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2025 Mortgage-Free Wannabes

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Comments

  • turtlemoose
    turtlemoose Posts: 1,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20 paid £150 in March. Could you change my target to £1800 please. Thank you  <3


  • gih
    gih Posts: 58 Forumite
    Third Anniversary 10 Posts Name Dropper
    #57 £600 OP for March.  Thanks!
  • longestgame
    longestgame Posts: 33 Forumite
    10 Posts First Anniversary Name Dropper
    #34, with 101.17 for March, please. 

    Thanks, julicorn! 
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 79/668
    Holiday fund: 25/3000
  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    #68 £289.50 for March please Julicorn

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi Julicorn
    #70 with an overpayment for March of £158.
    Total for the year so far is £816.
    Thank you.
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Shal1160
    Shal1160 Posts: 71 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi fellow MFWs
    #29 checking in, things are feeling a bit tighter as I need to change my car very soon and replace some of savings used towards it...March overpayment so far is £44.54. 
    Julicorn, please could I reduce my target to £1450 for this year, thank you :smile: 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • Pinkpieuni
    Pinkpieuni Posts: 256 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    #61 £100 OP today. Total is now £7,424

    Challenges

    NSD - April - 12/10

    1. 2026 Mortgage-Free Wannabes #61 £18,733.06/£29,000, MF target June 2026, current mortgage balance - £9,969.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 here we go for March, £148.02 first overpayment of the month for a £2,428.03 ytd so far. Thank you.
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
  • uzubairu
    uzubairu Posts: 1,209 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    No 54 updating for February and March

    February = £92.92
    March = £550
  • BizzyBee_9
    BizzyBee_9 Posts: 13 Forumite
    10 Posts Name Dropper Photogenic
    Hi, very new to all this, but would like to join the challenge please. 

    Currently considering best options and way forward. Have been overpaying into an Offset mortgage for some years and will continue to do so. 

    Currently owe 45k and have 20k saved offsetting it. Aiming to increase the Offset pot by overpaying more than required std payment each month. Currently overpaying £266 above std payment. 

    Considering paying lump sum off capital to reduce term and max out Offset savings upto 45k to lessen Interest paid. 

    Anything else I need to tell you? 
    9 is my key number, so anything related to it is good for me, if possible! Thanks 🙏
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