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2025 Mortgage-Free Wannabes

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Comments

  • MFWannabe
    MFWannabe Posts: 2,524 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 February 2025 at 11:03PM
    #50 Regular overpayment of £103.20 bringing my Feb total currently to £132.20

    MFW 2026 #50: £3,583.49/£25,000

    Mortgage:
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    First overpayment of the year! 

    #60 - £213.85

    🎉🎉

    Thanks @julicorn

    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • seventh88
    seventh88 Posts: 153 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #39 - Feb - £73.67+£250 = £323.67
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,519/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £472/£3600





  • BridgetTheCat
    BridgetTheCat Posts: 233 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #41 - £400 deposited today 
  • AnotherNewDay
    AnotherNewDay Posts: 207 Forumite
    Third Anniversary 100 Posts Name Dropper
    #48 reporting £1,000 for February
  • smetf
    smetf Posts: 382 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 reporting an OP of £158 bringing Feb's total so far to £1029.41
    S
    Mortgage £39,933
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 1236.62/4100
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • Sandyra
    Sandyra Posts: 311 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here
    £515.63 for February please x

    MFW 2026 #32 £XXXX/£6,000; MFW 2025 #32 £9,594.51/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2026 #32 £XXXX/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • soapy50
    soapy50 Posts: 35 Forumite
    Eighth Anniversary 10 Posts Mortgage-free Glee! Name Dropper
    #64 another £100 0P paid on 31st January which is £500 in total for January. Really pleased with that 😊
    MFW 2025 #64: £4350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
    Mortgage December 2025 £19,887
    Mortgage January 2026 £0 - officially mortgage free!! 
  • here_for_the_tips
    here_for_the_tips Posts: 147 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with a £26.30 payment for February as well - going to start putting the regular saver interest towards this rather then into another savings account.
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £0 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
  • ShALLaX
    ShALLaX Posts: 119 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #26, overpayment of £894.64 for Feb (again!)

    Thank you!
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