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2025 Mortgage-Free Wannabes
Comments
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#38 checking in with a March overpayment of £356.63.
Many thanks
MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £16090.54/£7500
MFW 2026 #38: £6599.65/£9500
Thank you to all competition posters3 -
I was a little behind on the updates, but have just processed them all - just in time for us to pass the £250k hurdle! Well done everyone
10 -
if you need someone to cover you with the updates, I'm happy to help, I'm quite fascinated by this threats, very motivating, never had getting paid felt so far away to get rid of my mortgage 🤣julicorn said:I was a little behind on the updates, but have just processed them all - just in time for us to pass the £250k hurdle! Well done everyoneI'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)2 -
£100 OP made for April for number 7. Many thanks julicornMFW 2026 No. 7 £2414.62/£5000
MFiT-T7 No. 6 £9233.77/£30,0003 -
#41 with my usual £400 payment for April 😀3
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#27 £250 for April please Julicorn xMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £5,075
MFW 2026 #27 0/£10003 -
#50
First overpayment for April of £103.20
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0003 -
Sorry, a late update for my March overpayment which was £500 (#59)
Thanks!3 -
Afternoon everyone,
Congratulations on all the overpayments so far
#31 With an OP £1,600 for April
Current April total £1,600
YTD Total £10,900Current Balance £13,450
MFW 2026 #31 £9,550 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 33 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
April starts #68 with a teeny
£1.47 to round down the mortgage number.
the overpayments are starting to reduce the interest 😊MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December5
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