM
    #36 here with £5502.30 overpayment for April. On the home straight now. 

    Thanks @julicorn


    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • ShALLaX
    ShALLaX Posts: 119 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #26 checking in again with an overpayment of £3,429.78 for May. 

    The end is in sight now.

    Thank you!
  • ajmoney
    ajmoney Posts: 6,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 7 with an OP of £100 for May. Thanks julicorn.
    I remortgage in 2 months time. For the last few years the focus has been on saving as my mortgage rate has been so low but there is no way there will be anything at 1.34% so the focus will probably shift.
    MFW 2026 No. 7 £400/£5000
    MFiT-T7 No. 6 £5515.91/£30,000
  • smetf
    smetf Posts: 382 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Morning all,
    Happy 1st May!
    Checking in with our standard OP of £686.62 and an extra £70 OP made so May's total so far £756.62.

    Have a lovely day all 😁
    Mortgage £39,933
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 1236.62/4100
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • Pinkpieuni
    Pinkpieuni Posts: 214 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    #61 zero for April, throw everything at the CC. 

    Challenges

    NSD - January  - 5/10

    1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

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