We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2025 Mortgage-Free Wannabes

1373840424395

Comments

  • seventh88
    seventh88 Posts: 153 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Well done everyone, it's just amazing how much we're collectively achieving. We're a quarter of the way into the year and still going strong!! Keep up the great work
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,519/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £472/£3600





  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 £30 op taking my yearly total to £1217.29

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • #40 checking in with an overpayment of £10,100 for March. Many thanks @julicorn
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2026 MFW #8

    2026 Goals

    Save £6k for future house redecorating - £0/£6k
    Lose 12lbs - 0lbs/12lbs lost so far
    Decluttering - declutter 250 items from house and outbuildings - 0/250 items
  • #40 checking in with an overpayment of £10,100 for March. Many thanks @julicorn
    Wow what a fantastic overpayment, congrats.
  • #35 with another Prolific cash out of £7.50 for a revised March total of £787.08 please. When I reported the last £7.34 OP I forgot to update the total in my post. Thank you.
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £0 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello all. Number 10 posting overpayments of £110 for February and £110 for March. 
    Thank you again @julicorn for keeping us updated. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • V3cash
    V3cash Posts: 354 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    Can I add another £500 to #68 please
    total for March £838.90
    thanks

    MFW May 2026

    £92.80 left to pay from 10% 
    overpayment allowance, (May 26).
    End fix on 2.79% July 27 // MFW AIM May 2026

    Mortgage  free Aim July 2026!
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600, £54,562.
    December £54,000
    January 2026 £53,450





  • Afternoon everyone, l hope your enjoying the sunshine  B)

    #31 Posting a £3,100 overpayment for March

    Year to date is £9,300

    Many thanks @julicorn
    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • #34 with another 46.11, for a total of 147.28 for March. 

    Thanks julicorn! 
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 22.99/668
    Holiday fund: 4/3000
  • stuartp2000
    stuartp2000 Posts: 187 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    No payment in Feb but back in Mar and a big change, a few small payments and a withdrawal from Sprive have been taken off the mortgage but with the recession talk and global markets being a bit weaker I have taken some money from a S&S ISA and focussed that on the mortgage.

    #6
    Mar 6,579.54
    Ytd 14,579.54

    That beats my 14k target but allowance on mortgage does allow me put a bit more in so I will target the max of 15.200 
    Challenges
    MFW 2026 #6 - 200/2,500

    Completed Challenges
    MFW 2025 #6 - 14871.56/14,000
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.4K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.