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2025 Mortgage-Free Wannabes
Comments
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#49 £46 op taking my yearly total to £1309.29
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#11 with another OP of £18 so total for April is £338. Thanks!5
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I would like to join, please. I have done some initial calculations and first steps, but still have loads of questions and things to figure out. So far I've requested and got online access to my mortgage account, and it was helpful to see the up-to-date outstanding balance. I plan to call the mortgage provider tomorrow and check that any overpayments I make will result in reduced term rather than reduced future payments. I will also ask how I'm supposed to track that I'm not going over the allowed 10% in a calendar year. Will then start overpaying. Ideally planning to clear the balance in 5 years time through a combination of overpayments and savings. My target for the remaining months of this year is £22K.2
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#68 with an Op of £100
April total 🟰 £101.47MFW 2027
£172.42 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 27
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600
Barclaycard £5300(0%) Deal ends April 2026.
2nd 0%CC £300 deal ends after paid off)2 -
#4 reporting my regular OP of £115 for April
Many thanks, as always, julicorn 👏🏻Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur2 -
Hi,
No.12 with an total overpayment of £1,240.22 for April.
Thanks 🙂Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!2 -
Welcome to the challenge! You've got #74timeism0ney said:I would like to join, please. I have done some initial calculations and first steps, but still have loads of questions and things to figure out. So far I've requested and got online access to my mortgage account, and it was helpful to see the up-to-date outstanding balance. I plan to call the mortgage provider tomorrow and check that any overpayments I make will result in reduced term rather than reduced future payments. I will also ask how I'm supposed to track that I'm not going over the allowed 10% in a calendar year. Will then start overpaying. Ideally planning to clear the balance in 5 years time through a combination of overpayments and savings. My target for the remaining months of this year is £22K.
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#5 £165.71 total for April.
Well done to everyone with their OP’s.
Thanks Julicorn2 -
Hi, could I please add £390.07 to my April OP
Makes it £491.54 so far
MFW 2027
£172.42 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 27
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600
Barclaycard £5300(0%) Deal ends April 2026.
2nd 0%CC £300 deal ends after paid off)1 -
#5
Can I please add another £100 to my Aprils payment taking April to £265.71.
Thanks Julicorn2
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