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2025 Mortgage-Free Wannabes
Comments
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#35 with a £6.96 Prolific cash out for a current March total of £772.24MFWB 2025 #35: £11,150.81 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 2025: £53,722.34
Mortgage 1 October 2025: £52,539.83
Mortgage 1 November 2025: £51,483.474 -
Hi @julicorn OP of £107.01 for March.Thanks to this group for keeping me focused. The numbers are small but every little counts 🤞🏻Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!4 -
Mortgage Jan 2025 £67,253 fixed rate 1.44 until March 2026.MFW #24 £350/£5000
March Grocery Challenge £210/£750
EF £1000/£50004 -
Hi,#14 here. A little late updating, but please could you add £104 OP's for February and March for me? Should take me to £312 YTD.4
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Hi all, #11 here with a March OP of £338.
Well done everyone and thanks JC x4 -
Fab, I've added a goal of £4,500 under number 73 for you, let e know if you want me to adjust it down the lineSeekingFlight said:
Yes please that would be greatjulicorn said:
If you want, I can always add a second line for you in the spreadsheet with your savings goal, e.g. £4,500 or £5,000 for the rest of the year? I've done that for people before.SeekingFlight said:
I didn't explain that well @Julicorn, I'll be saving the £500 a month i was going to pay this year for next year. My overpayment allowance resets on February 23rd 2026. So I'll be following along this year, just with saving not overpayingjulicorn said:
Congratulations on your big OP, and we look forward to having you on board again next year with a savings goalSeekingFlight said:@julicorn
Due to unexpected circumstances I have 2 OP's to report
£45,790.99 in February
£35,527.76 in March
That's me out for the year, I can't make any further OP's without incurring a penalty. I'll be doing a savings challenge for next year's OP instead.

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#49 Just got paid and got my annual bonus so I've paid £1008.70 taking my yearly total to £1187.29
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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Hi Julicorn
#70 with an another overpayment for March of £1,000.
Overpayments in March are now £1,158.
Total for the year so far is £1,816.
Thank you.
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!4 -
Hi Julicorn
#68 here with a March overpayment of £1048. Thank you!
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#35 with an additional £7.34 payment for March, takes the months total up to £772.24.MFWB 2025 #35: £11,150.81 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 2025: £53,722.34
Mortgage 1 October 2025: £52,539.83
Mortgage 1 November 2025: £51,483.473
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