📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2025 Mortgage-Free Wannabes

1474850525369

Comments

  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with £20 op for May.  Thanks 😁
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • here_for_the_tips
    here_for_the_tips Posts: 120 Forumite
    100 Posts Photogenic Name Dropper
    #35 with an initial £532.34 OP to start May off.
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • Symphony101
    Symphony101 Posts: 22 Forumite
    Sixth Anniversary 10 Posts
    #59 - a £500 overpayment for April :) thank you!
  • JohnTheSkier
    JohnTheSkier Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #14 - usual £104 overpayment for May, taking YTD to £520
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with another £20 overpayment so that is a total of £40 so far for May.  Thank you 😀
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    #65 now up to £513.72 for May, hoping to get a few more sneaky ones in by the end of the month 
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • longestgame
    longestgame Posts: 15 Forumite
    10 Posts
    #34 with another OP of £700, making £800 total for May, and £1200 for 2025. 

    Thank you, Julicorn! 
    Mortgage Dec '24 start: 227.5k. Now: 222.1k.
    2025 OPs: 1500/6000. 
    2025 Emergency Fund: 6500/10000.
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 109 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    Hi @julicorn #83 here with an OP of £344 for April.
    Many thanks.
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £23968


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200

    Daily interest £3.37
    Percentage owned 48.5%
  • BridgetTheCat
    BridgetTheCat Posts: 146 Forumite
    100 Posts Photogenic Name Dropper
    Hi @julicorn
    #41 savings interest earned bringing May’s total to £559.95 😀

    YTD = £2757.74
  • carboot_karaoke
    carboot_karaoke Posts: 317 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Hi @julicorn and everyone else.  

    I hope you're enjoying the sunshine 🌞 

    #31 With a £6000 OP for May. YTD £ 17,000

    Just realised that we're past the half way point going down the hill should be be easier right 🤣

    MFW
    Opening Mortgage Balance 
    16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £36,600

    MFW 2025 #31 £26,400 / £28,000 OP

    MFIT - T7 £26,400 OP

    0%CC May 2027-  £2,400

    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.