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2025 Mortgage-Free Wannabes

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becksta Posts: 2,213 Forumite

30 March at 8:16PM

#38 checking in with a March overpayment of £356.63.

Many thanks

MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £12183.50/£7500

Thank you to all competition posters
3
julicorn Posts: 2,591 Forumite

31 March at 11:16AM

I was a little behind on the updates, but have just processed them all - just in time for us to pass the £250k hurdle! Well done everyone

10
Jemma01 Posts: 392 Forumite

31 March at 8:56PM edited 31 March at 8:57PM

julicorn said:

I was a little behind on the updates, but have just processed them all - just in time for us to pass the £250k hurdle! Well done everyone

if you need someone to cover you with the updates, I'm happy to help, I'm quite fascinated by this threats, very motivating, never had getting paid felt so far away to get rid of my mortgage 🤣

Note:
I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
Mortgage debt start date = 25/10/2024 = 175k (5.44% interest rate, 20 year term)
Q4/2024 = 139.3k (5.19% interest rate)Q1/2025 = 125.3k (interest rate dropped from 5.19% - 4.69%)
Q2/2025 = 108.9K (interest rate 4.44%)
Q3/2025 = 98.5k (interest rate dropped from 4.44% to 4.19%)
2
ajmoney Posts: 6,466 Forumite

1 April at 6:32AM

£100 OP made for April for number 7. Many thanks julicorn

MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,000

3
BridgetTheCat Posts: 143 Forumite

1 April at 7:39AM

#41 with my usual £400 payment for April 😀

3
powerspowers Posts: 1,337 Forumite

1 April at 7:44AM

#27 £250 for April please Julicorn x

MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,000

3
MFWannabe Posts: 2,458 Forumite

1 April at 8:44AM

#50
First overpayment for April of £103.20

MFW 2025 #50: £1139.75/£6000

12/06/25: Mortgage: £65,000.00
07/03/25: Mortgage: £67,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38

27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000

07/03/25: Savings: £16,500

3
Symphony101 Posts: 22 Forumite

1 April at 2:58PM

Sorry, a late update for my March overpayment which was £500 (#59)
Thanks!

3
carboot_karaoke Posts: 310 Forumite

1 April at 4:20PM

Afternoon everyone,

Congratulations on all the overpayments so far

#31 With an OP £1,600 for April

Current April total £1,600

YTD Total £10,900

MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)

Current Balance £36,600

MFW 2025 #31 £26,400 / £28,000 OP

MFIT - T7 £26,400 OP

0%CC May 2027- £2,400

Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining /

The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum

3
V3cash Posts: 299 Forumite

1 April at 5:26PM edited 1 April at 5:28PM

April starts #68 with a teeny
£1.47 to round down the mortgage number.
the overpayments are starting to reduce the interest 😊

Barclaycard £5800 (0%) ends April 26.
2025-26 MFW Target #68 £13,500
£378.07 left OP 10% allowance left
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400

house improvement/emergency budget/holiday fund needs topping up.

5

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