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2025 Mortgage-Free Wannabes

1313234363795

Comments

  • twinklie
    twinklie Posts: 5,277 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #2 with a March OP of £124. 
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Jessy103
    Jessy103 Posts: 2,679 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi,

    No.12 with a overpayment of £1,335.43 for February.

    Thanks 🙂
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi,

    No 39 with an OP of £390, bringing my total for the year to £1054

    Well done everyone and keep going, what we're collectively achieving is amazing and inspiring. It's really helping me keep going seeing everyone's payments, however big or small.
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    seventh88 said:
    Hi,

    No 39 with an OP of £390, bringing my total for the year to £1054

    Well done everyone and keep going, what we're collectively achieving is amazing and inspiring. It's really helping me keep going seeing everyone's payments, however big or small.
    I actually have your yearly total a little bit higher with that latest overpayment, would you mind having a quick look when you have a moment to check if I've logged everything correctly? :)
  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    julicorn said:
    I actually have your yearly total a little bit higher with that latest overpayment, would you mind having a quick look when you have a moment to check if I've logged everything correctly? :)

    Thanks for checking! Apologies, make it £340.33 for this month, that brings us to a round £1054 for the year.
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • pawlala
    pawlala Posts: 1,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    February came to £546.83

    Thanks and have a great week everyone!  B
  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 reporting a March OP of £636.62, bringing YTD to £2280.59. 
    Should be a bit more available to OP this month, just waiting for money to be shuffled around!
    Thank you @julicorn

    S
    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • ShALLaX
    ShALLaX Posts: 119 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #26 checking in again with another overpayment of £894.64 for March.

    Thank you!
  • #41
    First OP for March - £400

    Feb total = £542.44
    Jan total = 558.23
    Year to date = £1500.67/5000
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 
    first overpayment for March of £111.20 



    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




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