We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2025 Mortgage-Free Wannabes
Options
Comments
-
Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?
Novuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.1 -
strandedinaber said:Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?1
-
No. 2 with my Feb payment of £101.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
#68
1st overpayment of Feb £256.93
Barclaycard £5800 (0%) ends April 26.
2025-26 MFW Target #68 £13,500
£400.61 left OP 10% allowance left
Mortgage free Aim July 2027.
July 25 £57,000, £56950
house improvement/emergency budget/holiday fund needs topping up.1 -
twinklie said:No. 2 with my Feb payment of £101.
Barclaycard £5800 (0%) ends April 26.
2025-26 MFW Target #68 £13,500
£400.61 left OP 10% allowance left
Mortgage free Aim July 2027.
July 25 £57,000, £56950
house improvement/emergency budget/holiday fund needs topping up.0 -
#61 reporting £142.37 towards February OP
Challenges
NSD July- 14/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
1 -
Hi @julicorn
Sorry to be a pain but I can’t access my old frugalwannabe account so am going to have to change over to this one please which is mortgagefreetobe. My allocated number is 24.Also recording a Feb overpayment so far of £250 for #24.Thank you 😊Mortgage Jan 2025 £67,253 fixed rate 1.44 until March 2026.MFW #24 £350/£5000
March Grocery Challenge £210/£750
EF £1000/£50001 -
#35 with £102.40 to start the month off, little broadband saving refund plus bank account used for bills excess balance paid in. Its been adding up over the months a little each month, better use it for this rather then it just sitting there.MFWB 2025 #35: £7,576.69 / £10,000
Prolific 2025 £274.50 / £500
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.131 -
#20 with a Feb OP of £1501
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards