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2025 Mortgage-Free Wannabes
Comments
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Hi Julicorn, can you put £725.82 against #13 for May please1
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#32
£483.59 May OP
Thank you JulicornMFW 2026 #32 £XXXX/£6,000; MFW 2025 #32 £9,594.51/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2026 #32 £XXXX/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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16 - £2006.72 please Julicorn.
So, just when you think you are getting somewhere the gods decide to laugh!
A new car is needed, was supposed to be later in the year, but no it is playing silly beggars, and another big dental bill, 3/4k.
Must stop grumbling to myself.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £28991 -
Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
Had a random cheque I wasnt expecting, so chucked that as an overpayment and now reporting #65 as 598.20 for May. Does feel like I'm going to be behind for a lot of the challenge, as both partner and I get big November bonuses which will supercharge the OPs once they land. Anyone got any tips for things they do to free up/make a few extra pounds to chuck at the mortgage?1
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#27 with £200 for June please Julicorn
i think I’m on £1500 - I get a wee bit confused cause I schedule the payments when I get paid but record them in the next month!MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,600/£5,0001 -
#61 £2,800 for May. Thank you @julicorn
Challenges
NSD - January - 5/10
1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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#3 reporting another £64 payment this month. By my reckoning bringing May to a total of £820.62.
Thanks
SMortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
#35 with a final payment for the month of £285.77 for a May total of £1,009.51.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £0 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.601 -
16 - New total for May £2069.72, thanks Julicorn.
Shrinking balance is making me penny pinch even more, M&S website being down is helping!MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £28991
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