We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2025 Mortgage-Free Wannabes

1383941434486

Comments

  • jackieblack
    jackieblack Posts: 10,579 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting my regular OP of £115 (offset) 

    Thanks julicorn 🙂
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • jennystarpepper
    jennystarpepper Posts: 821 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 29 March at 6:12PM
    March payment - £1267.25.

    Have been hit with another dental bill for approx. £4000. I'm convinced a mortgage demon is laughing somewhere.

    Have a good week all, keep saving those pennies.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979

  • Simobla1
    Simobla1 Posts: 71 Forumite
    Second Anniversary 10 Posts Name Dropper
    edited 27 March at 10:55AM
    Morning - #56 with an OP to allocate to April of £347.92.

    Thanks so much
    S
    Save £12k in 2025
    #36 2025: Target £15k / £16,903
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,097
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  June '25 £92,751  Sept '25 £87,758

    MFiT-T7 #15
    Target £70k
  • SuperSavingD
    SuperSavingD Posts: 576 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #5 March OP made of £352.09.

    Thank you
  • #35 with a final £258.68 payment for March for a monthly total of £1,045.76
    MFWB 2025 #35: £11,150.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
    Mortgage 1 November 2025: £51,483.47
  • V3cash
    V3cash Posts: 323 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 29 March at 6:00PM
    Hi can I add another £5400 to my op
    #68
    Final total for March £5958

    MFW 2027

    £172.42 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600







    Barclaycard £5300(0%) Deal ends April 2026.
    2nd 0%CC £300 deal ends after paid off)

  • V3cash
    V3cash Posts: 323 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 29 March at 6:17AM
    Julicorn could i pls change my target to £7000 please ?

    MFW 2027

    £172.42 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600







    Barclaycard £5300(0%) Deal ends April 2026.
    2nd 0%CC £300 deal ends after paid off)

  • Jessy103
    Jessy103 Posts: 2,440 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No.12 with an overpayment of £1328.32 for March. 

    Thanks 🙂
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • Hettyhound
    Hettyhound Posts: 1,099 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hello, number 21.  I've done some end of the month account tidying so have overpaid a bit more.  Basically the total over payment for March is £883.06.  Thank you
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Nov 2025 £17,241[/COLOR] 2025 OP £2426.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4689/£21,930 (21.38%)
  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #36 with my March update - £2247.96

    Thanks @julicorn
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.