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2025 Mortgage-Free Wannabes

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Comments

  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #2 with a March OP of £124. 
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Jessy103
    Jessy103 Posts: 2,256 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No.12 with a overpayment of £1,335.43 for February.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • seventh88
    seventh88 Posts: 129 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi,

    No 39 with an OP of £390, bringing my total for the year to £1054

    Well done everyone and keep going, what we're collectively achieving is amazing and inspiring. It's really helping me keep going seeing everyone's payments, however big or small.
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage  = £112,153/£132,469 (15% paid)

    Goal for 2025:
    1) MFW £3905/£3000



  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    seventh88 said:
    Hi,

    No 39 with an OP of £390, bringing my total for the year to £1054

    Well done everyone and keep going, what we're collectively achieving is amazing and inspiring. It's really helping me keep going seeing everyone's payments, however big or small.
    I actually have your yearly total a little bit higher with that latest overpayment, would you mind having a quick look when you have a moment to check if I've logged everything correctly? :)
  • seventh88
    seventh88 Posts: 129 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    julicorn said:
    I actually have your yearly total a little bit higher with that latest overpayment, would you mind having a quick look when you have a moment to check if I've logged everything correctly? :)

    Thanks for checking! Apologies, make it £340.33 for this month, that brings us to a round £1054 for the year.
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage  = £112,153/£132,469 (15% paid)

    Goal for 2025:
    1) MFW £3905/£3000



  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    February came to £546.83

    Thanks and have a great week everyone!  B
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 reporting a March OP of £636.62, bringing YTD to £2280.59. 
    Should be a bit more available to OP this month, just waiting for money to be shuffled around!
    Thank you @julicorn

    S
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • ShALLaX
    ShALLaX Posts: 119 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #26 checking in again with another overpayment of £894.64 for March.

    Thank you!
  • BridgetTheCat
    BridgetTheCat Posts: 146 Forumite
    100 Posts Photogenic Name Dropper
    #41
    First OP for March - £400

    Feb total = £542.44
    Jan total = 558.23
    Year to date = £1500.67/5000
  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 
    first overpayment for March of £111.20 


    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

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