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2025 Mortgage-Free Wannabes
Comments
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#50 Another overpayment for me today of £99.80
February total of £232 currentlyMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0002 -
Sorry Julicorn that should have said year not month I'll get this amendedjulicorn said:
Sorry, can I just check - is this your total for the year or total for the month? Just asking because if I just add £8.58 to what I've got logged for you so far, it shows me £18.12 for Feb, and £97.43 for the year. Have a look when you get the chance and let me know if Iogged anything incorrectly.A_Random_Man said:#49 Just cashed out on prolific £8.58 taking my monthly total to £97.43
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#53 here with £7.66 for February28/09/25
Deep savings: £24,185.28/£20,000.00
Mortgage starting balance: £157,183.78
Today’s balance: £142,800.80
2025 MFW #53 £10,015.32/£10,0002 -
Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £111,564/£132,469 (15% paid)Goal for 2026:1) MFW £0/£36006 -
Morning. Can I add another £200 for jan so £515 for jan?
I'll come back a bit later in the month for Feb OP
Well done everyone and thanks julicorn for keeping us motivated1 -
#52 checking in with £270.27 for JanuaryMFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141
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That is pretty incredible, just think what that will look like at the end of the year!seventh88 said:Only 5 and a half weeks into the year, just had a glance at the spreadsheet we've collectively paid of an extra £83k on our mortgages. This forum is incredible!
MFW 2027
£108.81 left to pay from 10%
overpayment allowance, (July26).
End fix on 2.79% July 27 // MFW AIM July 2027
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,0003 -
#35 with a £70 payment. Thank you.MFWB 2025 #35: £11,150.81 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 2025: £53,722.34
Mortgage 1 October 2025: £52,539.83
Mortgage 1 November 2025: £51,483.47
Mortgage 1 December 2025: £50,780.472 -
#61 additional £850 OP, February total is now 992.37
Challenges
NSD - Dec 9/10
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000
Mortgage @ Jan 2025 £75,600-Current bal £29,851.26 Target MF - Jun 26, 187 days away.
2026 Challenges
NSD - January
1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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#59 checking in with a £500 overpayment in January
2
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