We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2025 Mortgage-Free Wannabes
Comments
-
#50 Another overpayment for me today of £99.80
February total of £232 currentlyMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0002 -
julicorn said:A_Random_Man said:#49 Just cashed out on prolific £8.58 taking my monthly total to £97.43
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
2 -
#53 here with £7.66 for February28/12/24
Deep savings: £14,492.28/£20,000.00
Mortgage balance: £157,183.78
MFW #53 £7.66/£10,000.002 -
Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage = £112,153/£132,469 (15% paid)Goal for 2025:1) MFW £4433/£30006 -
Morning. Can I add another £200 for jan so £515 for jan?
I'll come back a bit later in the month for Feb OP
Well done everyone and thanks julicorn for keeping us motivated1 -
#52 checking in with £270.27 for JanuaryMFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141
-
seventh88 said:Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
2025-26 MFW Target #68 £13,500
£306.99 left to pay from 10% overpayment allowance, (July26).
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £2200/5000
Barclaycard £5500( 0%) Deal ends April 2026.3 -
#35 with a £70 payment. Thank you.MFWB 2025 #35: £9,306.38 / £10,000
Prolific 2025 £286.65 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 20025: £53,722.342 -
#61 additional £850 OP, February total is now 992.37
Challenges
NSD Sept- 7/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600-Current bal £52,516 Target MF (Jun 26) 292 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
2 -
#59 checking in with a £500 overpayment in January2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards