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2025 Mortgage-Free Wannabes
Comments
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#50 Another overpayment for me today of £99.80
February total of £232 currentlyMFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0002 -
Sorry Julicorn that should have said year not month I'll get this amendedjulicorn said:
Sorry, can I just check - is this your total for the year or total for the month? Just asking because if I just add £8.58 to what I've got logged for you so far, it shows me £18.12 for Feb, and £97.43 for the year. Have a look when you get the chance and let me know if Iogged anything incorrectly.A_Random_Man said:#49 Just cashed out on prolific £8.58 taking my monthly total to £97.43
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#53 here with £7.66 for February28/09/25
Deep savings: £24,185.28/£20,000.00
Mortgage starting balance: £157,183.78
Today’s balance: £142,800.80
2025 MFW #53 £10,015.32/£10,0002 -
Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £88,102/£132,469 (33% paid)Goal for 2026:1) MFW £3221/£36006 -
Morning. Can I add another £200 for jan so £515 for jan?
I'll come back a bit later in the month for Feb OP
Well done everyone and thanks julicorn for keeping us motivated1 -
#52 checking in with £270.27 for JanuaryMFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141
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That is pretty incredible, just think what that will look like at the end of the year!seventh88 said:Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December3 -
#35 with a £70 payment. Thank you.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.682 -
#61 additional £850 OP, February total is now 992.37
Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,569.36
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
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#59 checking in with a £500 overpayment in January
2
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