Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15
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2025 Mortgage-Free Wannabes
Comments
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#39 with £462 for April, bringing the total to £1516 for the year so far.
Chuffed to be over half way to my 3k target, two months ahead of schedule
Thanks for all your encouragement and support everyone, and thanks for hosting this @julicorn , I wouldn't have kept on track without this.
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £88,519/£132,469 (33% paid)Goal for 2026:1) MFW £472/£36003 -
#26 checking in again with another overpayment of £894.64 for April. Slow and steady wins the race…
Thank you!4 -
Morning all,
Great to see everyone's progress!
#3 with an April OP of £686.62 to report.
Can't see there being much scope for any extra OPs this month in the budget so will try to keep surveys ticking over - mortgage starting with a 4 is approaching!
SMortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest4 -
#57 with April OP of £821.37. Thanks4
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#19 overpayment for March 2025 £404.66 Thanks JulicornMortgage Free Wannabe
Mortgage free aim date (set Dec 23): 2030 or earlier
Mortgage free wannabe starting figure: £73,576.96
Current Mortgage Figure: £53,301.28
Mortgage end date with no overpayments: 20th July 2037
Mortgage end date with overpayments: 1st Jan 2030
Goal 1 10k off mortgage balance by 31st March 2024 Achieved
Goal 2 60k mortgage balance by 30th September 2024 Got to £62,999
Goal 3 10k off mortgage balance by 31st March 2025 Achieved4 -
#20 with £150 for April (£600 total for the year).
Loving that we've collectively smashed £250k overpaid already!4 -
Been a while since I checked in #37 so far this year I've paid off £562.23. 😊Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £110.77/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest4 -
Hi, number 21 with an April over payment of £135. Thank you JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)3 -
#3 checking in with additional OP of £388, bringing April's OP to £1074.62
And a shiny new 4 at the beginning of the mortgage 🎉
S xMortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest4
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