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2025 Mortgage-Free Wannabes

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Comments

  • turtlemoose
    turtlemoose Posts: 1,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20 paid £150 in March. Could you change my target to £1800 please. Thank you  <3


  • gih
    gih Posts: 56 Forumite
    Third Anniversary 10 Posts Name Dropper
    #57 £600 OP for March.  Thanks!
  • longestgame
    longestgame Posts: 23 Forumite
    10 Posts
    #34, with 101.17 for March, please. 

    Thanks, julicorn! 
    2025 MFW OPs: 4317/6000.
  • V3cash
    V3cash Posts: 321 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    #68 £289.50 for March please Julicorn

    MFW 2027

    £185.96 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600







    Barclaycard £5300(0%) Deal ends April 2026.
    2nd 0%CC £300 deal ends after paid off)

  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi Julicorn
    #70 with an overpayment for March of £158.
    Total for the year so far is £816.
    Thank you.
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Shal1160
    Shal1160 Posts: 62 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi fellow MFWs
    #29 checking in, things are feeling a bit tighter as I need to change my car very soon and replace some of savings used towards it...March overpayment so far is £44.54. 
    Julicorn, please could I reduce my target to £1450 for this year, thank you :smile: 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £84,900 (Oct 25)
    MFW 2025 #29
    Just keep swimming
  • Pinkpieuni
    Pinkpieuni Posts: 182 Forumite
    100 Posts Name Dropper Photogenic
    #61 £100 OP today. Total is now £7,424

    Challenges

    NSD - Oct 15/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £38,627.54 Target  MF (Jun 26) 240 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • here_for_the_tips
    here_for_the_tips Posts: 138 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 here we go for March, £148.02 first overpayment of the month for a £2,428.03 ytd so far. Thank you.
    MFWB 2025 #35: £10,525.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
  • uzubairu
    uzubairu Posts: 1,209 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    No 54 updating for February and March

    February = £92.92
    March = £550
  • BizzyBee_9
    BizzyBee_9 Posts: 9 Forumite
    First Post Photogenic
    Hi, very new to all this, but would like to join the challenge please. 

    Currently considering best options and way forward. Have been overpaying into an Offset mortgage for some years and will continue to do so. 

    Currently owe 45k and have 20k saved offsetting it. Aiming to increase the Offset pot by overpaying more than required std payment each month. Currently overpaying £266 above std payment. 

    Considering paying lump sum off capital to reduce term and max out Offset savings upto 45k to lessen Interest paid. 

    Anything else I need to tell you? 
    9 is my key number, so anything related to it is good for me, if possible! Thanks 🙏
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