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2025 Mortgage-Free Wannabes
Comments
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Well done everyone, it's just amazing how much we're collectively achieving. We're a quarter of the way into the year and still going strong!! Keep up the great workDebt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £88,102/£132,469 (33% paid)Goal for 2026:1) MFW £3221/£36004
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#49 £30 op taking my yearly total to £1217.29
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
3 -
#40 checking in with an overpayment of £10,100 for March. Many thanks @julicornMortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2026 MFW #8
2026 Goals
Save £6k for future house redecorating - £0/£6k
Lose 12lbs - 0lbs/12lbs lost so far
Decluttering - declutter 250 items from house and outbuildings - 0/250 items3 -
Wow what a fantastic overpayment, congrats.eat_that_frog said:#40 checking in with an overpayment of £10,100 for March. Many thanks @julicorn3 -
#35 with another Prolific cash out of £7.50 for a revised March total of £787.08 please. When I reported the last £7.34 OP I forgot to update the total in my post. Thank you.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.682 -
Hello all. Number 10 posting overpayments of £110 for February and £110 for March.Thank you again @julicorn for keeping us updated.Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
To save £100k in 60months start 01/01/2027
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
Can I add another £500 to #68 please
total for March £838.90
thanksMFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December2 -
Afternoon everyone, l hope your enjoying the sunshine
#31 Posting a £3,100 overpayment for March
Year to date is £9,300
Many thanks @julicornCurrent Balance £13,450
MFW 2026 #31 £9,550 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 33 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
#34 with another 46.11, for a total of 147.28 for March.
Thanks julicorn!2026 MFW OPs: 0/6000
EF: 6500/10000
Penny challenge: 79/668
Holiday fund: 25/30003 -
No payment in Feb but back in Mar and a big change, a few small payments and a withdrawal from Sprive have been taken off the mortgage but with the recession talk and global markets being a bit weaker I have taken some money from a S&S ISA and focussed that on the mortgage.
#6
Mar 6,579.54
Ytd 14,579.54
That beats my 14k target but allowance on mortgage does allow me put a bit more in so I will target the max of 15.200Challenges
MFW 2026 #6 - 975/2,500
Completed Challenges
MFW 2025 #6 - 14,871.56/14,000
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0003
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