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2025 Mortgage-Free Wannabes

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  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 Just made my first small overpayment for this month of £9.54 taking my monthly total to £88.85

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi Julicorn
    #70 with an overpayment for February of £158.
    Thank you.
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Shal1160
    Shal1160 Posts: 59 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all and happy February!
    Well done on all the overpayments so far! #29 checking in with a Feb overpayment of £184.56. Thank you Julicorn :smile:  
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • gih
    gih Posts: 54 Forumite
    Second Anniversary 10 Posts Name Dropper
    #57 with an OP of £500 for February.  Thanks Julicorn.
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 8 February at 11:55AM
    #49 Just cashed out on prolific £8.58 taking my yearly total to £97.43

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • hellosupernova
    hellosupernova Posts: 90 Forumite
    Second Anniversary 10 Posts
     #19 overpayment for January 2025 £342.59
    Thanks Julicorn
    Mortgage Free Wannabe
    Mortgage free aim date (set Dec 23): 2030 or earlier
    Mortgage free wannabe starting figure: £73,576.96
    Current Mortgage Figure: £58,220

    Mortgage end date with no overpayments: 20th July 2037
    Mortgage end date with overpayments: 1st Jan 2030

    Goal 1   10k off mortgage balance by 31st March 2024           Achieved
    Goal 2   60k mortgage balance by 30th September 2024        Got to £62,999
    Goal 3   10k off mortgage balance by 31st March 2025               Achieved
  • julicorn
    julicorn Posts: 2,586 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    A_Random_Man said:
    #49 Just cashed out on prolific £8.58 taking my monthly total to £97.43
    Sorry, can I just check - is this your total for the year or total for the month? Just asking because if I just add £8.58 to what I've got logged for you so far, it shows me £18.12 for Feb, and £97.43 for the year. Have a look when you get the chance and let me know if Iogged anything incorrectly. 
  • smetf
    smetf Posts: 358 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 OP of £80 made today, taking Feb OPs to at total of 1109.41.
    Emergency fund 13.5k Home/ holiday fund 5.5k Mortgage £46,632
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Number 66 here. Final overpayment for Jan was £271 and Feb's overpayment is £300. Thanks
    Mortgage-free wannabe 2025 £571/3000
  • soapy50
    soapy50 Posts: 26 Forumite
    Eighth Anniversary 10 Posts Photogenic
    #64 £100 0P paid today which is £100 in total so far for February 😊
    MFW 2025 #64: £1900/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
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