Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15
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2025 Mortgage-Free Wannabes
Comments
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Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?
Novuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.1 -
Not too late, you can join any time of the year. I've given you number 71strandedinaber said:Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?
1 -
No. 2 with my Feb payment of £101.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
% of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
#68
1st overpayment of Feb £256.93MFW May 2026
£92.80 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% July 27 // MFW AIM May 2026
Mortgage free Aim July 2026!
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,4501 -
Can I ask if you have a specific calculator to work out your mortgage end date ?twinklie said:No. 2 with my Feb payment of £101.MFW May 2026
£92.80 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% July 27 // MFW AIM May 2026
Mortgage free Aim July 2026!
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,4500 -
#61 reporting £142.37 towards February OP
Challenges
NSD - January - 4/10
1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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Hi @julicorn
Sorry to be a pain but I can’t access my old frugalwannabe account so am going to have to change over to this one please which is mortgagefreetobe. My allocated number is 24.Also recording a Feb overpayment so far of £250 for #24.Thank you 😊Mortgage Jan 2025 £67,253 fixed rate 1.44 until March 2026.MFW #24 £350/£5000
March Grocery Challenge £210/£750
EF £1000/£50001 -
#35 with £102.40 to start the month off, little broadband saving refund plus bank account used for bills excess balance paid in. Its been adding up over the months a little each month, better use it for this rather then it just sitting there.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £0 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.601 -
#20 with a Feb OP of £150
1
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