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2025 Mortgage-Free Wannabes

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  • AuntieL
    AuntieL Posts: 369 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    #45

    February OP of £101

    Many thanks @julicorn
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • strandedinaber
    strandedinaber Posts: 240 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?
    Novuna personal finance 0% 4-year £518/£1866
    Credit card debt free! Now on the journey to mortgage free.
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?
    Not too late, you can join any time of the year. I've given you number 71 :) 
  • twinklie
    twinklie Posts: 5,174 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No. 2 with my Feb payment of £101. 
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • V3cash
    V3cash Posts: 292 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 3 February at 11:02AM
    #68
    1st overpayment of Feb £256.93


    Barclaycard £5800 (0%) ends April 26.
    2025-26 MFW Target #68 £13,500
    £400.61 left OP 10% allowance left
    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950

    house improvement/emergency budget/holiday fund needs topping up.

  • V3cash
    V3cash Posts: 292 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    twinklie said:
    No. 2 with my Feb payment of £101. 
    Can I ask if you have a specific calculator to work out your mortgage end date ?


    Barclaycard £5800 (0%) ends April 26.
    2025-26 MFW Target #68 £13,500
    £400.61 left OP 10% allowance left
    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950

    house improvement/emergency budget/holiday fund needs topping up.

  • Pinkpieuni
    Pinkpieuni Posts: 146 Forumite
    100 Posts Name Dropper Photogenic
    #61 reporting £142.37 towards February OP

    Challenges

    NSD July- 14/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £742/£1,378 -(28/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £66,136 Target  MF (Jun 26) 338 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,309

    "Look after the pennies and the pounds will look after themselves"

  • Hi @julicorn

    Sorry to be a pain but I can’t access my old frugalwannabe account so am going to have to change over to this one please which is mortgagefreetobe. My allocated number is 24. 

    Also recording a Feb overpayment so far of £250 for #24. 

    Thank you 😊 
    Mortgage Jan 2025 £67,253 fixed rate 1.44 until March 2026. 
    MFW #24 £350/£5000
    March Grocery Challenge £210/£750
    EF £1000/£5000
  • #35 with £102.40 to start the month off, little broadband saving refund plus bank account used for bills excess balance paid in. Its been adding up over the months a little each month, better use it for this rather then it just sitting there.
    MFWB 2025 #35: £7,576.69 / £10,000
    Prolific 2025 £274.50 / £500
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
  • turtlemoose
    turtlemoose Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20 with a Feb OP of £150 :smile:
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