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2025 Mortgage-Free Wannabes
Comments
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Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,980.28
2024 Overpayment = £675.66
2025 Overpayment = £622/£7001 -
Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?
Novuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.1 -
strandedinaber said:Hi - is it too late to join this please? If not, please could I set myself a target of £8,000 for this year?1
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No. 2 with my Feb payment of £101.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
#68
1st overpayment of Feb £256.932025-26 MFW Target #68 £13,500
£306.99 left to pay from 10% overpayment allowance, (July26).
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £2200/5000
Barclaycard £5500( 0%) Deal ends April 2026.1 -
twinklie said:No. 2 with my Feb payment of £101.
2025-26 MFW Target #68 £13,500
£306.99 left to pay from 10% overpayment allowance, (July26).
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £2200/5000
Barclaycard £5500( 0%) Deal ends April 2026.0 -
#61 reporting £142.37 towards February OP
Challenges
NSD Sept- 7/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600-Current bal £52,516 Target MF (Jun 26) 292 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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Hi @julicorn
Sorry to be a pain but I can’t access my old frugalwannabe account so am going to have to change over to this one please which is mortgagefreetobe. My allocated number is 24.Also recording a Feb overpayment so far of £250 for #24.Thank you 😊Mortgage Jan 2025 £67,253 fixed rate 1.44 until March 2026.MFW #24 £350/£5000
March Grocery Challenge £210/£750
EF £1000/£50001 -
#35 with £102.40 to start the month off, little broadband saving refund plus bank account used for bills excess balance paid in. Its been adding up over the months a little each month, better use it for this rather then it just sitting there.MFWB 2025 #35: £9,306.38 / £10,000
Prolific 2025 £286.65 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 20025: £53,722.341 -
#20 with a Feb OP of £1501
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