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2025 Mortgage-Free Wannabes
Comments
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#49 £46 op taking my yearly total to £1309.29
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
4 -
#11 with another OP of £18 so total for April is £338. Thanks!5
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I would like to join, please. I have done some initial calculations and first steps, but still have loads of questions and things to figure out. So far I've requested and got online access to my mortgage account, and it was helpful to see the up-to-date outstanding balance. I plan to call the mortgage provider tomorrow and check that any overpayments I make will result in reduced term rather than reduced future payments. I will also ask how I'm supposed to track that I'm not going over the allowed 10% in a calendar year. Will then start overpaying. Ideally planning to clear the balance in 5 years time through a combination of overpayments and savings. My target for the remaining months of this year is £22K.2
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#68 with an Op of £100
April total 🟰 £101.47MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December2 -
#4 reporting my regular OP of £115 for April
Many thanks, as always, julicorn 👏🏻Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur2 -
Hi,
No.12 with an total overpayment of £1,240.22 for April.
Thanks 🙂I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532 -
Welcome to the challenge! You've got #74timeism0ney said:I would like to join, please. I have done some initial calculations and first steps, but still have loads of questions and things to figure out. So far I've requested and got online access to my mortgage account, and it was helpful to see the up-to-date outstanding balance. I plan to call the mortgage provider tomorrow and check that any overpayments I make will result in reduced term rather than reduced future payments. I will also ask how I'm supposed to track that I'm not going over the allowed 10% in a calendar year. Will then start overpaying. Ideally planning to clear the balance in 5 years time through a combination of overpayments and savings. My target for the remaining months of this year is £22K.
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#5 £165.71 total for April.
Well done to everyone with their OP’s.
Thanks Julicorn2 -
Hi, could I please add £390.07 to my April OP
Makes it £491.54 so far
MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December1 -
#5
Can I please add another £100 to my Aprils payment taking April to £265.71.
Thanks Julicorn2
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