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2025 Mortgage-Free Wannabes

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Comments

  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with an £18.81 payment for a current February total of £649.36
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with February overpayment of £16.  I’ve been expecting a payment which is due in February but it’s not arrived yet so I’ll just add this small amount now.  Thanks Julicorn 
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 350 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Number 18 checking in. 

    Feb OP of £1000.

    Total OP of £1000

    Thanks @julicorn

    MM
    X
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with £60 over payment for a Feb total of £709.36 so far
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
  • carboot_karaoke
    carboot_karaoke Posts: 660 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Morning All,

    #31 checking in with our February over payment of £4100 
    Current Balance £13,450
    MFW 2026 #31 £9,550 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,400 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 33 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • SuperSavingD
    SuperSavingD Posts: 699 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    #5 £268 sent as an overpayment today.  

    Totals £746.10/£3000.
  • 999poundproject
    999poundproject Posts: 24 Forumite
    Second Anniversary 10 Posts
    #55 for Feb with 1363.11. 

    Thank you! 
  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with a small £8 OP for a £717.36 February total. A lot of messages but I'll forget if I don't add ASAP. Let's see what's left in the current account at the end of the month.
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
  • jackieblack
    jackieblack Posts: 10,681 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 February 2025 at 7:20AM
    #4 reporting my regular OP of £115 (offset) 

    Thanks julicorn 🙂
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • Pinkpieuni
    Pinkpieuni Posts: 256 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 26 February 2025 at 8:48AM
    #61 additional £1,132.11 paid total OP for February is £2,124.48

    Challenges

    NSD - April - 12/10

    1. 2026 Mortgage-Free Wannabes #61 £18,733.06/£29,000, MF target June 2026, current mortgage balance - £9,969.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

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