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2025 Mortgage-Free Wannabes

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Comments

  • #41
    savings interest earned bringing April’s total to 557.32. Year to date = 2197.79/5000
    thanks @julicorn
  • Hi, #14 reporting my usual £104 OP for April - should take YTD to £416
  • #35 with another OP of £320.10 for a current April total of £913.05
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £0 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
  • Hello
    #70 with an April overpayment of £158.
    YTD total is £1,974.
    Thanks Julicorn!
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • BeckyBach
    BeckyBach Posts: 23 Forumite
    Second Anniversary 10 Posts
    Hi Julicorn, can you put £725.82 down for me in April #13. Thank you
  • Jemma01
    Jemma01 Posts: 517 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Hi @julicorn, please can you put me down as an OP of £40,100, I'm #40. I paid off my mortgage at the end of March and we're now mortgage free  B)

    I've really enjoyed taking part in these yearly MFW challenges for the last nearly 5 years and they've definitely helped me to stay focussed, thanks so much for running them.

    That's amazing, very well done 👏 👏
    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date = 11/2024 = 175k (5.19% interest rate, 20 year term)
    • Q4/2024 = 139.3k (5.19% -> 4.94%)
    • Q1/2025 = 125.3k (4.94% -> 4.69%)
    • Q2/2025 = 108.9K(4.69% -> 4.44%)
    • Q3/2025 = 92.2k   (4.44% -> 4.19%)
    • Q4/2025 = 44k      (4.19% -> 3.94%)
    • Q1/2026 = 41k      (3.94%)
  • Hi @julicorn, please can you put me down as an OP of £40,100, I'm #40. I paid off my mortgage at the end of March and we're now mortgage free  B)

    I've really enjoyed taking part in these yearly MFW challenges for the last nearly 5 years and they've definitely helped me to stay focussed, thanks so much for running them.
    Congratulations Eat That Frog 🎉🎉
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