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2025 Mortgage-Free Wannabes

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Comments

  • #35 with a £6.96 Prolific cash out for a current March total of £772.24
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi @julicorn OP of £107.01 for March. 

    Thanks to this group for keeping me focused. The numbers are small but every little counts 🤞🏻
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • Hi @julicorn,

    #24 March OP £100 please
    Mortgage Jan 2025 £67,253 fixed rate 1.44 until March 2026. 
    MFW #24 £350/£5000
    March Grocery Challenge £210/£750
    EF £1000/£5000
  • JohnTheSkier
    JohnTheSkier Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi, 

    #14 here. A little late updating, but please could you add £104 OP's for February and March for me? Should take me to £312 YTD.
  • Chili81
    Chili81 Posts: 47 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all, #11 here with a March OP of £338. 
    Well done everyone and thanks JC x
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    julicorn said:
    julicorn said:
    @julicorn

    Due to unexpected circumstances I have 2 OP's to report

    £45,790.99 in February
    £35,527.76 in March

    That's me out for the year, I can't make any further OP's without incurring a penalty. I'll be doing a savings challenge for next year's OP instead. 
    Congratulations on your big OP, and we look forward to having you on board again next year with a savings goal :) 
    I didn't explain that well @Julicorn, I'll be saving the £500 a month i was going to pay this year for next year. My overpayment allowance resets on February 23rd 2026. So I'll be following along this year, just with saving not overpaying  :)
    If you want, I can always add a second line for you in the spreadsheet with your savings goal, e.g. £4,500 or £5,000 for the rest of the year? I've done that for people before. 
    Yes please that would be great 
    Fab, I've added a goal of £4,500 under number 73 for you, let e know if you want me to adjust it down the line :) 
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 Just got paid and got my annual bonus so I've paid £1008.70 taking my yearly total to £1187.29

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi Julicorn
    #70 with an another overpayment for March of £1,000.
    Overpayments in March are now £1,158.
    Total for the year so far is £1,816.
    Thank you.
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • DarumaDoll
    DarumaDoll Posts: 6 Forumite
    Name Dropper First Post
    Hi Julicorn 

    #68 here with a March overpayment of £1048. Thank you!
  • #35 with an additional £7.34 payment for March, takes the months total up to £772.24.
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
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