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2025 Mortgage-Free Wannabes

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Comments

  • BeckyBach
    BeckyBach Posts: 19 Forumite
    Second Anniversary 10 Posts
    edited 25 May at 2:32PM
    Hi Julicorn, can you put £725.82 against #13 for May please
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 

    £483.59 May OP 

    Thank you Julicorn 

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16 - £2006.72 please Julicorn.

    So, just when you think you are getting somewhere the gods decide to laugh!  

    A new car is needed, was supposed to be later in the year, but no it is playing silly beggars, and another big dental bill, 3/4k. 

    Must stop grumbling to myself.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #60 £103.66 OP made here. 

    Just slowly plugging away with small payments. 

    Thank you @julicorn


    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Had a random cheque I wasnt expecting, so chucked that as an overpayment and now reporting #65 as 598.20 for May. Does feel like I'm going to be behind for a lot of the challenge, as both partner and I get big November bonuses which will supercharge the OPs once they land. Anyone got any tips for things they do to free up/make a few extra pounds to chuck at the mortgage?
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with £200 for June please Julicorn
    i think I’m on £1500 - I get a wee bit confused cause I schedule the payments when I get paid but record them in the next month! 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Pinkpieuni
    Pinkpieuni Posts: 150 Forumite
    100 Posts Name Dropper Photogenic
    #61 £2,800 for May. Thank you @julicorn

    Challenges

    NSD August- 2/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £848/£1,378 -(32/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £65,895 Target  MF (Jun 26) 330 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,309

    "Look after the pennies and the pounds will look after themselves"

  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3  reporting another £64 payment this month. By my reckoning bringing May to a total of £820.62.
    Thanks
    S
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • here_for_the_tips
    here_for_the_tips Posts: 120 Forumite
    100 Posts Photogenic Name Dropper
    #35 with a final payment for the month of £285.77 for a May total of £1,009.51.
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16 - New total for May £2069.72, thanks Julicorn.

    Shrinking balance is making me penny pinch even more, M&S website being down is helping!
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

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