We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2025 Mortgage-Free Wannabes
Comments
-
#41
Savings interest earned bringing March total to £539.80
Year to date = £1640.47/50003 -
Note:I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date = 25/10/2024 = 175k (5.44% interest rate, 20 year term)Q4/2024 = 139.3k (5.19% interest rate)Q1/2025 = 125.3k (interest rate dropped from 5.19% - 4.69%)Q2/2025 = 108.9K (interest rate 4.44%)Q3/2025 = 98.5k (interest rate dropped from 4.44% to 4.19%)2
-
#5 Sent £90 to savings today for future OP, total for year stands at £836.10/£3000, will make another payment later in the month.
Keep up the good work everyone and thanks Julicorn.3 -
#35 with a little £7.13 to take the total for March up to £765.28MFWB 2025 #35: £8,255.12 / £10,000
Prolific 2025 £277.46 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.073 -
#64 another £200 0P paid, that's £200 so far in March 😊MFW 2025 #64: £2950/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,3951 -
SeekingFlight said:@julicorn
Due to unexpected circumstances I have 2 OP's to report
£45,790.99 in February
£35,527.76 in March
That's me out for the year, I can't make any further OP's without incurring a penalty. I'll be doing a savings challenge for next year's OP instead.3 -
A little update: We've surpassed £200k now, with the current total at £213,749.51
Not too far off quarter of a million, well done everyone!
7 -
julicorn said:SeekingFlight said:@julicorn
Due to unexpected circumstances I have 2 OP's to report
£45,790.99 in February
£35,527.76 in March
That's me out for the year, I can't make any further OP's without incurring a penalty. I'll be doing a savings challenge for next year's OP instead.#19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£60001 -
SeekingFlight said:julicorn said:SeekingFlight said:@julicorn
Due to unexpected circumstances I have 2 OP's to report
£45,790.99 in February
£35,527.76 in March
That's me out for the year, I can't make any further OP's without incurring a penalty. I'll be doing a savings challenge for next year's OP instead.1 -
julicorn said:SeekingFlight said:julicorn said:SeekingFlight said:@julicorn
Due to unexpected circumstances I have 2 OP's to report
£45,790.99 in February
£35,527.76 in March
That's me out for the year, I can't make any further OP's without incurring a penalty. I'll be doing a savings challenge for next year's OP instead.#19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£60001
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards