We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2025 Mortgage-Free Wannabes

1272830323383

Comments

  • SuperSavingD
    SuperSavingD Posts: 576 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #5 Saved another £100 towards future OPs.  Total now £478.10/£3000

    Thank you Julicorn
  • soapy50
    soapy50 Posts: 29 Forumite
    Eighth Anniversary 10 Posts Photogenic
    #64 £100 0P paid today which is £200 in total so far for February 😊
    MFW 2025 #64: £3350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
  • longestgame
    longestgame Posts: 22 Forumite
    10 Posts
    #34 with another £30, making £130 total for Feb. 

    Thank you, Julicorn! 
    2025 MFW OPs: 4317/6000.
  • MFWannabe
    MFWannabe Posts: 2,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 £68 overpayment bringing Feb total to £300

    I like nice round numbers 🤩
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • V3cash
    V3cash Posts: 320 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 16 February at 9:30AM
    MFWannabe said:
    #50 £68 overpayment bringing Feb total to £300

    I like nice round numbers 🤩
    Me too! but only on the mortgage total 🤣🤣

    MFW 2027

    £235.96 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195

    house improvement/holiday £1520/3000


    Barclaycard £5400 ( 0%) Deal ends April 2026.
    2nd 0%CC £450 (deal ends after paid off)

  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 £13.16 op taking my yearly total to £125.59

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • Shal1160
    Shal1160 Posts: 62 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #29 with an additional £50 o/p, taking the Feb total to £234.56, thanks Julicorn! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £84,900 (Oct 25)
    MFW 2025 #29
    Just keep swimming
  • bedhair
    bedhair Posts: 84 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi Julicorn,
    Please can I join?
    Aiming for £7200 overpayments in 2025 (£600 a month)
    I have already paid £600 in Jan and due to pay £600 at the end of February.
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 £30 op taking my yearly total to £155.59

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • julicorn
    julicorn Posts: 2,617 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    bedhair said:
    Hi Julicorn,
    Please can I join?
    Aiming for £7200 overpayments in 2025 (£600 a month)
    I have already paid £600 in Jan and due to pay £600 at the end of February.
    Of course you can :) You've got #72, and I've just added your January overpayments for now. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.