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2025 Mortgage-Free Wannabes

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Comments

  • #5 Saved another £100 towards future OPs.  Total now £478.10/£3000

    Thank you Julicorn
  • soapy50
    soapy50 Posts: 35 Forumite
    Eighth Anniversary 10 Posts Mortgage-free Glee! Name Dropper
    #64 £100 0P paid today which is £200 in total so far for February 😊
    MFW 2025 #64: £4350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
    Mortgage December 2025 £19,887
    Mortgage January 2026 £0 - officially mortgage free!! 
  • #34 with another £30, making £130 total for Feb. 

    Thank you, Julicorn! 
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 79/668
    Holiday fund: 25/3000
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 £68 overpayment bringing Feb total to £300

    I like nice round numbers 🤩

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 16 February 2025 at 10:30AM
    MFWannabe said:
    #50 £68 overpayment bringing Feb total to £300

    I like nice round numbers 🤩
    Me too! but only on the mortgage total 🤣🤣

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • #49 £13.16 op taking my yearly total to £125.59

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • #29 with an additional £50 o/p, taking the Feb total to £234.56, thanks Julicorn! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • Hi Julicorn,
    Please can I join?
    Aiming for £7200 overpayments in 2025 (£600 a month)
    I have already paid £600 in Jan and due to pay £600 at the end of February.
  • #49 £30 op taking my yearly total to £155.59

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    bedhair said:
    Hi Julicorn,
    Please can I join?
    Aiming for £7200 overpayments in 2025 (£600 a month)
    I have already paid £600 in Jan and due to pay £600 at the end of February.
    Of course you can :) You've got #72, and I've just added your January overpayments for now. 
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