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2025 Mortgage-Free Wannabes

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  • MFWannabe
    MFWannabe Posts: 2,459 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 Another overpayment for me today of £99.80 
    February total of £232 currently 
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    julicorn said:
    #49 Just cashed out on prolific £8.58 taking my monthly total to £97.43
    Sorry, can I just check - is this your total for the year or total for the month? Just asking because if I just add £8.58 to what I've got logged for you so far, it shows me £18.12 for Feb, and £97.43 for the year. Have a look when you get the chance and let me know if Iogged anything incorrectly. 
    Sorry Julicorn that should have said year not month I'll get this amended 

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • Flossymuldoo
    Flossymuldoo Posts: 113 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    #53 here with £7.66 for February 
    28/12/24
    Deep savings: £14,492.28/£20,000.00
    Mortgage balance: £157,183.78
    MFW #53  £7.66/£10,000.00
  • Chili81
    Chili81 Posts: 47 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Morning. Can I add another £200 for jan so £515 for jan?
    I'll come back a bit later in the month for Feb OP

    Well done everyone and thanks julicorn for keeping us motivated 
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    #52 checking in with £270.27 for January
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • V3cash
    V3cash Posts: 301 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    seventh88 said:
    Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
    That is pretty incredible, just think what that will look like at the end of the year!

    2025-26 MFW Target #68 £13,500

    £378.07 left to pay from 10% overpayment allowance, (July26).

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400

    house improvement/holiday £2500/5000

    Barclaycard £5800 (0%) Deal ends April 2026

  • #35 with a £70 payment. Thank you.
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • Pinkpieuni
    Pinkpieuni Posts: 150 Forumite
    100 Posts Name Dropper Photogenic
    #61 additional £850 OP, February total is now 992.37
     


    Challenges

    NSD August- 2/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £848/£1,378 -(32/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £65,895 Target  MF (Jun 26) 330 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,309

    "Look after the pennies and the pounds will look after themselves"

  • Symphony101
    Symphony101 Posts: 22 Forumite
    Sixth Anniversary 10 Posts
    #59 checking in with a £500 overpayment in January :)
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