We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2025 Mortgage-Free Wannabes
Comments
-
#50 Another overpayment for me today of £99.80
February total of £232 currentlyMFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0002 -
Sorry Julicorn that should have said year not month I'll get this amendedjulicorn said:
Sorry, can I just check - is this your total for the year or total for the month? Just asking because if I just add £8.58 to what I've got logged for you so far, it shows me £18.12 for Feb, and £97.43 for the year. Have a look when you get the chance and let me know if Iogged anything incorrectly.A_Random_Man said:#49 Just cashed out on prolific £8.58 taking my monthly total to £97.43
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
2 -
#53 here with £7.66 for February28/09/25
Deep savings: £24,185.28/£20,000.00
Mortgage starting balance: £157,183.78
Today’s balance: £142,800.80
2025 MFW #53 £10,015.32/£10,0002 -
Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £86,468/£132,469 (35% paid)Goal for 2026:1) MFW £4186/£3600 - achieved!!6 -
Morning. Can I add another £200 for jan so £515 for jan?
I'll come back a bit later in the month for Feb OP
Well done everyone and thanks julicorn for keeping us motivated1 -
#52 checking in with £270.27 for JanuaryMFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141
-
That is pretty incredible, just think what that will look like at the end of the year!seventh88 said:Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
MFW December 2026
Initial mtg £100,000 Jan 2021Final payment made balance £0 May 2026
mortgage free part II done!
retirement planning started June 26
H&L share ac started.3 -
#35 with a £70 payment. Thank you.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £3,679.88 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.68
Mortgage 1 Jun 2026: £46,450.662 -
#61 additional £850 OP, February total is now 992.37
Challenges
NSD - July - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
2 -
#59 checking in with a £500 overpayment in January
2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355K Banking & Borrowing
- 254.6K Reduce Debt & Boost Income
- 455.7K Spending & Discounts
- 247.8K Work, Benefits & Business
- 604.8K Mortgages, Homes & Bills
- 178.7K Life & Family
- 262.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards