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2025 Mortgage-Free Wannabes

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Comments

  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Hello, sorry number 21 again.  Can I up my April amount to £155 please.  Got a Prolific payout and did a TT to send a little more the way of the mortgage.  Thanks!!
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 First April payment of £16 op taking my yearly total to £1233.29

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 121 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Hi @julicorn #83 with an OP for March of £298.
    Mant thanks. 
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £27000


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2026
    Jan £276 Feb £300 March £324 April £323

    Daily interest £3.29
    Percentage owned 49.8%
  • Shal1160
    Shal1160 Posts: 72 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    edited 7 April 2025 at 10:38AM
    Happy April everyone and well done on all the overpayments! @julicorn please could I change my target for 2025 (again) to £4000 for #29? March total overpayment was £2544.54 and April overpayment was £101.96. Thank you :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    Afternoon Everyone, 

    #31 With an extra £100 overpayment to declare for April.  

    Total OP April £1,700

    YTD £11,000

    Thanks @julicorn
    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • amydoll83
    amydoll83 Posts: 38 Forumite
    Tenth Anniversary 10 Posts
    #67 very slow to up date (I really don't know where my time is going!)

    Total OP for March was £93.71

    Aiming for £250 minimum this month
    MFW 2026 OP Challenge Target £4000
    January = £277.71
    February = £239.63
    March = £347.00

    £864.34/£4000

    Little and often, that's the key. IYKYK  
  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    #21 with another April OP of £135; this make a total for April of £290.  Thanks Julicorn 
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
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