We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2025 Mortgage-Free Wannabes

1…2324262829…83

Comments

  • MFWannabe
    MFWannabe Posts: 2,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 February at 11:03PM
    #50 Regular overpayment of £103.20 bringing my Feb total currently to £132.20
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    First overpayment of the year! 

    #60 - £213.85

    🎉🎉

    Thanks @julicorn

    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • seventh88
    seventh88 Posts: 138 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #39 - Feb - £73.67+£250 = £323.67
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage  = £111,564/£132,469 (15% paid)

    Goal for 2025:
    1) MFW £5832/£3000



  • BridgetTheCat
    BridgetTheCat Posts: 210 Forumite
    100 Posts Photogenic Name Dropper
    #41 - £400 deposited today 
  • AnotherNewDay
    AnotherNewDay Posts: 194 Forumite
    100 Posts Second Anniversary Name Dropper
    #48 reporting £1,000 for February
  • smetf
    smetf Posts: 372 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 reporting an OP of £158 bringing Feb's total so far to £1029.41
    S
    Emergency fund 15k Home/ holiday fund 7k Mortgage £42,877
  • Sandyra
    Sandyra Posts: 300 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here
    £515.63 for February please x

    MFW 2025 #32 £7,746.98/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £16,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • soapy50
    soapy50 Posts: 29 Forumite
    Eighth Anniversary 10 Posts Photogenic
    #64 another £100 0P paid on 31st January which is £500 in total for January. Really pleased with that 😊
    MFW 2025 #64: £3350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
  • here_for_the_tips
    here_for_the_tips Posts: 138 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with a £26.30 payment for February as well - going to start putting the regular saver interest towards this rather then into another savings account.
    MFWB 2025 #35: £10,525.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
  • ShALLaX
    ShALLaX Posts: 119 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #26, overpayment of £894.64 for Feb (again!)

    Thank you!
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture