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2025 Mortgage-Free Wannabes

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  • here_for_the_tips
    here_for_the_tips Posts: 120 Forumite
    100 Posts Photogenic Name Dropper
    #35 with an £18.81 payment for a current February total of £649.36
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with February overpayment of £16.  I’ve been expecting a payment which is due in February but it’s not arrived yet so I’ll just add this small amount now.  Thanks Julicorn 
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Number 18 checking in. 

    Feb OP of £1000.

    Total OP of £1000

    Thanks @julicorn

    MM
    X
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • here_for_the_tips
    here_for_the_tips Posts: 120 Forumite
    100 Posts Photogenic Name Dropper
    #35 with £60 over payment for a Feb total of £709.36 so far
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • carboot_karaoke
    carboot_karaoke Posts: 318 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper

    Morning All,

    #31 checking in with our February over payment of £4100 

    MFW
    Opening Mortgage Balance     16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £36,600

    MFW 2025 #31 £26,400 / £28,000 OP

    MFIT - T7 £26,400 OP

    0%CC May 2027-  £2,400

    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • SuperSavingD
    SuperSavingD Posts: 569 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #5 £268 sent as an overpayment today.  

    Totals £746.10/£3000.
  • 999poundproject
    999poundproject Posts: 17 Forumite
    10 Posts First Anniversary
    #55 for Feb with 1363.11. 

    Thank you! 
  • here_for_the_tips
    here_for_the_tips Posts: 120 Forumite
    100 Posts Photogenic Name Dropper
    #35 with a small £8 OP for a £717.36 February total. A lot of messages but I'll forget if I don't add ASAP. Let's see what's left in the current account at the end of the month.
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 February at 7:20AM
    #4 reporting my regular OP of £115 (offset) 

    Thanks julicorn 🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Pinkpieuni
    Pinkpieuni Posts: 150 Forumite
    100 Posts Name Dropper Photogenic
    edited 26 February at 8:48AM
    #61 additional £1,132.11 paid total OP for February is £2,124.48

    Challenges

    NSD August- 2/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £848/£1,378 -(32/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £65,895 Target  MF (Jun 26) 330 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,309

    "Look after the pennies and the pounds will look after themselves"

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